Midwest Heritage Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.85%, 6-month CD rates at 0.75% and 3-month CD rates at 2.78%. Current savings rates are at 0.15% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 5.73%. Credit Card rates are at 9.50%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Midwest Heritage Bank's 12-Month CD rates are at 3.50%, 6-Month CD rates are at 3.28%. Midwest Heritage Bank's savings rates are at 0.15%. Midwest Heritage Bank's money market rates are at 2.48%.

Midwest Heritage Bank

To see how these rates compare to Midwest Heritage Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Midwest Heritage Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Midwest Heritage Bank CD rates. You can also compare Midwest Heritage Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Midwest Heritage Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Midwest Heritage Bank? Share your experience about Midwest Heritage Bank by leaving a review below, or read customer reviews before you decide to use Midwest Heritage Bank.

Midwest Heritage Bank Texas Ratio

Midwest Heritage Bank's Texas Ratio is at 1.06%, which is considered excellent. The Texas Ratio for Midwest Heritage Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Midwest Heritage Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.15%
MMA
2.48%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Midwest Heritage Bank
3580 Ep True Pkwy
West Des Moines, IA 50265
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Midwest Heritage Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Midwest Heritage Bank
Midwest Heritage Bank
12-Month CD
3.50%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
6-Month CD
3.28%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
Money Market
2.48%
$250,000
Midwest Heritage Bank
Midwest Heritage Bank
Health Savings
0.15%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Midwest Heritage Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank 1st
Bank 1st
6-Month CD (Jumbo)
4.96%
$100,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
12-Month CD
4.50%
$500
Woodruff Federal S&L
Woodruff Federal S&L
18-Month CD
4.06%
$1,000
TrustCo Bank
TrustCo Bank
12-Month CD
4.00%
$500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
6-Month CD
4.00%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
6-Month CD
3.80%
$2,500
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
6-Month CD
3.75%
$5,000
Home SB of Wapakoneta
Home SB of Wapakoneta
6-Month CD
3.75%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
30-Month CD
3.55%
$1,000
The Bank of Steinauer
The Bank of Steinauer
12-Month CD
3.55%
$500
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
3-Month CD
3.50%
$1,000
Susser Bank
Susser Bank
36-Month CD
3.50%
$1,000
Castroville State Bank
Castroville State Bank
12-Month CD
3.35%
$1,000
First Southwest Bank
First Southwest Bank
6-Month CD
3.30%
$1,000
Service Federal Credit Union
Service Federal Credit Union
18-Month CD
3.25%
$500
Bank First, NA
Bank First, NA
12-Month CD
3.02%
$1,000
Ixonia Bank
Ixonia Bank
Relationship Money Market
3.00%
$1,000,000
Longview Bank
Longview Bank
6-Month CD
3.00%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
60-Month CD (Jumbo)
3.00%
$10,000
Karnes County National Bank
Karnes County National Bank
3-Month CD
2.78%
$1,000
Ladysmith Federal S&L
Christmas Club Savings
2.75%
$0
FNB of Dennison
12-Month CD
2.58%
$1,000
New Market Bank
New Market Bank
60-Month CD
2.05%
$500
American State Bank (TX)
American State Bank (TX)
60-Month CD
2.03%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
6-Month CD
2.02%
$500
Huntington FSB
Huntington FSB
36-Month CD
2.02%
$500
FNB of Brookfield
FNB of Brookfield
48-Month CD
1.76%
$1,000
Wolf River Community Bank
Wolf River Community Bank
24-Month CD
1.55%
$1,000
La Salle State Bank
La Salle State Bank
18-Month CD
1.51%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
60-Month CD
1.51%
$5,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
60-Month CD
1.51%
$1,000
Buena Vista National Bank
Buena Vista National Bank
24-Month CD
1.05%
$500
Fulton Bank
Fulton Bank
48-Month CD
1.01%
$1,000
Bank of Stronghurst
Bank of Stronghurst
12-Month CD
0.95%
$500
SSB of Wanamingo
SSB of Wanamingo
Money Market
0.85%
$25,000
Greenville Federal
Greenville Federal
24-Month CD
0.80%
$500
Columbia Bank
Columbia Bank
Statement Savings
0.70%
$10
Century Bank of Florida
Century Bank of Florida
48-Month CD
0.35%
$500
Unity Bank
Unity Bank
60-Month CD
0.35%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
24-Month CD
0.30%
$500
Verus Bank of Commerce
Verus Bank of Commerce
24-Month CD
0.25%
$1,000
QNB Bank
QNB Bank
3-Month CD
0.20%
$500
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
William Penn Bank
William Penn Bank
Business Money Market
0.10%
$1,000
BankChampaign
BankChampaign
Regular Savings
0.05%
$200
Milford Federal Bank
Milford Federal Bank
Money Market
0.05%
$50
5 Star Bank
5 Star Bank
Money Market
0.05%
$0
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Variable Savings
0.02%
$100
MidCountry Bank
MidCountry Bank
Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Midwest Heritage Bank Information

