What are the current interest rates at Kennett Trust Bank?

Current rates for Kennett Trust Bank include: 12-Month CD: 3.22%, 18-Month CD: 3.26%, 24-Month CD: 3.34%, 36-Month CD: 3.29%, 48-Month CD: 3.29%, 60-Month CD: 3.29%, Savings: 0.17%

Kennett Trust Bank Rates and Review February 2026

Content reviewed by

Brian McKay

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Kennett Trust Bank Deposit Rates

Kennett Trust Bank's Certificates of Deposit (CDs) 24-Month rates are at 3.34%, Certificates of Deposit (CDs) 36-Month rates are at 3.29%, Certificates of Deposit (CDs) 48-Month rates are at 3.29%, Certificates of Deposit (CDs) 60-Month rates are at 3.29%, Certificates of Deposit (CDs) 18-Month rates are at 3.26%. Kennett Trust Bank's savings rates are at 0.17%.

Kennett Trust Bank

Rate Updates and Availability

Kennett Trust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kennett Trust Bank? Share your experience about Kennett Trust Bank by leaving a review below, or read customer reviews before you decide to use Kennett Trust Bank.

Kennett Trust Bank Texas Ratio

Kennett Trust Bank's Texas Ratio is at 2.77%, which is considered excellent. The Texas Ratio for Kennett Trust Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Kennett Trust Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Kennett Trust Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

3.22%

2.38%

18-Month CD

3.26%

2.14%

24-Month CD

3.34%

2.17%

36-Month CD

3.29%

2.11%

48-Month CD

3.29%

2.10%

60-Month CD

3.29%

2.23%

Savings

0.17%

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Kennett Trust Bank

917 1st St
Kennett, MO 63857

https://www.kennetttrustbank.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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Kennett Trust Bank CD Rates

Product	Rate	APY	Term
Certificates of Deposit (CDs) 24 month	3.30%	3.34%	24 Months
No additional details. Last Updated 02/14/2026
Certificates of Deposit (CDs) 36 month	3.25%	3.29%	36 Months
No additional details. Last Updated 02/14/2026
Certificates of Deposit (CDs) 48 month	3.25%	3.29%	48 Months
No additional details. Last Updated 02/14/2026
Certificates of Deposit (CDs) 60 month	3.25%	3.29%	60 Months
No additional details. Last Updated 02/14/2026
Certificates of Deposit (CDs) 18 month	3.21%	3.26%	18 Months
No additional details. Last Updated 02/14/2026
Certificates of Deposit (CDs) 12 month	3.18%	3.22%	12 Months
No additional details. Last Updated 02/14/2026
Certificates of Deposit (CDs) 6 month	2.98%	3.01%	6 Months
No additional details. Last Updated 02/14/2026
Certificates of Deposit (CDs) 3 month	2.52%	2.54%	3 Months
No additional details. Last Updated 02/14/2026
Certificates of Deposit (CDs) 30 month	2.28%	2.30%	30 Months
No additional details. Last Updated 02/14/2026

Kennett Trust Bank Savings Rates

Product	Rate	APY
KTB Savings	0.21%	0.21%
No additional details. Last Updated 02/14/2026
Health Savings Accounts	0.17%	0.17%
No additional details. Last Updated 02/14/2026

Kennett Trust Bank Checking Rates

Product	Rate	APY	View More
Business Interest Checking	0.01%	0.01%
No additional details. Last Updated 02/14/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Kennett Trust Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Kennett Trust Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kennett Trust Bank's official website for the most current offers and terms.