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Lee Bank Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

Lee Bank's top rates as of October 11, 2026 are 2.75% APY on its 12-Months 12-Month Certificate, 4.00% APY on savings, 0.20% APY on money market accounts, 4.00% APY on checking, and personal loans from 14.00% APR, according to rates verified by MonitorBankRates. Other Lee Bank CD rates include 3-Months 3-Month Certificate at 2.75%, 6-Months 6-Month Certificate at 2.75%, and 18-Months 18-Month Certificate at 2.50%. MonitorBankRates evaluates the financial stability of Lee Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.42%. Rates last updated and verified on 10/11/2026.

Lee Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lee Bank? Share your experience about Lee Bank by leaving a review below, or read customer reviews before you decide to use Lee Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.42%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Lee Bank
75 Park St
Lee, MA 01238
https://www.leebank.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Lee Bank CD Rates

Product Rate APY Term View More
12 Month Certificate 2.676% 2.75% 12 months
Min Deposit $500
Min Balance $500
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
3 Month Certificate 2.676% 2.75% 3 months
Min Deposit $500
Min Balance $500
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
6 Month Certificate 2.676% 2.75% 6 months
Min Deposit $500
Min Balance $500
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
18 Month Certificate 2.435% 2.50% 18 months
Min Deposit $500
Min Balance $500
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
24 Month Certificate 2.435% 2.50% 24 months
Min Deposit $500
Min Balance $500
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
30 Month Certificate 1.953% 2.00% 30 months
Min Deposit $500
Min Balance $500
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 24, 2026: 2.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
36 Month Certificate 1.953% 2.00% 36 months
Min Deposit $500
Min Balance $500
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 24, 2026: 2.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
48 Month Certificate 1.953% 2.00% 48 months
Min Deposit $500
Min Balance $500
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 24, 2026: 2.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%

Lee Bank Savings Rates

Product Rate APY View More
EMPOWER Rewards Savings - 4.00%
Min Deposit $10
Min Balance $0
Details Qualifications Required: 30 debit card purchases; 1 direct deposit or automatic payment (ACH); e-statement enrollment; Qualifying balance up to $25,000.00; Earn 0.50% APY on balances over $25,000.00 when qualifications are met; Linked to EMPOWER Rewards Checking
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 15, 2026: 4.00% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Statement Savings - 0.10%
Min Deposit $10
Min Balance $10
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 15, 2026: 0.10% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
EMPOWER Rewards Savings - 0.05%
Min Deposit $10
Details EMPOWER REWARDS Checking w/EMPOWER REWARDS Savings; APYs accurate as of 10/08/2026. Rates may change after account is opened. Reward Information: When your EMPOWER REWARDS account qualifications are met during a Monthly Qualification Cycle, checking account balances $0.01 up to $10,000.00 receive an APY (Annual Percentage Yield) of 4.00%, and balances over $10,000.00 earn 0.50% interest rate on the portion of balances over $10,000.00, resulting in a range from 4.00% - 0.50% APY depending on the account's balance and (2) savings account balances $0.01 up to $25,000.00 in EMPOWER REWARDS Savings receive an APY of 4.00%; and balances over $25,000.00 in EMPOWER REWARDS Savings earn 0.50% interest rate on portion of balance over $25,000.00, resulting in 4.00% - 0.50% APY depending on the balance. If qualifications for EMPOWER REWARDS Checking are not met, all balances in EMPOWER REWARDS Checking and Savings earn 0.05% APY and ATM fees are not refunded. When qualifications are met, interest and ATM fee reimbursements will be credited to your EMPOWER REWARDS checking account on the last day of the statement cycle and will automatically sweep into the attached savings account. EMPOWER REWARDS Checking must be opened in tandem with EMPOWER REWARDS Savings.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Health Savings Account - 0.01%
Min Deposit $25
Min Balance $25
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 15, 2026: 0.01% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%

Lee Bank Money Market Rates

Product Rate APY View More
Clear Choice Money Market - 0.20%
Min Deposit $10
Min Balance $100,000
Details Balance: $100,000.00 and over
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 15, 2026: 0.20% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Clear Choice Money Market - 0.15%
Min Deposit $10
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 15, 2026: 0.15% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Clear Choice Money Market - 0.10%
Min Deposit $10
Min Balance $10
Details Balance: $10.00 - $24,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 15, 2026: 0.10% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%

