Rockland Trust Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rockland Trust's 4-Month Certificate of Deposit rates are at 3.60%, 13-Month Certificate of Deposit rates are at 3.25%, 5-Month Certificate of Deposit rates are at 2.75%, 6-Month Certificate of Deposit rates are at 2.75%, Select 7-Month Certificate of Deposit rates are at 2.75%. Rockland Trust's savings rates are at 0.01%. Rockland Trust's Express Mortgage rates are at 0.00%. MonitorBankRates evaluates the financial stability of Rockland Trust with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.37%. Rates were last updated on 03/05/2026.
Rate Updates and AvailabilityRockland Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rockland Trust? Share your experience about Rockland Trust by leaving a review below, or read customer reviews before you decide to use Rockland Trust. Rockland Trust Texas RatioRockland Trust's Texas Ratio is at 1.37%, which is considered excellent. The Texas Ratio for Rockland Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Rockland Trust has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Rockland Trust is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 99/100
Rockland Trust has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/05/2026 
Rockland Trust CD Rates
Rockland Trust Savings Rates
Rockland Trust Money Market Rates
Rockland Trust Checking Rates
Rockland Trust Mortgage Rates
Rockland Trust Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Rockland Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Rockland Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rockland Trust's official website for the most current offers and terms.
Bank Profile & OverviewRockland Trust
288 Union StRockland, MA 02370 Plymouth Established Date: 09/10/1907 FDIC Certificate #: 9712 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: INDEPENDENT BANK CORP How Many Domestic U.S. Offices? 152 How Many Branches are There? 152 Website: https://www.rocklandtrust.com
Is Rockland Trust FDIC Insured? Yes
What is Rockland Trust's Cert number? 9712
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (99/100)
Texas Ratio:
1.37%
Return on Assets (ROA):
1.3068%
Return on Equity (ROE):
8.8400%
Non-Performing Loans (NPL):
0.16%
Total Assets:
$24,909,975,000
Total Deposits:
$20,256,765,000
Equity Capital:
$3,875,657,000
Net Income:
$224,549,000
Headquarters:
Rockland
Regulator:
FDIC
# of Offices:
152
Source: FDIC | Last Updated 12/31/2025
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Frequently Asked Questions About Rockland TrustHow do I open an account at Rockland Trust?You can typically open an account at Rockland Trust by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Rockland Trust provides a range of mortgage and home equity products. Is Rockland Trust a safe place to deposit money?Yes, Rockland Trust is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Rockland Trust offer online and mobile banking?Most modern institutions like Rockland Trust provide digital access including online balance checks and transfers. Compare to other Banks |
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