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Arlington Community Federal Credit Union Rates & Review September 2026

Arlington Community Federal Credit Union's 12 Month - Platinum rates are at 3.80%, 12 Month CD rates are at 3.80%, 6 Month CD rates are at 3.80%, 12 Month CD rates are at 3.70%, 12 Month Share & IRA CDs rates are at 3.70%. Arlington Community Federal Credit Union's Personal Loan Rates are as low as 6.99%. MonitorBankRates evaluates the financial stability of Arlington Community Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.62%. Rates last updated and verified on 09/20/2026.

Arlington Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arlington Community Federal Credit Union? Share your experience about Arlington Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Arlington Community Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.62%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Arlington Community Federal Credit Union
Arlington Community FCU
5666 Columbia Pike
Falls Church, VA 22041
https://www.arlingtoncu.org
Member NCUA

Arlington Community Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month - Platinum - 3.80% 12 Month
Min Deposit $25
Min Balance $25
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
12 Month Certificate - 3.80% 12 Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
6 Month Certificate - 3.80% 6 Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
12 Month Certificate - 3.70% 12 Month
Min Deposit $25
Min Balance $25
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
12 Month Share & IRA Certificates - 3.70% 12 Month
Min Deposit $500
Min Balance $500
Details Platinum APY*: 3.80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
15 Month Certificate (No Penalty!) - Platinum - 3.70% 15 Month
Min Deposit $500
Min Balance $500
Details Term: 15 Month Certificate (No Penalty!)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
15 Month Share & IRA Certificates - 3.70% 15 Month
Min Deposit $500
Min Balance $500
Details Platinum APY*: 3.80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
24 Month Certificate - 3.70% 24 Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
12 month Jumbo Share Certificate - 3.70% 12 months
Min Deposit $100,000
Min Balance $100,000
Details Term: Six-, 12- and 24-month terms; Rates Effective: March 25, 2026
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
12 Month Share Builder Certificate - 3.65% 12-month term
Min Deposit $25
Details Rates Effective: April 17, 2026; Platinum level
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
15 Month No-Penalty Certificate - 3.65% 15-month term
Min Deposit $500
Min Balance $500
Details Rates Effective: April 17, 2026; Platinum level
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
18 Month Share & IRA Certificates - 3.65% 18 MONTH TERM
Min Deposit $500
Min Balance $500
Details Rates Effective: April 17, 2026
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
60 Month Share & IRA Certificates - 3.65% 60 Month
Min Deposit $500
Min Balance $500
Details Platinum APY*: 3.75%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
15 Month Certificate (No Penalty!) - 3.60% 15 Month
Min Deposit $500
Min Balance $500
Details Term: 15 Month Certificate (No Penalty!)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
24 Month Share & IRA Certificates - 3.60% 24 Month
Min Deposit $500
Min Balance $500
Details Platinum APY*: 3.70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
48 Month Share & IRA Certificates - 3.60% 48 Month
Min Deposit $500
Min Balance $500
Details Platinum APY*: 3.70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
6 Month Share & IRA Certificates - 3.60% 6 Month
Min Deposit $500
Min Balance $500
Details Platinum APY*: 3.70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
18 Month Share & IRA Certificates - 3.55% 18 Month
Min Deposit $500
Min Balance $500
Details Platinum APY*: 3.65%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
36 Month Share & IRA Certificates - 3.55% 36 Month
Min Deposit $500
Min Balance $500
Details Platinum APY*: 3.65%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%

Arlington Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Variable Rate HELOC - - 6.50%
Details As Low As*; Loan To Value (LTV): 80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Variable Rate HELOC - - 7.50%
Details As Low As*; Loan To Value (LTV): 90%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
15 Year Fixed Rate HELOC - - 8.00% 15 Year
Details As Low As*; Loan To Value (LTV): 80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Variable Rate HELOC - - 8.00%
Details As Low As*; Loan To Value (LTV): 100%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
20 Year Fixed Rate HELOC - - 8.25% 20 Year
Details As Low As*; Loan To Value (LTV): 80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
15 Year Fixed Rate HELOC - - 8.75% 15 Year
Details As Low As*; Loan To Value (LTV): 90%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
15 Year Fixed Rate HELOC - - 9.00% 15 Year
Details As Low As*; Loan To Value (LTV): 100%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
20 Year Fixed Rate HELOC - - 9.00% 20 Year
Details As Low As*; Loan To Value (LTV): 90%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
20 Year Fixed Rate HELOC - - 9.25% 20 Year
Details As Low As*; Loan To Value (LTV): 100%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%

