The Clay City Banking Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 4.25% and 3-month CD rates at 3.40%. Current savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 18.24%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates. The Clay City Banking Co.'s 12-Month CD rates are at 3.70%, 24-Month CD rates are at 3.49%, 18-Month CD rates are at 3.49%, 60-Month CD rates are at 3.44%, 48-Month CD rates are at 3.44%. The Clay City Banking Co.'s savings rates are at 0.50%. The Clay City Banking Co.'s money market rates are at 1.00%.
To see how these rates compare to The Clay City Banking Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Clay City Banking Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Clay City Banking Co. CD rates. You can also compare The Clay City Banking Co. savings rates, MMA rates and mortgage rates using our other rate lists. The Clay City Banking Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Clay City Banking Co.? Share your experience about The Clay City Banking Co. by leaving a review below, or read customer reviews before you decide to use The Clay City Banking Co.. The Clay City Banking Co. Texas Ratio The Clay City Banking Co.'s Texas Ratio is at 10.38%, which is considered excellent. The Texas Ratio for The Clay City Banking Co. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, The Clay City Banking Co. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
The Clay City Banking Co. CD Rates and Interest Rates
The Clay City Banking Co.
12-Month CD
3.70%
$1,000
The Clay City Banking Co.
24-Month CD
3.49%
$1,000
The Clay City Banking Co.
18-Month CD
3.49%
$1,000
The Clay City Banking Co.
60-Month CD
3.44%
$1,000
The Clay City Banking Co.
48-Month CD
3.44%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare The Clay City Banking Co. Rates with Other Competitive Bank and Credit Union Rates
Linkbank
10-Month CD
4.50%
$500
Bank of the Flint Hills
12-Month CD
4.25%
$500
Total Direct Bank
36-Month CD
4.16%
$25,000
Community Bank of Wichita
24-Month CD
4.06%
$500
Farmers State Bank Lake View, IA
12-Month CD
4.06%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. The Clay City Banking Co. InformationThe Clay City Banking Co.
331 S Main StClay City, IL 62824 Clay Established Date: 07/05/1892 FDIC Certificate #: 10845 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: CLAY CITY BANK SHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.claycitybanking.bank
Is The Clay City Banking Co. FDIC Insured? Yes
What is The Clay City Banking Co.'s Cert number? 10845
What is the maximum amount for insured deposits? $250,000 per holder, per account
The Clay City Banking Co. FinancialsTotal Assets:
$217,121,000
Total Deposits:
$199,138,000
Equity Capital:
$16,688,000
Domestic Deposits:
$199,138,000
Net Income:
$392,000
Return on Assets:
0.7713%
Quarterly Return on Assets:
0.7300%
Pretax Return on Assets:
0.9766%
Pretax Quarterly Return on Assets:
0.9800%
Return on Equity:
10.5400%
Quarterly Return on Equity:
9.4100%
Common Equity Tier 1 Capital Ratio:
13.9649%
Tier 1 Risk-Based Capital Ratio:
13.9649%
Leverage Tier 1 (Core Capital) Ratio:
10.1036%
Total Risk-Based Capital Ratio (YTD):
14.8573%
Total Interest Income (YTD):
4.5353%
Headquarters:
Clay City
FDIC Field Office:
Mount Vernon
Regulator:
FDIC
County:
Clay
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThomaston Savings Bank of Thomaston, Connecticut, is advertising some very competitive CD rates. Thomaston Savings Bank is currently advertising regular CD rates and jumbo CD rates. Certificate of deposit terms range between 91 days and 60 months for regular certificates of deposit and jumbo certificates of deposit.
eBank is offering their ePremier money market account which has a decent rate for these times. The rates are tiered and go has high as 2.50 annual percentage yield for a deposit of $100,000 and up. On the low end, deposits of up to $9,999 receive an annual percentage yield of 1.50%.
Average savings rates were unchanged this week over last in both Bankrate's national savings rate survey and the FDIC's national rate survey. Bankrate's national savings rate for the week ending 10/10/12 is currently at 0.52 percent. The FDIC's national average savings rate is considerably less at 0.08 percent. The best savings rates this week alo remained unchanged at 1.04 percent.
Bank or Credit Union Offers and DealsNew CD Rates at Luana Savings BankManville Area FCU Short Term CD Rates Third Federal Savings and Loan CD Rates Current Mortgage Rates - Today's Interest Rates Stable at 5.50% Mortgage Rates Up, Mortgage Applications Down - MBA Mortgage Rates Close Out 2010 Higher: Conforming 30 Year Mortgage Rates Averaging 4.86% Current Interest Mortgage Rates Mixed This Week Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29% Pacific National Bank Savings Rates now at 0.90% Miami Savings Account Rates Alternative Bank and Credit Union Offers to ExploreBroadway Federal Bank Online Savings AccountColorado Federal Savings Bank CD Rates Mortgage Rates: 9/14 Today's Mortgage Rates Barely Changed, 30 Year Mortgage Rates at 4.17% Mortgage Rates: 30 Year Mortgage Rates Increase to 5.08%, 15 Year Mortgage Rates at 4.39% Mortgage Rates: Record Low Mortgage Rates Today, 30 Year Mortgage Rates at 4.14% Online Savings Rates Increase in 2019 CUNJ Savings Account Rates and MMA Rates Texas Auto Loan Rates: 5 Year New Auto Loan Rate at 2.99% Best Savings Yields and Money Market Yields in Texas (TX) Savings Rate Up in February as Savings Account Rates Continue to Decline The Clay City Banking Co. ReviewsThere are no reviews for The Clay City Banking Co. yet. Feel free to create one below.
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