Lee Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.25% and 3-month CD rates at 0.55%. Current savings rates are at 0.10% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates. Lee Bank's 24-Month CD rates are at 3.00%, 36-Month CD rates are at 2.75%, 6-Month CD rates are at 2.00%, 12-Month CD rates are at 1.75%, 18-Month CD rates are at 1.50%. Lee Bank's savings rates are at 1.50%.

Lee Bank

To see how these rates compare to Lee Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lee Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lee Bank CD rates. You can also compare Lee Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lee Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lee Bank? Share your experience about Lee Bank by leaving a review below, or read customer reviews before you decide to use Lee Bank.

Lee Bank Texas Ratio

Lee Bank's Texas Ratio is at 4.30%, which is considered excellent. The Texas Ratio for Lee Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lee Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

1.75%

2.55%

18-Month CD

1.50%

2.29%

24-Month CD

3.00%

2.28%

36-Month CD

2.75%

2.20%

48-Month CD

0.55%

2.14%

60-Month CD

N/A

2.26%

Savings

1.50%

0.65%

MMA

N/A

1.03%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Lee Bank

75 Park St
Lee, MA 01238

https://www.leebank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Lee Bank

Lee Bank CD Rates and Interest Rates

Lee Bank

Kasasa Checking

3.00%

$25

Lee Bank

24-Month CD

3.00%

$500

Lee Bank

36-Month CD

2.75%

$500

Lee Bank

6-Month CD

2.00%

$500

Lee Bank

12-Month CD

1.75%

$500

Lee Bank

Kasasa Savings

1.50%

Lee Bank

18-Month CD

1.50%

$500

Lee Bank

48-Month CD

0.55%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Lee Bank Rates with Other Competitive Bank and Credit Union Rates

Bankwell Bank

12-Month CD

4.30%

$1,000

Citizens Bank & Trust Company KY

12-Month CD

4.00%

$500

The Citizens Bank of Weston

18-Month CD

4.00%

$500

The Bank of Tescott

36-Month CD

3.95%

FNB of Waterloo

36-Month CD

3.75%

$1,000

FNB of Bellville

12-Month CD (Jumbo)

3.60%

$100,000

1st Street Credit Union

48-Month CD

3.55%

$1,000

Saco & Biddeford Savings

36-Month CD

3.50%

$500

First Federal S&L of McMinnville

18-Month CD

3.25%

$500

Dieterich Bank

18-Month CD

3.15%

$500

Maries County Bank

60-Month CD

3.14%

$1,000

New Peoples Bank

48-Month CD

3.10%

Truliant Federal Credit Union

12-Month CD

3.09%

$250

Farmers State Bank Lake View, IA

24-Month CD

3.03%

$1,000

Hibernia Bank

12-Month CD

3.00%

$1,000

Milford Federal Bank

24-Month CD

3.00%

$1,000

Adams County Bank

24-Month CD

2.93%

$500

First Federal Bank Littlefield, Texas

12-Month CD

2.78%

$1,000

First National Bank of Michigan

18-Month CD

2.78%

PCB Pendleton Bank

Investment Plus Money Market

2.65%

$25,000

First National Bank of Michigan

12-Month CD

2.53%

Bank Northwest

24-Month CD

2.53%

$500

Providence Bank

60-Month CD

2.00%

$1,000

Farmers State Bank Victor, MT

24-Month CD

1.76%

$1,000

600 Atlantic Federal Credit Union

3-Month CD

1.75%

$2,500

First Independent Bank Russell, MN

18-Month CD

1.51%

$500

Bank of Easton

60-Month CD

1.50%

$500

FNB of Brookfield

12-Month CD

1.26%

$1,000

North Country Savings Bank

60-Month CD

1.00%

$1,000

Hatboro Federal Savings

30-Month CD

1.00%

$1,000

Community Bank Topeka, KS

48-Month CD

0.60%

$1,000

MutualOne Bank

60-Month CD

0.55%

$500

Bank of Luxemburg

Advantage Checking

0.50%

$50,000

North Easton SB

18-Month CD

0.50%

$500

FNB of River Falls

36-Month CD

0.50%

$2,500

Farmers State Bank Wathena, KS

18-Month CD

0.45%

$500

First Commercial Bank, N.A.

Savings

0.35%

$100

Ambler Savings Bank

Statement Savings

0.30%

$50

First Federal S&L of Lorain

48-Month CD

0.30%

$250

Collinsville Building and Loan Association

48-Month CD

0.25%

$500

GSL Savings Bank

Super Money Market

0.25%

$1,500

Carson Bank

Savings

0.10%

$100

Community Bank of Elmhurst

12-Month CD

0.10%

$500

National Bank of Coxsackie

9-Month CD

0.10%

$500

First Commonwealth Bank

Hometown Savings

0.10%

Flanagan State Bank

Regular Savings

0.05%

$50

JVB Juniata Valley Bank

Statement Savings

0.05%

$100

Citizens State Bank Hudson, WI

Premium Interest Checking

0.04%

SSB Sherwood State Bank

Statement Savings

0.02%

$50

Katahdin Trust Company

Statement Savings

0.01%

$10

Disclaimer

Mortgage Rates April 22, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Lee Bank Information

Lee Bank

75 Park St
Lee, MA 01238
Berkshire
Established Date: 07/01/1992
FDIC Certificate #: 33645
Date of FDIC Deposit Insurance: 07/01/1992

Bank Holding Company: BERKSHIRE FINL SERVICES INC

How Many Domestic U.S. Offices? 5

How Many Branches are There? 5

Website: https://www.leebank.com

Is Lee Bank FDIC Insured? Yes

What is Lee Bank's Cert number? 33645

What is the maximum amount for insured deposits? $250,000 per holder, per account

Lee Bank Financials

Total Assets:

$543,486,000

Total Deposits:

$448,064,000

Equity Capital:

$37,995,000

Domestic Deposits:

$448,064,000

Net Income:

$639,000

Return on Assets:

0.4426%

Quarterly Return on Assets:

0.4700%

Pretax Return on Assets:

0.5575%

Pretax Quarterly Return on Assets:

0.5600%

Return on Equity:

6.8700%

Quarterly Return on Equity:

6.8000%

Common Equity Tier 1 Capital Ratio:

13.1583%

Tier 1 Risk-Based Capital Ratio:

13.1583%

Leverage Tier 1 (Core Capital) Ratio:

8.4114%

Total Risk-Based Capital Ratio (YTD):

14.3174%

Total Interest Income (YTD):

4.0576%

Headquarters:

Lee

FDIC Field Office:

Windsor

Regulator:

FDIC

County:

Berkshire

# of Offices:

Metropolitan Statistical Area (MSA):

Pittsfield, MA

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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Louisiana Federal Credit Union Savings Rates

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Paying Your Mortgage off Early

Most people do not have the financial resources to pay their mortgage off early but for those who can payoff their mortage does it make financial sense?