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Rockland Trust Rates & Review March 2026

Rockland Trust's 4-Month CD rates are at 3.60%, 13-Month CD rates are at 3.25%, 5-Month CD rates are at 2.75%, 6-Month CD rates are at 2.75%, Select 7-Month CD rates are at 2.75%. Rockland Trust's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Rockland Trust with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.37%. Rates were last updated on 03/21/2026.

Rockland Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rockland Trust? Share your experience about Rockland Trust by leaving a review below, or read customer reviews before you decide to use Rockland Trust.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.37%
Excellent Lower than avg
Rockland Trust
288 Union St
Rockland, MA 02370
https://www.rocklandtrust.com
Member FDIC

Rockland Trust CD Rates

Product Rate APY Term View More
4-Month CD 3.54% 3.60% 4
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
13-Month CD 3.20% 3.25% 13
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
5-Month CD 2.71% 2.75% 5
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
6-Month CD 2.71% 2.75% 6
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Select 7-Month CD 2.71% 2.75% 7
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
10-Month CD 2.47% 2.50% 10
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
8-Month CD 2.47% 2.50% 8
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
9-Month CD 2.47% 2.50% 9
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Select 12-Month CD 2.47% 2.50% 12
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Select 18-Month CD 2.47% 2.50% 18
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
2-Year CD 1.98% 2.00% 2
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
5-Year CD 1.98% 2.00% 5
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%

Rockland Trust Savings Rates

Product Rate APY View More
Complete Business Money Market Savings 0.55% 0.55%
Min Deposit $25
Min Balance $100,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Money Market Savings 0.55% 0.55%
Min Deposit $25
Min Balance $1,000,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.50% 0.50%
Min Deposit $25
Min Balance $50,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Money Market Savings 0.50% 0.50%
Min Deposit $25
Min Balance $25,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.45% 0.45%
Min Deposit $25
Min Balance $25,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.25% 0.25%
Min Deposit $25
Min Balance $10,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Money Market Savings 0.20% 0.20%
Min Deposit $25
Min Balance $10,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.05% 0.05%
Min Deposit $25
Min Balance $5,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Money Market Savings 0.05% 0.05%
Min Deposit $25
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Business Savings 0.01% 0.01%
Min Deposit $25
Min Balance $1
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.01% 0.01%
Min Deposit $25
Min Balance $1
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Free Savings 0.01% 0.01%
Min Deposit $10
Min Balance $1
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%

Rockland Trust Money Market Rates

Product Rate APY View More
Complete Business Money Market Savings 0.55% 0.55%
Min Deposit $25
Min Balance $100,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Money Market Savings 0.55% 0.55%
Min Deposit $25
Min Balance $1,000,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.50% 0.50%
Min Deposit $25
Min Balance $50,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Money Market Savings 0.50% 0.50%
Min Deposit $25
Min Balance $25,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.45% 0.45%
Min Deposit $25
Min Balance $25,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.25% 0.25%
Min Deposit $25
Min Balance $10,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Money Market Savings 0.20% 0.20%
Min Deposit $25
Min Balance $10,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.05% 0.05%
Min Deposit $25
Min Balance $5,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Money Market Savings 0.05% 0.05%
Min Deposit $25
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Complete Business Money Market Savings 0.01% 0.01%
Min Deposit $25
Min Balance $1
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%

Rockland Trust Mortgage Rates

Product Rate Points APR Term View More
Express Mortgage - - 6.87% 20
Details As Low As; 20 year term as low as
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%

Rockland Trust Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.24%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Line of Credit - - 6.49%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 7.50% 15
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 7.62% 10
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Line of Credit - - 7.74%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 7.75% 5
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 7.87% 15
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 8.00% 10
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 8.37% 15
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 8.50% 10
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 9.23% 5
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 9.25% 15
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%
Home Equity Loan - - 9.62% 5
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.37%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Rockland Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Rockland Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rockland Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Rockland Trust
Bank Holding Company INDEPENDENT BANK CORP
Address 288 Union St, Rockland, MA 02370  ·  Plymouth
FDIC Certificate # 9712
Established 09/10/1907
FDIC Insurance Date 01/01/1934
Domestic Offices 152
Total Branches 152
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.37%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3068%
Return on Equity (ROE) 8.8400%
Non-Performing Loans (NPL) 0.16%
Total Assets $24,909,975,000
Total Deposits $20,256,765,000
Equity Capital $3,875,657,000
Net Income $224,549,000
Headquarters Rockland
Total Offices 152
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Rockland Trust

Is Rockland Trust a safe place to deposit money?

Yes, Rockland Trust is considered a safe financial institution. With a Texas Ratio of 1.3699079218204%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Rockland Trust operate?

Rockland Trust currently maintains approximately 152 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Rockland Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rockland Trust provides members with tools to manage their accounts and build a solid financial history.

Does Rockland Trust offer online and mobile banking?

Most modern institutions like Rockland Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rocklandtrust.com.

Current Rockland Trust Rates

  • 12-Month CD2.50%
  • 18-Month CD2.50%
  • 24-Month CD2.00%
  • 60-Month CD2.00%
  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.