Ladysmith Federal S&L CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 3.75% and 3-month CD rates at 1.16%. Current savings rates are at 1.50% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 19.24%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. Ladysmith Federal S&L's 60-Month CD rates are at 2.47%, 36-Month CD rates are at 2.47%, 24-Month CD rates are at 2.42%, 12-Month CD rates are at 2.32%. Ladysmith Federal S&L's savings rates are at 2.75%. Ladysmith Federal S&L's money market rates are at 0.55%.
To see how these rates compare to Ladysmith Federal S&L CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ladysmith Federal S&L, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ladysmith Federal S&L CD rates. You can also compare Ladysmith Federal S&L savings rates, MMA rates and mortgage rates using our other rate lists. Ladysmith Federal S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ladysmith Federal S&L? Share your experience about Ladysmith Federal S&L by leaving a review below, or read customer reviews before you decide to use Ladysmith Federal S&L. Ladysmith Federal S&L Texas Ratio Ladysmith Federal S&L's Texas Ratio is at 20.88%, which is considered excellent. The Texas Ratio for Ladysmith Federal S&L is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Ladysmith Federal S&L is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Ladysmith Federal S&L CD Rates and Interest RatesLadysmith Federal S&L
Christmas Club Savings
2.75%
$0
Ladysmith Federal S&L
60-Month CD
2.47%
$1,000
Ladysmith Federal S&L
36-Month CD
2.47%
$1,000
Ladysmith Federal S&L
24-Month CD
2.42%
$1,000
Ladysmith Federal S&L
12-Month CD
2.32%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Ladysmith Federal S&L Rates with Other Competitive Bank and Credit Union Rates
FNB Community Bank
Rewards Checking
5.00%
$0
Bank of Vici
6-Month CD
4.60%
$1,000
Enterprise Bank Allison Park, PA
6-Month CD
4.07%
$500
Security Bank Tulsa, OK
48-Month CD
4.06%
$2,000
Bank
24-Month CD (IntraFi)
4.05%
$100,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates June 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Ladysmith Federal S&L InformationLadysmith Federal S&L
119 W 4th St NLadysmith, WI 54848 Rusk Established Date: 06/01/1934 FDIC Certificate #: 28983 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.ladysmithfederal.com
Is Ladysmith Federal S&L FDIC Insured? Yes
What is Ladysmith Federal S&L's Cert number? 28983
What is the maximum amount for insured deposits? $250,000 per holder, per account
Ladysmith Federal S&L FinancialsTotal Assets:
$85,107,000
Total Deposits:
$64,666,000
Equity Capital:
$5,844,000
Domestic Deposits:
$64,666,000
Net Income:
$105,000
Return on Assets:
0.4649%
Quarterly Return on Assets:
0.4900%
Pretax Return on Assets:
0.5595%
Pretax Quarterly Return on Assets:
0.5600%
Return on Equity:
7.1300%
Quarterly Return on Equity:
7.1700%
Common Equity Tier 1 Capital Ratio:
16.0003%
Tier 1 Risk-Based Capital Ratio:
16.0003%
Leverage Tier 1 (Core Capital) Ratio:
9.6170%
Total Risk-Based Capital Ratio (YTD):
16.9765%
Total Interest Income (YTD):
4.0234%
Headquarters:
Ladysmith
FDIC Field Office:
Eau Claire
Regulator:
OCC
County:
Rusk
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are higher in this week's mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association 30 year mortgage rates are averaging 4.92 percent for the week ending March 25, 2011. 30 year mortgage rates increased from 4.80 percent in the prior week's mortgage survey.
 Home loans from the Federal Housing Administration (FHA) are available for home buyers who meet certain standard FHA credit qualifications.
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