Metropolitan Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.60% and 3-month CD rates at 0.10%. Current savings rates are at 0.30% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates. Metropolitan Bank's 48-Month CD rates are at 0.50%, 60-Month CD rates are at 0.50%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.30%, 12-Month CD rates are at 0.30%. Metropolitan Bank's savings rates are at 0.05%. Metropolitan Bank's money market rates are at 0.05%.

Metropolitan Bank

To see how these rates compare to Metropolitan Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Metropolitan Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Metropolitan Bank CD rates. You can also compare Metropolitan Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Metropolitan Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metropolitan Bank? Share your experience about Metropolitan Bank by leaving a review below, or read customer reviews before you decide to use Metropolitan Bank.

Metropolitan Bank Texas Ratio

Metropolitan Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Metropolitan Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Metropolitan Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.30%
18-Month CD
N/A
24-Month CD
0.30%
36-Month CD
0.40%
48-Month CD
0.50%
60-Month CD
0.50%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Metropolitan Bank
250 E 18th St
Oakland, CA 94606
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Metropolitan Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Metropolitan Bank
Metropolitan Bank
48-Month CD
0.50%
$2,500
Metropolitan Bank
Metropolitan Bank
60-Month CD
0.50%
$2,500
Metropolitan Bank
Metropolitan Bank
36-Month CD
0.40%
$2,500
Metropolitan Bank
Metropolitan Bank
12-Month Jumbo CD
0.35%
$50,000
Metropolitan Bank
Metropolitan Bank
24-Month CD
0.30%
$2,500
Metropolitan Bank
Metropolitan Bank
12-Month CD
0.30%
$2,500
Metropolitan Bank
Metropolitan Bank
Value Savings Account
0.05%
$1,500
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Metropolitan Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Federation Bank
Federation Bank
9-Month CD
4.01%
$500
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Money Market Account
0.01%
$0
First B&T Co. Perry, OK
First B&T Co. Perry, OK
12-Month CD
3.61%
$1,500
Range Bank
Range Bank
12-Month CD
2.50%
$1,000
MyeBanc, a division of Bradesco Bank
MyeBanc, a division of Bradesco Bank
24-Month CD
4.85%
$5,000
MountainOne Bank
MountainOne Bank
48-Month CD
1.85%
$1,000
Kentucky Farmers Bank
Kentucky Farmers Bank
12-Month CD
1.25%
$1,000
The Bank of South Carolina
The Bank of South Carolina
Savings Account
0.25%
$0
The Peoples Bank Co.
The Peoples Bank Co.
60-Month CD
1.66%
$5,000
MCS Bank
MCS Bank
36-Month CD
0.55%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
48-Month CD
0.60%
$1,000
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
6-Month Money Market Personal (new money)
3.50%
$5,000
The Victory Bank
The Victory Bank
36-Month CD special
3.00%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
48-Month CD
1.96%
$500
Marquette Savings Bank
Marquette Savings Bank
Money Market
0.10%
$10,000
1st Midamerica Credit Union
1st Midamerica Credit Union
60-Month CD certificate
1.51%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
19-Month CD
4.00%
$5,000
Field & Main Bank
Field & Main Bank
13-Month CD special
4.70%
$15,000
LifeStore Bank
LifeStore Bank
12-Month CD special
5.13%
$5,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
12-Month CD (Certificate)
3.22%
$1,000
Bank of Franklin County
Bank of Franklin County
48-Month CD
1.16%
$500
FNB of Elmer
FNB of Elmer
36-Month CD
0.45%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
24-Month CD
2.27%
$1,000
Bangor Savings Bank
Bangor Savings Bank
30-Month CD
0.75%
$500
Hoyne Savings Bank
Hoyne Savings Bank
30-Month CD
3.00%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
18-Month CD Variable Rate
1.31%
$1,000
LNB Community Bank
LNB Community Bank
36-Month CD
1.25%
$500
Napoleon State Bank
Napoleon State Bank
6-Month CD
4.90%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
24-Month CD
1.28%
$500
Sloan State Bank
Sloan State Bank
12-Month CD
4.06%
$1,000
Vast Bank
Vast Bank
3-Month CD
1.50%
$1,000
State Farm Bank
State Farm Bank
19-Month CD
4.95%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
12-Month CD
4.00%
$1,000
Falcon National Bank
Falcon National Bank
12-Month CD special
5.05%
$500
(becu) Boeing Employees Credit Union
(becu) Boeing Employees Credit Union
Member Advantage Savings <-$500
6.17%
$5
Cornhusker Bank
Cornhusker Bank
18-Month CD
0.90%
$1,000
State Bank of Medora
State Bank of Medora
12-Month CD
4.70%
$500
T Bank
T Bank
6-Month CD
2.00%
$1,000
William Penn Bank
William Penn Bank
48-Month CD
1.01%
$500
Luana Savings Bank
Luana Savings Bank
12-Month CD Jumbo
5.11%
$100,000
La Salle State Bank
La Salle State Bank
9-Month CD special
4.90%
$10,000
Round Top State Bank
Round Top State Bank
48-Month CD
1.11%
$1,000
1st Choice Credit Union
1st Choice Credit Union
36-Month CD certificate
0.79%
$1,000
Climate First Bank
Climate First Bank
Checking Account Choice Personal
5.34%
$0
Minster Bank
Minster Bank
15-Month Jumbo CD
4.50%
$100,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
20-Month CD special
4.25%
$10,000
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking Account
0.50%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
60-Month CD
2.57%
$500
First Seacoast Bank
First Seacoast Bank
7-Month CD
4.90%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
48-Month CD
3.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Metropolitan Bank Information

