What are the current interest rates at Rockland Trust?

Current rates for Rockland Trust include: 12-Month CD: 2.50%, 18-Month CD: 2.50%, 24-Month CD: 2.00%, 60-Month CD: 2.00%, Savings: 0.05%, MMA: 0.10%

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Rockland Trust Rates & Review August 2026

Q: How many branches does Rockland Trust operate?

Rockland Trust currently maintains approximately 152 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Rockland Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rockland Trust provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Rockland Trust's 4-Month CD rates are at 3.60%, 13-Month CD rates are at 3.25%, 5-Month CD rates are at 2.75%, 6-Month CD rates are at 2.75%, Select 7-Month CD rates are at 2.75%. Rockland Trust's savings rates are at 0.05%. Rockland Trust's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Rockland Trust with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.37%. Rates last updated and verified on 08/28/2026.

Rockland Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rockland Trust? Share your experience about Rockland Trust by leaving a review below, or read customer reviews before you decide to use Rockland Trust.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.37%

Excellent Lower than avg

Rockland Trust Company

288 Union St
Rockland, MA 02370

https://www.rocklandtrust.com

Rockland Trust CD Rates

Product	Rate	APY
4-Month CD	3.54%	3.60%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
13-Month CD	3.20%	3.25%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
5-Month CD	2.71%	2.75%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6-Month CD	2.71%	2.75%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Select 7-Month CD	2.71%	2.75%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
10-Month CD	2.47%	2.50%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
8-Month CD	2.47%	2.50%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
9-Month CD	2.47%	2.50%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Select 12-Month CD	2.47%	2.50%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Select 18-Month CD	2.47%	2.50%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
2-Year CD	1.98%	2.00%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
5-Year CD	1.98%	2.00%
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Rockland Trust Savings Rates

Product	Rate	APY
Money Market Savings	0.55%	0.55%
Min Deposit $25 Min Balance $1,000,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market Savings	0.50%	0.50%
Min Deposit $25 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market Savings	0.20%	0.20%
Min Deposit $25 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market Savings	0.05%	0.05%
Min Deposit $25 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Free Savings	0.01%	0.01%
Min Deposit $10 Min Balance $1 Details Compounded: Monthly Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Rockland Trust Money Market Rates

Product	Rate	APY
Complete Money Market	-	1.00%
Details Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 1.00% on your entire balance. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Rockland Complete Money Market	1.00%	1.00%
Min Deposit $250 Min Balance $1,000,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market Savings	0.55%	0.55%
Min Deposit $25 Min Balance $1,000,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Rockland Complete Money Market	0.55%	0.55%
Min Deposit $250 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market Savings	0.50%	0.50%
Min Deposit $25 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Rockland Complete Money Market	0.30%	0.30%
Min Deposit $250 Min Balance $5,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market Savings	0.20%	0.20%
Min Deposit $25 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Rockland Complete Money Market	0.10%	0.10%
Min Deposit $250 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market Savings	0.05%	0.05%
Min Deposit $25 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Rockland Trust Checking Rates

Product	Rate	APY
Advantage Checking	0.01%	0.01%
Min Deposit $25 Min Balance $1 Details Compounded: Monthly Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Relationship checking	0.01%	0.01%
Min Deposit $500 Min Balance $1 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Rockland Trust Mortgage Rates