Lee Bank Checking Rates

Product Rate APY View More
Checking Account 3.922% 4.00%
Min Balance $0
Details Qualifications Required; Balance: $0.01 up to $10,000; Rate applies to balances up to $10,000.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
EMPOWER Rewards Checking 3.922% 4.00%
Min Balance $0
Details Qualifications Required: If qualifications are met; Balance: $0.01 up to $10,000; On balances $0.01 up to $10,000 If qualifications are met
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
EMPOWER Rewards Checking - 4.00%
Min Balance $10,000
Details Qualifications Required: Qualifications met; Qualifying balance up to $10,000.00; Pairs with EMPOWER Rewards Savings to help build your savings effortlessly; No minimum balance requirement to earn rewards
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Checking Account 2.956% 3.00%
Min Balance $0
Details Qualifications Required; Balance: $0.01 up to $10,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
EMPOWER Rewards Checking 0.50% 0.50%
Min Balance $10,000
Details Qualifications Required: If qualifications are met; Balance: over $10,000; On amount of balance over $10,000 If qualifications are met
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 15, 2026: 0.50% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
EMPOWER REWARDS Checking - 0.05%
Min Deposit $25
Details EMPOWER REWARDS Checking w/EMPOWER REWARDS Savings; APYs accurate as of 10/08/2026. Rates may change after account is opened. Reward Information: When your EMPOWER REWARDS account qualifications are met during a Monthly Qualification Cycle, checking account balances $0.01 up to $10,000.00 receive an APY (Annual Percentage Yield) of 4.00%, and balances over $10,000.00 earn 0.50% interest rate on the portion of balances over $10,000.00, resulting in a range from 4.00% - 0.50% APY depending on the account's balance and (2) savings account balances $0.01 up to $25,000.00 in EMPOWER REWARDS Savings receive an APY of 4.00%; and balances over $25,000.00 in EMPOWER REWARDS Savings earn 0.50% interest rate on portion of balance over $25,000.00, resulting in 4.00% - 0.50% APY depending on the balance. If qualifications for EMPOWER REWARDS Checking are not met, all balances in EMPOWER REWARDS Checking and Savings earn 0.05% APY and ATM fees are not refunded. When qualifications are met, interest and ATM fee reimbursements will be credited to your EMPOWER REWARDS checking account on the last day of the statement cycle and will automatically sweep into the attached savings account. EMPOWER REWARDS Checking must be opened in tandem with EMPOWER REWARDS Savings.
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 15, 2026: 0.05% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
EMPOWER Rewards Checking 0.05% 0.05%
Details On entire balance If qualifications not met
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 15, 2026: 0.05% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%

Lee Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 7.00% 25 years
Details Prime Rate as published in the Wall Street Journal. *Maximum annual percentage rate (APR) is 18%, with 4.00% APR as the floor.
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 15, 2026: 6.75% APRSep 24, 2026: 7.00% APRSep 15, 2026Oct 13, 2026
  • Sep 24, 20267.00%▲ from 6.75%
  • Sep 15, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%

Lee Bank Auto Loan Rates

Product Rate Points APR Term View More
New / Used Vehicle (2023-2026) Loan - - 7.00% 72 months
Details 0.25% discount with Lee Bank Relationship and Autopayment
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 7.00% APR · checked 7 times
6.50%7.00%7.50%Sep 15, 2026: 7.00% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Used Vehicle (2020-2022) Loan - - 8.00% 60 months
Details 0.25% discount with Lee Bank Relationship and Autopayment
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 8.00% APR · checked 7 times
7.50%8.00%8.50%Sep 15, 2026: 8.00% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%

Lee Bank RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle (2022-2025) Loan - 8.00% 48 months
Details 0.25% discount with Lee Bank Relationship and Autopayment
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75%
7.25%7.88%8.50%Sep 15, 2026: 7.75% APRSep 24, 2026: 8.00% APRSep 15, 2026Oct 13, 2026
  • Sep 24, 20268.00%▲ from 7.75%
  • Sep 15, 20267.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%

Lee Bank Personal Loan Rates

Product APR Term View More
Unsecured Loan 14.00% 3 years
Details Maximum Amount: $5,000
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 14.00% APR · checked 7 times
13.50%14.00%14.50%Sep 15, 2026: 14.00% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%

