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Planites Credit Union Rates & Review March 2026

Planites Credit Union's Investment CDs 17 Month Special rates are at 4.00%, 90 Days Investment CDs rates are at 3.65%, 24 Month Investment CDs rates are at 3.55%, 36 Month Investment CDs rates are at 3.45%. Planites Credit Union's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Planites Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.34%. Rates were last updated on 03/28/2026.

Planites Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Planites Credit Union? Share your experience about Planites Credit Union by leaving a review below, or read customer reviews before you decide to use Planites Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.34%
Excellent Lower than avg
Planites Credit Union
PLANITES CREDIT UNION
300 E Randolph ST
Chicago, IL 60601 5014
https://www.planites.org
Member NCUA

Planites Credit Union CD Rates

Product Rate APY Term View More
Investment Certificates 17 Month Special 3.94% 4.00% 17 Month Special (rollover for 12 months at maturity)
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
90 Days Investment Certificates 3.60% 3.65% 90 Days
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
24 Month Investment Certificates 3.50% 3.55% 24 Month
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
36 Month Investment Certificates 3.40% 3.45% 36 Month
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%

Planites Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Quarterly IRA Savings 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Regular Savings 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Vacation Club 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%

Planites Credit Union Credit Card Rates

Product Rate APR View More
Visa Loan - Variable Rate - 12.75%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Visa Loan - Variable Rate - 14.00%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Planites Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Planites Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Planites Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Planites Credit Union
Address 300 E Randolph ST, Chicago, IL 60601 5014
Phone 312-653-6371
Fax 312-616-3728
President James Burda
CEO Danny Valkanos
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.34%
Return on Assets (ROA)
0.4127%
Return on Equity (ROE)
3.6878%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
38,981,635
Total Amount of Shares and Deposits
34,404,006
Total Shares and Deposits < 1 Year
30,535,521
Total Shares and Deposits 1 3 Years
3,857,146
Total Shares and Deposits > 3 Years
11,339
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,485,255
Total Uninsured Shares and Deposits > $250K (F+J)
2,485,255
Total Insured Shares and Deposits > $250K (item 17 less item K)
31,918,751
Total Interest Expense (Sum of items 6 8)
513,976
Share Certificates
430
Number of Accounts for Share Drafts
1,013
IRA KEOGH Accounts
57
Number of Accounts for Regular Shares
5,273
Net Income (unless the amount is already included in Undivided Earnings)
160,894
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
492,618
Total Liabilities
34,618,762
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Planites Credit Union

Is Planites Credit Union a safe place to deposit money?

Yes, Planites Credit Union is considered a safe financial institution. With a Texas Ratio of 2.3398114040908%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Planites Credit Union operate?

Planites Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Planites Credit Union?

Yes, to access services at Planites Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Planites Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Planites Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Planites Credit Union offer online and mobile banking?

Most modern institutions like Planites Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.planites.org.

Current Planites Credit Union Rates

  • 18-Month CD4.00%
  • 24-Month CD3.55%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.