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iAdvertiser Disclosure
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 Cherokee Strip Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
Cherokee Strip Credit Union's savings rates are at 0.04%. Cherokee Strip Credit Union's money market rates are at 0.40%. MonitorBankRates evaluates the financial stability of Cherokee Strip Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.92%. Rates were last updated on 03/16/2026. Cherokee Strip Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cherokee Strip Credit Union? Share your experience about Cherokee Strip Credit Union by leaving a review below, or read customer reviews before you decide to use Cherokee Strip Credit Union. Cherokee Strip Credit Union
EAST Prospect Branch 1508 E Prospect Ave
https://www.cherokeestrip.com Ponca City, OK 74604 1909 
Cherokee Strip Credit Union Savings Rates
Cherokee Strip Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cherokee Strip Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cherokee Strip Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cherokee Strip Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cherokee Strip Credit Union
Website
https://www.cherokeestrip.com
Address
1508 E Prospect Ave,
Ponca City, OK 74604 1909
Phone
580-718-4000
Fax
580-718-4090
President
Robert Howard
CEO
Spike Henderson
Full-Time Employees
36
Part-Time Employees
1
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.92%
Return on Assets (ROA)
0.0999%
Return on Equity (ROE)
0.9426%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
96,832,983
Total Amount of Shares and Deposits
86,673,058
Total Shares and Deposits < 1 Year
84,985,639
Total Shares and Deposits 1 3 Years
1,302,550
Total Shares and Deposits > 3 Years
384,869
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,129,063
Total Uninsured Shares and Deposits > $250K (F+J)
5,129,063
Total Insured Shares and Deposits > $250K (item 17 less item K)
81,543,995
Total Interest Expense (Sum of items 6 8)
839,624
Share Certificates
767
Number of Accounts for Share Drafts
3,675
IRA KEOGH Accounts
99
Number of Accounts for Regular Shares
10,164
Money Market Shares
141
Net Income (unless the amount is already included in Undivided Earnings)
96,738
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,548,821
Total Liabilities
86,673,584
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cherokee Strip Credit UnionIs Cherokee Strip Credit Union a safe place to deposit money?Yes, Cherokee Strip Credit Union is considered a safe financial institution. With a Texas Ratio of 0.91526244188079%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cherokee Strip Credit Union operate?Cherokee Strip Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cherokee Strip Credit Union?Yes, to access services at Cherokee Strip Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cherokee Strip Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cherokee Strip Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cherokee Strip Credit Union offer online and mobile banking?Most modern institutions like Cherokee Strip Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cherokeestrip.com. Current Cherokee Strip Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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