Lee Bank Other Rates

Product Rate Points APY/APR Term View More
Collateral with Account Loan - - 6.00%
Details Maximum Amount: N/A; Maximum Term: N/A; Maximum L-T-V: 95%; APR range: 6.00% or 3.00% above the APY of the account securing the loa
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.50% → 6.00% ▲ 0.50 pts · high 6.00% / low 5.50%
5.00%5.75%6.50%Sep 15, 2026: 5.50% APRSep 24, 2026: 6.00% APRSep 15, 2026Oct 13, 2026
  • Sep 24, 20266.00%▲ from 5.50%
  • Sep 15, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Collateral with Investment Loan - - 8.00%
Details Maximum Amount: N/A; Maximum Term: N/A; Maximum L-T-V: Per Collateral Review
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 8.00% APR · checked 7 times
7.50%8.00%8.50%Sep 15, 2026: 8.00% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Free Kasasa Cash Checking - - 3.00%
Min Balance $10,000
Details Qualifications Required: Qualifications met; Qualifying balance up to $10,000.00; No monthly service fees; No minimum balance to earn rewards
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Kasasa Cash Checking 2.956% - 3.00%
Min Balance $0
Details Qualifications Required: If qualifications are met; Balance: $0.01 up to $10,000; On balances $0.01 up to $10,000 If qualifications are met
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 15, 2026: 3.00% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Kasasa Cash Checking 0.50% - 0.50%
Min Balance $10,000
Details Qualifications Required: If qualifications are met; Balance: On amount of balance over $10,000 If qualifications are met
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 15, 2026: 0.50% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Kasasa Cash Checking 0.05% - 0.05%
Min Balance $0
Details Balance: On entire balance If qualifications not met
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Qualifications 3.922% - 4.00%
Min Balance $0
Details Qualifications Required: If qualifications are met; Balance: $0.01 up to $25,000; If qualifications are met
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Qualifications 0.50% - 0.50%
Min Balance $25,000
Details Qualifications Required: If qualifications are met; On amount of balance over $25,000; If qualifications are met
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Qualifications 0.05% - 0.05%
Min Balance $0
Details On entire balance if qualifications not met
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Qualifications 1.489% - 1.50%
Min Balance $0
Details Qualifications Required: If qualifications are met; Balance: $0.01 up to $25,000; If qualifications are met
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.42%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Lee Bank’s Texas Ratio stayed near 4.10% in Q3 2023 to 4.42% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.4 to 5.0 and its Health Grade from A- to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.10% A- Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.42% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$591M4.42%5.0A+
March 31, 2026$579M4.12%5.0A+
December 31, 2025$601M4.53%5.0A+
September 30, 2025$565M4.55%5.0A+
June 30, 2025$563M5.35%5.0A+
March 31, 2025$560M7.21%5.0A
December 31, 2024$554M6.01%5.0A
September 30, 2024$546M5.60%5.0A+
June 30, 2024$540M4.28%5.0A+
March 31, 2024$543M3.63%5.0A+
December 31, 2023$544M3.45%4.8A
September 30, 2023$537M4.10%4.4A-
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Lee Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Lee Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lee Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Lee Bank
Bank Holding Company BERKSHIRE FINL SERVICES INC
Address 75 Park St, Lee, MA 01238  ·  Berkshire
Website https://www.leebank.com
FDIC Certificate # 33645
Established 19920701
FDIC Insurance Date 19920701
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.42%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9879%
Return on Equity (ROE) 11.5800%
Non-Performing Loans (NPL) 0.39%
Total Assets $591,159,000
Total Deposits $519,601,000
Equity Capital $52,110,000
Net Income $2,916,000
Headquarters Lee
Total Branches and Offices 5
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Lee Bank earned the Verified Healthy badge

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Frequently Asked Questions About Lee Bank

How many branches does Lee Bank operate?

Lee Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Lee Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lee Bank provides members with tools to manage their accounts and build a solid financial history.

Does Lee Bank offer online and mobile banking?

Most modern institutions like Lee Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.leebank.com.

Current Lee Bank Rates

  • 12-Month CD2.75%
  • 18-Month CD2.50%
  • 24-Month CD2.50%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • Savings4.00%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.

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