Phelps County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.05% and 3-month CD rates at 0.20%. Current savings rates are at 0.50% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 8.99%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates. Phelps County Bank's 60-Month CD rates are at 4.01%, 12-Month CD rates are at 3.80%, 18-Month CD rates are at 3.60%, 24-Month CD rates are at 3.55%, 48-Month CD rates are at 3.49%. Phelps County Bank's savings rates are at 0.05%. Phelps County Bank's money market rates are at 0.05%.
To see how these rates compare to Phelps County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Phelps County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Phelps County Bank CD rates. You can also compare Phelps County Bank savings rates, MMA rates and mortgage rates using our other rate lists. Phelps County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Phelps County Bank? Share your experience about Phelps County Bank by leaving a review below, or read customer reviews before you decide to use Phelps County Bank. Phelps County Bank Texas Ratio Phelps County Bank's Texas Ratio is at 2.83%, which is considered excellent. The Texas Ratio for Phelps County Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Phelps County Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Phelps County Bank CD Rates and Interest Rates
Phelps County Bank
60-Month CD
4.01%
$1,000
Phelps County Bank
12-Month CD
3.80%
$1,000
Phelps County Bank
18-Month CD
3.60%
$1,000
Phelps County Bank
24-Month CD
3.55%
$1,000
Phelps County Bank
48-Month CD
3.49%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Phelps County Bank Rates with Other Competitive Bank and Credit Union Rates
State Bank of Newburg
60-Month CD
4.13%
$10,000
Citizens Independent Bank
9-Month CD
4.05%
$10,000
Presidential Bank
12-Month CD
4.00%
$1,000
Benchmark Community Bank
Success Checking
4.00%
$100
EagleBank
48-Month CD
3.90%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 22, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Phelps County Bank InformationPhelps County Bank
718 N Pine StRolla, MO 65401 Phelps Established Date: 08/01/1963 FDIC Certificate #: 18841 Date of FDIC Deposit Insurance: 08/01/1963 Bank Holding Company: PHELPS CNTY BK EMPLOYEE STK OWNERSHIP PLAN How Many Domestic U.S. Offices? 4 How Many Branches are There? 5 Website: https://www.mypcb.com
Is Phelps County Bank FDIC Insured? Yes
What is Phelps County Bank's Cert number? 18841
What is the maximum amount for insured deposits? $250,000 per holder, per account
Phelps County Bank FinancialsTotal Assets:
$486,244,000
Total Deposits:
$412,978,000
Equity Capital:
$33,067,000
Domestic Deposits:
$412,978,000
Net Income:
$1,676,000
Return on Assets:
1.8077%
Quarterly Return on Assets:
1.3800%
Pretax Return on Assets:
1.3818%
Pretax Quarterly Return on Assets:
1.3800%
Return on Equity:
31.3100%
Quarterly Return on Equity:
20.4400%
Common Equity Tier 1 Capital Ratio:
14.3398%
Tier 1 Risk-Based Capital Ratio:
14.3398%
Leverage Tier 1 (Core Capital) Ratio:
8.8069%
Total Risk-Based Capital Ratio (YTD):
15.5722%
Total Interest Income (YTD):
4.2374%
Headquarters:
Rolla
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Phelps
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Long term mortgage rates increased slightly in our latest Mortgage Rate Survey with the exception of 30 year jumbo mortgage rates, which were down slightly. 30 year conforming mortgage rates increased this week to 4.92 percent this week, up from last week's average mortgage rate of 4.88 percent. This is the third consecutive week conforming 30 year rates are under 5.00 percent.
Verity Credit Union of Seattle, Washington, is advertising regular share certificates of deposit and their "Savers" certificates of deposit. Regular share certificates of deposit range in terms of 3 months to 60 months and Savers certificates of deposit have terms of 6 months and 12 months. The credit union doesn't have the best CD rates available right now but their rates are competitive with the current national average CD rates.
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