Midwest Heritage Bank
3580 Ep True Pkwy
West Des Moines, IA 50265
Polk
Established Date: 04/01/1930
FDIC Certificate #: 4432
Date of FDIC Deposit Insurance: 02/09/1995
Bank Holding Company: HY-VEE INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Midwest Heritage Bank FDIC Insured? Yes
What is Midwest Heritage Bank's Cert number? 4432
What is the maximum amount for insured deposits? $250,000 per holder, per account

Midwest Heritage Bank Financials

Total Assets:
$477,586,000
Total Deposits:
$379,407,000
Equity Capital:
$53,929,000
Domestic Deposits:
$379,407,000
Net Income:
$2,812,000
Return on Assets:
1.5053%
Quarterly Return on Assets:
2.4600%
Pretax Return on Assets:
3.2296%
Pretax Quarterly Return on Assets:
3.2300%
Return on Equity:
13.9300%
Quarterly Return on Equity:
21.3600%
Common Equity Tier 1 Capital Ratio:
14.3650%
Tier 1 Risk-Based Capital Ratio:
14.3650%
Leverage Tier 1 (Core Capital) Ratio:
11.9567%
Total Risk-Based Capital Ratio (YTD):
15.2133%
Total Interest Income (YTD):
4.9631%
 
 
Headquarters:
West Des Moines
FDIC Field Office:
Des Moines
Regulator:
OCC
County:
Polk
# of Offices:
9
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

 Wells Fargo Bank is currently offering 3 different promotional Certificate of Deposit rates, the rates are 2.40% APY for a 5 month CD, 2.65% APY for a 9 month CD and 3.30% APY for an 18 month CD. The rates are for the initial CD term and then are renewed at the standard CD rates if you choose to renew.  The minimum deposit is $5,000 and the CD account is FDIC insured up to $100,000. As with most certificate of deposit accounts there are early withdrawal penalties, Wells Fargo imposes the following penalties:

  • For terms less than 3 months, fee is one month's interest
  • For terms of 3-12 months, fee is 3 months' interest
  • For terms greater than 12 months, fee is 6 months' interest
  • Minimum fee amount is $25

For more information and an online CD application please visit https://www.wellsfargo.com/savings_cds/cds/index?state=none

Mortgage rates today on 30 year home mortgage loans increased to 3.97%, up from yesterday's average 30 year mortgage rate of 3.89%. 30 year mortgage rates bounced off of yesterday's all-time low but rates probably won't go much higher this week since 10 year bond yields are trading in a tight range. Mortgage rates today on 15 year home loans are also higher averaging 3.31%, an increase from yesterday's average 30 year mortgage rate of 3.25%.
AloStar Bank of Commerce 1 Year CD rates are now at 1.04 percent with a yield of 1.05 percent. The old AloStar Bank of Commerce 1 Year CD rate was 1.19 percent with a yield of 1.05 percent. View current 1 Year CD rates at AloStar Bank of Commerce below.

Bank or Credit Union Offers and Deals

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Earn up to $250 with WTDirect’s Sign-On Bonus

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