Metropolitan Bank
250 E 18th St
Oakland, CA 94606
Alameda
Established Date: 09/01/1983
FDIC Certificate #: 25869
Date of FDIC Deposit Insurance: 12/17/1984
Bank Holding Company: MET FINANCIAL CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Metropolitan Bank FDIC Insured? Yes
What is Metropolitan Bank's Cert number? 25869
What is the maximum amount for insured deposits? $250,000 per holder, per account

Metropolitan Bank Financials

Total Assets:
$224,469,000
Total Deposits:
$183,072,000
Equity Capital:
$26,251,000
Domestic Deposits:
$183,072,000
Net Income:
$578,000
Return on Assets:
1.0332%
Quarterly Return on Assets:
1.0200%
Pretax Return on Assets:
1.4415%
Pretax Quarterly Return on Assets:
1.4400%
Return on Equity:
9.1600%
Quarterly Return on Equity:
8.8900%
Leverage Tier 1 (Core Capital) Ratio:
11.3780%
Total Interest Income (YTD):
4.5598%
 
 
Headquarters:
Oakland
FDIC Field Office:
San Francisco
Regulator:
FDIC
County:
Alameda
# of Offices:
4
Metropolitan Statistical Area (MSA):
San Francisco-Oakland-Berkeley, CA
Consolidated Metropolitan Statistical Area (CMSA):
San Francisco-Oakland-San Jose, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC

Explore Other Rate Deals

Savings rates and all deposit rates were set to move higher in 2014 but now the verdict is out on whether or not interest rates will move higher. Savings rates, CD rates, money market account rates are all tied to the federal funds rate. The current federal funds rate has been in a range of zero percent to one quarter percent since December 2008. A historically low federal funds rate has kept deposit rates near record lows as well going on 5 years now. For more than a year, the Federal Reserve has stated time and time again that they plan to keep the federal funds rate at the current level of near zero percent until the unemployment rate falls below 6.5 percent.
The best CD rates in Orlando, Florida, can be found right here at MonitorBankRates.com. Right now on our Orlando, FL, CD rate list Bank of Internet USA has the highest 12 month CD rate. Bank of Internet's current 12 month bank CD rate at 1.40 percent with a bank CD  yield of 1.41 percent. The minimum opening deposit for a CD account at Bank of Internet is $1,000.
Mortgage Rates Today Lower Ahead of Fed MeetingMortgage rates today moved lower again ahead of the 2-day Fed meeting. In fact, average mortgage rates hit another new low for the month of December 2018. Mortgage rates are moving lower this month because of equity market declines. Investors are fleeing stocks into the safety of U.S. Treasuries, forcing yields lower, which in-turn are forcing mortgage rates lower. Current 30 year conforming mortgage rates are averaging 4.54 percent today, down from yesterday's average 30 year mortgage rate of 4.57 percent. Today's 15 year conforming mortgage rates are averaging 3.86 percent, a decline from yesterday's average 15 year rate of 3.89 percent. To get the best rate for a home loan search for and compare mortgage rates today.

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