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Kennett Trust Bank Rates & Review April 2026

Kennett Trust Bank's Certificates of Deposit (CDs)-Details 12-Month rates are at 3.08%, Certificates of Deposit (CDs)-Details 24-Month rates are at 3.06%, Certificates of Deposit (CDs)-Details 18-Month rates are at 3.05%, Certificates of Deposit (CDs)-Details 30-Month - 2 1/2 rates are at 3.05%, Certificates of Deposit (CDs)-Details 48-Month - 4 rates are at 3.03%. Kennett Trust Bank's savings rates are at 0.17%. MonitorBankRates evaluates the financial stability of Kennett Trust Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.77%. Rates were last updated on 04/11/2026.

Kennett Trust Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kennett Trust Bank? Share your experience about Kennett Trust Bank by leaving a review below, or read customer reviews before you decide to use Kennett Trust Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.77%
Excellent Lower than avg
Kennett Trust Bank
917 1st St
Kennett, MO 63857
https://www.kennetttrustbank.com
Member FDIC

Kennett Trust Bank CD Rates

Product Rate APY Term View More
Certificates of Deposit (CDs)-Details 12 month 3.03% 3.08% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Certificates of Deposit (CDs)-Details 24 month 3.01% 3.06% 24
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Certificates of Deposit (CDs)-Details 18 month 3.00% 3.05% 18
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Certificates of Deposit (CDs)-Details 30 month - 2 1/2 3.00% 3.05% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Certificates of Deposit (CDs)-Details 48 month - 4 2.99% 3.03% 48
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Certificates of Deposit (CDs)-Details 60 month - 5 2.99% 3.03% 60
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Certificates of Deposit (CDs)-Details 36 month - 3 2.98% 3.02% 36
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Certificates of Deposit (CDs)-Details 6 month 2.98% 3.02% 6
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Certificates of Deposit (CDs)-Details 3 month 2.92% 2.96% 3
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Kennett Trust Bank Savings Rates

Product Rate APY View More
KTB Savings 0.21% 0.21%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Health Savings Accounts 0.17% 0.17%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Kennett Trust Bank Checking Rates

Product Rate APY View More
Business Interest Checking 0.01% 0.01%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Kennett Trust Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Kennett Trust Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kennett Trust Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Kennett Trust Bank
Bank Holding Company KENNETT BANCSHARES INC
Address 917 1st St, Kennett, MO 63857  ·  Dunklin
FDIC Certificate # 18879
Established 09/07/1963
FDIC Insurance Date 09/07/1963
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.77%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4442%
Return on Equity (ROE) 5.5800%
Non-Performing Loans (NPL) 0.23%
Total Assets $126,968,000
Total Deposits $112,955,000
Equity Capital $12,398,000
Net Income $360,000
Headquarters Kennett
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Kennett Trust Bank

Is Kennett Trust Bank a safe place to deposit money?

Yes, Kennett Trust Bank is considered a safe financial institution. With a Texas Ratio of 2.7660796324655%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Kennett Trust Bank operate?

Kennett Trust Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Kennett Trust Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kennett Trust Bank provides members with tools to manage their accounts and build a solid financial history.

Does Kennett Trust Bank offer online and mobile banking?

Most modern institutions like Kennett Trust Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kennetttrustbank.com.

Current Kennett Trust Bank Rates

  • 12-Month CD3.08%
  • 18-Month CD3.05%
  • 24-Month CD3.06%
  • 36-Month CD3.02%
  • 48-Month CD3.03%
  • 60-Month CD3.03%
  • Savings0.17%
Retrieved from our database of financial products. Rates subject to change.