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Tucumcari Federal S&L Rates & Review April 2026

Tucumcari Federal S&L's 6-Month Money Market CD rates are at 3.56%, 1 Year Money Market CD rates are at 3.09%, 3 Year Money Market CD rates are at 2.17%, 2 Year Money Market CD rates are at 2.02%, 6-Month Money Market CD rates are at 3.56%. Tucumcari Federal S&L's savings rates are at 1.77%. MonitorBankRates evaluates the financial stability of Tucumcari Federal S&L with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.89%. Rates were last updated on 04/11/2026.

Tucumcari Federal S&L money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tucumcari Federal S&L? Share your experience about Tucumcari Federal S&L by leaving a review below, or read customer reviews before you decide to use Tucumcari Federal S&L.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.89%
Excellent Higher than avg
Tucumcari Federal S&L
301 S 1st St
Tucumcari, NM 88401
https://www.tucfed.com
Member FDIC

Tucumcari Federal S&L CD Rates

Product Rate APY Term View More
6 Month Money Market CD 3.50% 3.56% 6
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
1 Year Money Market CD 3.05% 3.09% 1
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
3 Year Money Market CD 2.15% 2.17% 3
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
2 Year Money Market CD 2.00% 2.02% 2
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%

Tucumcari Federal S&L Savings Rates

Product Rate APY View More
Statement Savings 1.75% 1.77%
Min Balance $100
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Tucumcari Federal S&L is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Tucumcari Federal S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tucumcari Federal S&L's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Tucumcari Federal S&L
FDIC Certificate # 29059
Address 301 S 1st St, Tucumcari, NM 88401  ·  Quay
Established 07/01/1934
FDIC Insurance Date 08/09/1989
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.89%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.2454%
Return on Equity (ROE) 1.8200%
Non-Performing Loans (NPL) 0.87%
Total Assets $36,874,000
Total Deposits $26,807,000
Equity Capital $5,791,000
Net Income $99,000
Headquarters Tucumcari
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Tucumcari Federal S&L

Is Tucumcari Federal S&L a safe place to deposit money?

Yes, Tucumcari Federal S&L is considered a safe financial institution. With a Texas Ratio of 5.8899556868538%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Tucumcari Federal S&L operate?

Tucumcari Federal S&L currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Tucumcari Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tucumcari Federal S&L provides members with tools to manage their accounts and build a solid financial history.

Does Tucumcari Federal S&L offer online and mobile banking?

Most modern institutions like Tucumcari Federal S&L provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tucfed.com.

Current Tucumcari Federal S&L Rates

  • 12-Month CD3.09%
  • 24-Month CD2.02%
  • 36-Month CD2.17%
  • Savings1.77%
Retrieved from our database of financial products. Rates subject to change.