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Lee Bank Rates & Review March 2026

Lee Bank's 12-Month Certificates of Deposit (CDs) rates are at 2.75%, 3-Month Certificates of Deposit (CDs) rates are at 2.75%, 6-Month Certificates of Deposit (CDs) rates are at 2.75%, 18-Month Certificates of Deposit (CDs) rates are at 2.50%, 24-Month Certificates of Deposit (CDs) rates are at 2.50%. Lee Bank's savings rates are at 0.01%. Lee Bank's money market rates are at 0.10%. Lee Bank's Personal Loan Rates are at 5.50%. MonitorBankRates evaluates the financial stability of Lee Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.10%. Rates were last updated on 03/27/2026.

Lee Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lee Bank? Share your experience about Lee Bank by leaving a review below, or read customer reviews before you decide to use Lee Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.10%
Excellent Lower than avg
Lee Bank
75 Park St
Lee, MA 01238
https://www.leebank.com
Member FDIC

Lee Bank CD Rates

Product Rate APY Term View More
12 MONTH Certificates of Deposit (CDs) 2.68% 2.75% 12
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
3 MONTH Certificates of Deposit (CDs) 2.68% 2.75% 3
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
6 MONTH Certificates of Deposit (CDs) 2.68% 2.75% 6
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
18 MONTH Certificates of Deposit (CDs) 2.44% 2.50% 18
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
24 MONTH Certificates of Deposit (CDs) 2.44% 2.50% 24
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
30 MONTH Certificates of Deposit (CDs) 1.95% 2.00% 30
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
36 MONTH Certificates of Deposit (CDs) 1.95% 2.00% 36
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
48 MONTH Certificates of Deposit (CDs) 1.95% 2.00% 48
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Lee Bank Savings Rates

Product Rate APY View More
EMPOWER Rewards Savings - 4.00%
Min Deposit $10
Details Qualifications Required: Have at least 30 debit card purchases post and settle your account; Have at least 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $25,000.00; Links to [EMPOWER Rewards Checking](https://www.leebank.com/personal/personal-checking/empower-rewards-checking.html)
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Statement Savings - 0.10%
Min Deposit $10
Min Balance $10
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Health Savings Account - 0.01%
Min Deposit $25
Min Balance $25
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Lee Bank Money Market Rates

Product Rate APY View More
Clear Choice Money Market - 0.20%
Min Deposit $10
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Clear Choice Money Market - 0.15%
Min Deposit $10
Min Balance $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Clear Choice Money Market - 0.10%
Min Deposit $10
Min Balance $10
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Lee Bank Checking Rates

Product Rate APY View More
EMPOWER Rewards Checking - 4.00%
Min Deposit $25
Details Qualifications Required: 30 debit card purchases post and settle your account; 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $10,000.00
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Lee Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75% 25 yrs.
Details Prime Rate as published in the Wall Street Journal. *Maximum annual percentage rate (APR) is 18%, with 4.00% APR as the floor.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Lee Bank Personal Loan Rates

Product Rate APR View More
Collateral with Account Personal Loan - 5.50%
Details or 3.00% above the APY of the account securing the loan, whichever is greater
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Collateral with Investment Personal Loan - 8.00%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Unsecured Personal Loan - 14.00%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Lee Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Lee Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lee Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Lee Bank
Bank Holding Company BERKSHIRE FINL SERVICES INC
Address 75 Park St, Lee, MA 01238  ·  Berkshire
FDIC Certificate # 33645
Established 07/01/1992
FDIC Insurance Date 07/01/1992
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.10%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4426%
Return on Equity (ROE) 6.8700%
Non-Performing Loans (NPL) 0.24%
Total Assets $601,311,000
Total Deposits $510,002,000
Equity Capital $48,888,000
Net Income $3,913,000
Headquarters Lee
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Lee Bank

Is Lee Bank a safe place to deposit money?

Yes, Lee Bank is considered a safe financial institution. With a Texas Ratio of 4.10251949784%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Lee Bank operate?

Lee Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Lee Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lee Bank provides members with tools to manage their accounts and build a solid financial history.

Does Lee Bank offer online and mobile banking?

Most modern institutions like Lee Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.leebank.com.

Current Lee Bank Rates

  • 12-Month CD2.75%
  • 18-Month CD2.50%
  • 24-Month CD2.50%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • Savings0.01%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.