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Kentland Federal S&L

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Kentland Federal S&L Rates & Review August 2026

Q: How many branches does Kentland Federal S&L operate?

Kentland Federal S&L currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Kentland Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kentland Federal S&L provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Kentland Federal S&L rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Kentland Federal S&L, and you can see how they compare in the Kentland Federal S&L rate tables below. MonitorBankRates evaluates the financial stability of Kentland Federal S&L with a 2.9 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/29/2026.

Kentland Federal S&L money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kentland Federal S&L? Share your experience about Kentland Federal S&L by leaving a review below, or read customer reviews before you decide to use Kentland Federal S&L.

Overall Health & Safety Grade

C+

Fair Health Score: 79/100

MonitorBankRates Rating

2.9

Fair Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Kentland Federal S&L

116 N 3rd St
Kentland, IN 47951

Current Rate Availability

We're not currently displaying rates for Kentland Federal S&L, but our database is updated constantly — check back soon for the latest offers.

Are you with Kentland Federal S&L? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Kentland Federal S&L is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Kentland Federal S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kentland Federal S&L's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Kentland Federal S&L

FDIC Certificate # 28722

Address 116 N 3rd St, Kentland, IN 47951 · Newton

Website N/A

Established 01/01/1920

FDIC Insurance Date 08/09/1989

Domestic Offices 1

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+

Overall Health Grade Score: 79/100

2.9

Fair Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -1.6360%

Return on Equity (ROE) -12.7400%

Non-Performing Loans (NPL) 0.00%

Total Assets $3,924,000

Total Deposits $3,691,000

Equity Capital $193,000

Net Income $-227,000

Headquarters Kentland

Total Branches and Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Kentland Federal S&L

How many branches does Kentland Federal S&L operate?

Kentland Federal S&L currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Kentland Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kentland Federal S&L provides members with tools to manage their accounts and build a solid financial history.

Does Kentland Federal S&L offer online and mobile banking?

Most modern institutions like Kentland Federal S&L provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.