Farmers & Merchants Bank AR CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Farmers & Merchants Bank ARToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.74% and 3-month CD rates at 0.80%. Current savings rates are at 0.05% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Farmers & Merchants Bank AR CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers & Merchants Bank AR, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers & Merchants Bank AR CD rates. You can also compare Farmers & Merchants Bank AR savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers & Merchants Bank AR money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers & Merchants Bank AR? Share your experience about Farmers & Merchants Bank AR by leaving a review below, or read customer reviews before you decide to use Farmers & Merchants Bank AR.

Farmers & Merchants Bank AR Texas Ratio

Farmers & Merchants Bank AR's Texas Ratio is at 2.66%, which is considered excellent. The Texas Ratio for Farmers & Merchants Bank AR is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers & Merchants Bank AR is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Farmers & Merchants Bank AR
708 S Main St
Stuttgart, AR 72160
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Farmers & Merchants Bank AR Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Rising Bank
Rising Bank
High Yield Savings
4.30%
$1,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
3-Month CD
4.01%
$500
Parke Bank
Parke Bank
12-Month CD
4.00%
$500
Abbey Credit Union
Abbey Credit Union
12-Month CD
4.00%
$500
Gainey Business Bank
Gainey Business Bank
60-Month CD
3.92%
$5,000
State Bank of De Kalb
State Bank of De Kalb
12-Month CD
3.80%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
24-Month CD
3.75%
$500
Access Bank
Access Bank
60-Month CD
3.50%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD
3.35%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
60-Month CD
3.30%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
60-Month CD (Bump)
3.25%
$2,500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
36-Month CD (Jumbo)
3.25%
$100,000
Bell Bank
Bell Bank
12-Month CD
3.25%
$500
Acadian Federal Credit Union
Acadian Federal Credit Union
12-Month CD
3.20%
$2,500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
60-Month CD
3.04%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
24-Month CD
3.00%
$2,500
Marblehead Bank
Marblehead Bank
3-Month CD
3.00%
$500
The MINT National Bank
The MINT National Bank
48-Month CD
3.00%
$10,000
S&T Bank
S&T Bank
48-Month CD
3.00%
$500
State Bank of Medora
State Bank of Medora
60-Month CD
2.73%
$500
Bank Northwest
Bank Northwest
36-Month CD
2.52%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
60-Month CD
2.50%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Prime Bonus Interest Checking
2.50%
$50
Ponce Bank
Ponce Bank
48-Month CD
2.50%
$1,000
New Market Bank
New Market Bank
24-Month CD
2.45%
$500
Logansport Savings Bank
Logansport Savings Bank
24-Month CD
2.22%
$1,000
Grinnell State Bank
Grinnell State Bank
12-Month CD
2.07%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
48-Month CD
2.05%
$500
Perryton National Bank
Perryton National Bank
Money Market
1.51%
$0
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
Adams County Bank
Adams County Bank
Money Market
1.26%
$100,000
FNB of Groton
FNB of Groton
24-Month CD
1.06%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
36-Month CD
1.05%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Ultra Money Market
1.00%
$100,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
12-Month CD
1.00%
$500
Charter Bank TX
Charter Bank TX
Savings
0.75%
$100
Rhinebeck Bank
Rhinebeck Bank
Business Money Market
0.62%
$0
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
12-Month CD
0.60%
$500
BankChampaign
BankChampaign
60-Month CD
0.55%
$500
Ballston Spa National Bank
Ballston Spa National Bank
30-Month CD
0.45%
$500
Community Bank Topeka, KS
Community Bank Topeka, KS
24-Month CD
0.35%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
18-Month CD
0.30%
$1,000
MVSB
60-Month CD
0.30%
$500
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
Savings
0.25%
$100
Hilltop National Bank
Hilltop National Bank
Health Savings
0.25%
$10,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
6-Month CD
0.20%
$500
MidCountry Bank
MidCountry Bank
48-Month CD
0.10%
$1,000
BankChampaign
BankChampaign
NOW Checking
0.05%
$300
Iron Workers SB
Iron Workers SB
Passbook Savings
0.05%
$100
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
36-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Farmers & Merchants Bank AR rate data right now, check back for updates, we are adding rates all the time.

Farmers & Merchants Bank AR Information

Farmers & Merchants Bank AR
708 S Main St
Stuttgart, AR 72160
Arkansas
Established Date: 01/02/1945
FDIC Certificate #: 16216
Date of FDIC Deposit Insurance: 01/02/1945
Bank Holding Company: FARMERS&MERCHANTS BANKSHARES
How Many Domestic U.S. Offices? 23
How Many Branches are There? 23
Is Farmers & Merchants Bank AR FDIC Insured? Yes
What is Farmers & Merchants Bank AR's Cert number? 16216
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers & Merchants Bank AR Financials

Total Assets:
$1,846,491,000
Total Deposits:
$1,460,397,000
Equity Capital:
$191,652,000
Domestic Deposits:
$1,460,397,000
Net Income:
$3,375,000
Return on Assets:
0.7482%
Quarterly Return on Assets:
0.7400%
Pretax Return on Assets:
0.9031%
Pretax Quarterly Return on Assets:
0.9000%
Return on Equity:
7.2600%
Quarterly Return on Equity:
7.1000%
Leverage Tier 1 (Core Capital) Ratio:
9.6549%
Total Interest Income (YTD):
4.5330%
 
 
Headquarters:
Stuttgart
FDIC Field Office:
Little Rock
Regulator:
FED
County:
Arkansas
# of Offices:
23
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates and refinancing rates are higher today. 30 year mortgage rates and refinance rates are averaging 4.77 percent, up from yesterday’s average 30 year rate of 4.75%. Today's 30 year mortgage rates and refinance rates in Montana are lower than the current national average 30 year interest rate.  Today, 30 year mortgage rates and refinance rates in Montana are averaging 4.69 percent.
Mortgage rates are higher today Friday, October 28, 2011,  as mortgage lenders increase rates in response to higher bond yields. Current mortgage rates on 30 year fixed conforming loans are averaging 4.20%, an increase from yesterday’s average 30 year mortgage rate of 4.12%. Today's mortgage rates on 15 year fixed conventional loans are also higher averaging 3.47%, up from yesterday’s average 15 year mortgage rate of 3.43%.

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