National Exchange Bank and Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.75%, 6-month CD rates at 0.25% and 3-month CD rates at 1.16%. Current savings rates are at 0.25% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 12.50%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates. National Exchange Bank and Trust's 18-Month CD rates are at 2.00%, 12-Month CD rates are at 2.00%, 60-Month CD rates are at 2.00%, 48-Month CD rates are at 2.00%, 36-Month CD rates are at 2.00%. National Exchange Bank and Trust's savings rates are at 0.05%. National Exchange Bank and Trust's money market rates are at 2.02%.

National Exchange Bank and Trust

To see how these rates compare to National Exchange Bank and Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from National Exchange Bank and Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with National Exchange Bank and Trust CD rates. You can also compare National Exchange Bank and Trust savings rates, MMA rates and mortgage rates using our other rate lists.

National Exchange Bank and Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Exchange Bank and Trust? Share your experience about National Exchange Bank and Trust by leaving a review below, or read customer reviews before you decide to use National Exchange Bank and Trust.

National Exchange Bank and Trust Texas Ratio

National Exchange Bank and Trust's Texas Ratio is at 11.12%, which is considered excellent. The Texas Ratio for National Exchange Bank and Trust is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, National Exchange Bank and Trust is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.00%
18-Month CD
2.00%
24-Month CD
2.00%
36-Month CD
2.00%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
0.05%
MMA
2.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
National Exchange Bank and Trust
130 S Main St
Fond Du Lac, WI 54935
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

National Exchange Bank and Trust CD Rates and Interest Rates

Bank
Product
APY
Min Dep
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
2.02%
$250,000
National Exchange Bank and Trust
National Exchange Bank and Trust
12-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
18-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
36-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
48-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Statement Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare National Exchange Bank and Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Harrison B&L Assoc.
The Harrison B&L Assoc.
3-Month CD
4.32%
$2,500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
12-Month CD
4.10%
$1,000
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
6-Month CD
4.07%
$2,500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
48-Month CD
4.06%
$2,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
24-Month CD
3.87%
$2,500
Colorado Federal Savings Bank
Colorado Federal Savings Bank
60-Month CD
3.80%
$5,000
CNB Bank Direct
CNB Bank Direct
High Yield Savings
3.80%
$100
Andrews Federal Credit Union
Andrews Federal Credit Union
24-Month CD
3.80%
$1,000
Seattle Bank
Seattle Bank
18-Month CD
3.80%
$1,000
Woodlands National Bank
Woodlands National Bank
24-Month CD
3.52%
$1,000
Leader Bank
Leader Bank
60-Month CD
3.50%
$1,000
Ameriprise Financial
Ameriprise Financial
12-Month CD
3.45%
$0
Bonanza Valley State Bank
Bonanza Valley State Bank
60-Month CD
3.40%
$500
PSB Indianola, IA
PSB Indianola, IA
12-Month CD
3.35%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
24-Month CD
3.35%
$1,000
Thayer County Bank
Thayer County Bank
48-Month CD
3.35%
$2,500
Utah Independent Bank
Utah Independent Bank
60-Month CD
3.34%
$500
Finworth
Finworth
36-Month CD
3.30%
$50,000
NBKC Bank
NBKC Bank
60-Month CD
3.25%
$250
Saco & Biddeford Savings
Saco & Biddeford Savings
48-Month
3.00%
$500
S&T Bank
S&T Bank
48-Month CD
3.00%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
30-Month CD
2.85%
$500
Bank First, NA
Bank First, NA
18-Month CD
2.78%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
60-Month CD
2.50%
$1,000
Institution for Savings
Institution for Savings
36-Month CD
2.50%
$500
River Falls State Bank
River Falls State Bank
36-Month CD
2.37%
$500
Tri-County Trust Company
Tri-County Trust Company
18-Month CD
2.17%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Business Money Market
1.81%
$100,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Free Interest Checking
1.75%
$75,000
Piedmont FSB
Piedmont FSB
24-Month CD
1.40%
$500
Century SLA
Century SLA
12-Month CD (Jumbo)
1.05%
$100,000
Security State Bank of Marine
Security State Bank of Marine
60-Month CD
1.00%
$300
Acipco Federal Credit Union
Acipco Federal Credit Union
6-Month CD
1.00%
$1,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
48-Month CD
0.80%
$1,000
Mutual Federal Bank
Mutual Federal Bank
24-Month CD
0.65%
$500
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
CW Checking
0.50%
$5
Pillar Bank
Pillar Bank
60-Month CD
0.45%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
60-Month CD
0.40%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
12-Month CD
0.35%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Premium Money Market
0.30%
$35,000
First Southern Bank
First Southern Bank
Premier Money Market
0.25%
$2,500
United Southern Bank
United Southern Bank
24-Month CD
0.20%
$1,000
Florence Bank
Florence Bank
12-Month CD
0.20%
$500
PNB Community Bank
PNB Community Bank
18-Month CD
0.10%
$1,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Regular Savings
0.10%
$0
FNB of Brownstown
Money Market
0.10%
$1,500
Accentra Credit Union
Accentra Credit Union
Share Savings
0.05%
$5
Clarion County Community Bank
Clarion County Community Bank
Community Plus Checking
0.03%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

National Exchange Bank and Trust Information

National Exchange Bank and Trust
130 S Main St
Fond Du Lac, WI 54935
Fond Du Lac
Established Date: 12/20/1933
FDIC Certificate #: 10044
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: NEB CORP
How Many Domestic U.S. Offices? 34
How Many Branches are There? 34
Is National Exchange Bank and Trust FDIC Insured? Yes
What is National Exchange Bank and Trust's Cert number? 10044
What is the maximum amount for insured deposits? $250,000 per holder, per account

National Exchange Bank and Trust Financials

Total Assets:
$2,805,130,000
Total Deposits:
$2,242,027,000
Equity Capital:
$458,747,000
Domestic Deposits:
$2,242,027,000
Net Income:
$9,520,000
Return on Assets:
1.5079%
Quarterly Return on Assets:
1.3600%
Pretax Return on Assets:
1.7433%
Pretax Quarterly Return on Assets:
1.7400%
Return on Equity:
9.8700%
Quarterly Return on Equity:
8.3800%
Leverage Tier 1 (Core Capital) Ratio:
17.3065%
Total Interest Income (YTD):
5.1357%
 
 
Headquarters:
Fond Du Lac
FDIC Field Office:
Appleton
Regulator:
OCC
County:
Fond Du Lac
# of Offices:
34
Metropolitan Statistical Area (MSA):
Fond du Lac, WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-interest-rates-under-525-percentMortgage interest rates have started heading back down again this week. Home mortgage rates have been hovering in a range of 5.00 percent to 5.50 percent for over a month now. Home mortgage interest rates have been whipsawed by positive and negative economic news almost on a daily basis.
CD rates and mortgage rates continue to head lower as poor economic data is released weekly. The latest weak economic data included an unexpected rise in first time claims for U.S. unemployment benefits which are now at a nine month high of 500,000 and a drop in manufacturing activity in the Philadelphia region.
If you receive your monthly Social Security check in the mail, you have only until the end of February to sign up for electronic deposit. If you don't sign up for electronic deposit you will receive your March Social Security benefit via the Social Security Administration's Direct Express® card program to avoid an interruption in payment.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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