First Whitney B&T CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First Whitney B&T CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Whitney B&T, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Whitney B&T CD rates. You can also compare First Whitney B&T savings rates, MMA rates and mortgage rates using our other rate lists. First Whitney B&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Whitney B&T? Share your experience about First Whitney B&T by leaving a review below, or read customer reviews before you decide to use First Whitney B&T. First Whitney B&T Texas Ratio First Whitney B&T's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for First Whitney B&T is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Whitney B&T is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First Whitney B&T Rates with Other Competitive Bank and Credit Union Rates
Union State Bank of Everest
3-Month CD
4.65%
$1,000
Pacific Crest SB
12-Month CD
4.15%
$2,000
Live Oak Bank
6-Month CD
4.00%
$2,500
Miami Savings Bank
12-Month CD
4.00%
$1,000
Second Federal S&L
60-Month CD
3.95%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First Whitney B&T rate data right now, check back for updates, we are adding rates all the time. First Whitney B&T InformationFirst Whitney B&T
223 Chestnut StAtlantic, IA 50022 Cass Established Date: 01/01/1907 FDIC Certificate #: 254 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: WHITNEY CORP OF IOWA How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.firstwhitneybank.com
Is First Whitney B&T FDIC Insured? Yes
What is First Whitney B&T's Cert number? 254
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Whitney B&T FinancialsTotal Assets:
$284,962,000
Total Deposits:
$251,189,000
Equity Capital:
$22,208,000
Domestic Deposits:
$251,189,000
Net Income:
$735,000
Return on Assets:
1.2095%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.0747%
Pretax Quarterly Return on Assets:
1.0700%
Return on Equity:
17.0500%
Quarterly Return on Equity:
13.1300%
Common Equity Tier 1 Capital Ratio:
12.2392%
Tier 1 Risk-Based Capital Ratio:
12.2392%
Leverage Tier 1 (Core Capital) Ratio:
10.3585%
Total Risk-Based Capital Ratio (YTD):
12.4363%
Total Interest Income (YTD):
3.9795%
Headquarters:
Atlantic
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Cass
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Current mortgage rates are higher in the latest survey released yesterday by Freddie Mac. 30 year mortgage rates are back above 5.00 percent, the first time in three weeks that 30 year rates are higher than 5.00 percent.
 Home mortgage rates were mixed in the latest survey compared to the prior week's mortgage interest rates. A fixed 30 year mortgage rate averaged 5.42 percent, with an average point of 0.7 this week, up from the prior week's average rate of 5.38 percent.
EH National Bank Money Market Account 50K rates are now at 0.83 percent with a yield of 0.83 percent. View current Money Market Account 50K rates at EH National Bank below.
Bank or Credit Union Offers and DealsMortgage Rates Today Mixed: 30 Year Mortgage Rates Averaging 3.68 PercentBroadway Federal Bank Online Savings Account Mortgage Rates Head Lower on Poor Job Numbers and Fears in Europe: 30 Year Mortgage Rates at 4.85% Ally Bank CD Rates: Comparing Options Mortgage Rates and Mortgage Applications Decline: 30 Year Rates at 4.79%, 15 Year Rates at 4.03% PNC Bank Rates and Reviews Online Savings Rates Increase in 2019 Mortgage Rates: Current Mortgage Rates at 5.15% Today Mortgage Rates Hit New Lows in 2019 Luana Savings Bank Rates and Reviews Alternative Bank and Credit Union Offers to ExploreBank of America 7 Month CD RateTop Money Market Account Rates and Savings Account Rates Is a Brokered CD the Right Investment? Mortgage Rates Start 2019 Lower First Time Ever - Jumbo Mortgage Rates Lower Than Conforming Mortgage Rates CD Rates: 1 Year Bank CD Rates 2012 Savings Rates Remain Stable as the Fed Meeting Minutes Offers No Surprises on Interest Rates Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits Hudson City Savings Bank CD Rates Best Savings Account Rates SFGI Direct Savings Account First Whitney B&T ReviewsThere are no reviews for First Whitney B&T yet. Feel free to create one below.
Add Your Rating and Review for First Whitney B&T
See how First Whitney B&T Compares to other banks |
Today's 12-month CD rates can be found at 3.44%, 6-month CD rates at 4.29% and 3-month CD rates at 2.90%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 16.20%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates. 