Product	Rate	Points	APR	Term
Express Mortgage	-	-	6.87%	10 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Express Mortgage	-	-	7.00%	5 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Express Mortgage	-	-	7.12%	15 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Express Mortgage	-	-	7.25%	10 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Express Mortgage	-	-	7.62%	15 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Express Mortgage	-	-	7.87%	10 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Express Mortgage	-	-	8.73%	5 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Express Mortgage	-	-	8.75%	15 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Express Mortgage	-	-	9.12%	5 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Rockland Trust Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit	-	-	6.49%
Details Prime Rate - 0.26%; Prime Rate is 6.750% as of August 3, 2026. The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account, a minimum initial draw of $25,000 and maintaining a daily minimum balance of $25,000 for the first 30 days after the draw period begins (disbursement date). Other loan programs for this type of credit are offered by Rockland Trust that do not include automatic repayment features. As of August 3, 2026, the Prime Rate is 6.750%, resulting in a fully indexed APR of 6.240%. APR of 6.240% is subject to change and may increase after consummation. The corresponding APR will never be less than 3.99% or more than 18.00% per Annum. Advertised rate available for lines of credit between $125,000 and $400,000 on 1 to 4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less, and for lines of credit greater than $400,000 and up to $750,000 with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Other home equity lines of credit outside of these parameters are available. Hazard insurance is required. Flood insurance may be required. If you pay off the entire balance and close your line of credit account within 24 months of consummation, a $500 early termination fee may be charged. Other restrictions may apply. See a Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	6.87%	10 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Home Equity Loan is available for loan amounts between $25,000 and $400,000. Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 7.499% and a term of 20 years has a monthly payment per thousand of $8.06. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	7.00%	5 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Home Equity Loan is available for loan amounts between $25,000 and $400,000. Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 7.499% and a term of 20 years has a monthly payment per thousand of $8.06. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	7.12%	15 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Home Equity Loan is available for loan amounts between $25,000 and $400,000. Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 7.499% and a term of 20 years has a monthly payment per thousand of $8.06. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	7.25%	10 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Home Equity Loan is available for loan amounts between $25,000 and $400,000. Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 7.499% and a term of 20 years has a monthly payment per thousand of $8.06. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	7.50%	15 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	7.62%	10 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Line of Credit	-	-	7.74%
Details Prime Rate + 0.99%; Prime Rate is 6.750% as of August 3, 2026. The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account, a minimum initial draw of $25,000 and maintaining a daily minimum balance of $25,000 for the first 30 days after the draw period begins (disbursement date). Other loan programs for this type of credit are offered by Rockland Trust that do not include automatic repayment features. As of August 3, 2026, the Prime Rate is 6.750%, resulting in a fully indexed APR of 6.240%. APR of 6.240% is subject to change and may increase after consummation. The corresponding APR will never be less than 3.99% or more than 18.00% per Annum. Advertised rate available for lines of credit between $125,000 and $400,000 on 1 to 4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less, and for lines of credit greater than $400,000 and up to $750,000 with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Other home equity lines of credit outside of these parameters are available. Hazard insurance is required. Flood insurance may be required. If you pay off the entire balance and close your line of credit account within 24 months of consummation, a $500 early termination fee may be charged. Other restrictions may apply. See a Banker for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	7.75%	5 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	7.87%	15 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	8.00%	10 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	8.37%	15 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	8.50%	10 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	8.73%	5 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Home Equity Loan is available for loan amounts between $25,000 and $400,000. Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 7.499% and a term of 20 years has a monthly payment per thousand of $8.06. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	8.75%	15 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Home Equity Loan is available for loan amounts between $25,000 and $400,000. Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 7.499% and a term of 20 years has a monthly payment per thousand of $8.06. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	9.12%	5 YEARS
Details The Annual Percentage Rate (APR) quoted is the lowest rate available as of August 3, 2026. Subject to credit approval. Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Home Equity Loan is available for loan amounts between $25,000 and $400,000. Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by a valuation acceptable to the lender. Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 7.499% and a term of 20 years has a monthly payment per thousand of $8.06. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	9.23%	5 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	9.25%	15 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Home Equity Loan	-	-	9.62%	5 YEARS
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Rockland Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Rockland Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rockland Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Rockland Trust

Bank Holding Company INDEPENDENT BANK CORP

Address 288 Union St, Rockland, MA 02370 · Plymouth

Website https://www.rocklandtrust.com

FDIC Certificate # 9712

Established 09/10/1907

FDIC Insurance Date 01/01/1934

Domestic Offices 152

Total Branches 152

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.37%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3068%

Return on Equity (ROE) 8.8400%

Non-Performing Loans (NPL) 0.16%

Total Assets $24,909,975,000

Total Deposits $20,256,765,000

Equity Capital $3,875,657,000

Net Income $224,549,000

Headquarters Rockland

Total Branches and Offices 152

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Rockland Trust

How many branches does Rockland Trust operate?

Rockland Trust currently maintains approximately 152 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Rockland Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rockland Trust provides members with tools to manage their accounts and build a solid financial history.

Does Rockland Trust offer online and mobile banking?

Most modern institutions like Rockland Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rocklandtrust.com.