Arlington Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.14% 36 Months
Details As Low As; Sample Monthly Payment for $20,000: $592
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 4.54% 48 Months
Details As Low As; Sample Monthly Payment for $20,000: $456; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 4.64% 60 Months
Details As Low As; Sample Monthly Payment for $20,000: $374; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 4.64% 36 Months
Details As Low As; Minimum Loan Amount: No Minimum
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 4.80% 72 Months
Details As Low As; Sample Monthly Payment for $20,000: $320; Minimum Loan Amount: $20,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 5.04% 48 Months
Details As Low As; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 5.04% 36 Months
Details As Low As; Minimum Loan Amount: No Minimum
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 5.14% 60 Months
Details As Low As; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 5.30% 72 Months
Details As Low As; Minimum Loan Amount: $20,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 5.54% 48 Months
Details As Low As; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 5.79% 60 Months
Details As Low As; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 5.80% 84 Months
Details As Low As; Sample Monthly Payment for $20,000: $290; Minimum Loan Amount: $35,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 6.04% 72 Months
Details As Low As; Minimum Loan Amount: $20,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 6.30% 84 Months
Details As Low As; Minimum Loan Amount: $35,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 7.50% 84 Months
Details As Low As; Minimum Loan Amount: $35,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 8.34% 96 Months
Details As Low As; Sample Monthly Payment for $20,000: $286; Minimum Loan Amount: $50,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Auto Loans - - 8.84% 96 Months
Details As Low As; Minimum Loan Amount: $50,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%

Arlington Community Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loans - 5.14% 36 Months
Details As Low As; Minimum Loan Amount: No Minimum
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 5.54% 48 Months
Details As Low As; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 5.64% 60 Months
Details As Low As; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 5.64% 36 Months
Details As Low As; Minimum Loan Amount: No Minimum
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 5.80% 72 Months
Details As Low As; Minimum Loan Amount: $20,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 6.04% 48 Months
Details As Low As; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 6.14% 60 Months
Details As Low As; Minimum Loan Amount: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 6.30% 72 Months
Details As Low As; Minimum Loan Amount: $20,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 6.80% 84 Months
Details As Low As; Minimum Loan Amount: $35,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Motorcycle Loans - 7.30% 84 Months
Details As Low As; Minimum Loan Amount: $35,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Boat & RV Loans - 10.84% Up to 96 Months
Details As Low As; Minimum Loan Amount: $50,000 with 5% down
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Boat & RV Loans - 11.34% Up to 96 Months
Details As Low As; Minimum Loan Amount: $50,000 with 5% down
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Boat & RV Loans - 11.59% Up to 120 Months
Details As Low As; Minimum Loan Amount: $150,000 with 10% down
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Boat & RV Loans - 12.09% Up to 120 Months
Details As Low As; Minimum Loan Amount: $150,000 with 10% down
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Boat & RV Loans - 12.59% Up to 144 Months
Details As Low As; Minimum Loan Amount: $175,000 with 20% down
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Boat & RV Loans - 13.09% Up to 144 Months
Details As Low As; Minimum Loan Amount: $175,000 with 20% down
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%

Arlington Community Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 6.99% 1-12 Months
Details Loan Amounts: $1,000-$1,500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Personal Loan 6.99% 13-24 Months
Details Loan Amounts: $1,501-$3,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Personal Loan 7.99% 25-36 Months
Details Loan Amounts: $3,001-$6,500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Personal Loan 8.99% 37-48 Months
Details Loan Amounts: $6,501-$10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Personal Line of Credit 9.75% Revolving
Details Loan Amounts: $500-$30,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Personal Loan 9.99% 49-60 Months
Details Loan Amounts: $10,001-$20,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Personal Loan 10.99% 61-72 Months
Details Loan Amounts: $20,001-$50,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Signature Balance Transfers Loan 15.50%
Details As Low As*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Signature Cash Advances Loan 15.50%
Details As Low As*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Signature Purchases Loan 15.50%
Details As Low As*; Grace period for repayment of balances of purchases: 25 days on average; The Balance of Purchases: Average daily balance (including new purchases)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%

Arlington Community Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Classic Balance Transfers Loan - - 12.50%
Details As Low As*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Classic Cash Advances Loan - - 12.50%
Details As Low As*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Classic Purchases Loan - - 12.50%
Details As Low As*; Grace period for repayment of balances of purchases: 25 days on average; The Balance of Purchases: Average daily balance (including new purchases)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Fast Cash Loan - - 8.99% 12 Months
Details Loan Amounts: $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Fast Cash Loan - - 17.82% 12-month
Details No credit check; For a 12-month loan of $1,000 at 17.82% APR, the monthly payment would be $87.43
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Home Equity Line of Credit - - 3.75%
Details HELOC rates are variable and subject to change with Quarterly Interest Rate Adjustments. The APR will not be less than 3.75% and will not exceed 18%. Exclusions and conditions apply. Interest charges apply only when you use the line. Property insurance required. Offer available only on owner-occupied, single-family, residential real property located in VA, MD, D.C., PA, NJ, WV, DE, and NC. ACFCU must obtain a valid first or second lien position on the collateral and all owners must sign the documents. Maximum loan amount is $250,000 for LTV of 90% or higher. Range of closing costs between $700 and $1,600 based on a $100,000 equity loan.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Platinum Balance Transfers Loan - - 14.25%
Details As Low As*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Platinum Cash Advances Loan - - 14.25%
Details As Low As*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Platinum Loan - - 19.99% 12 months
Details Intro/promo APR: 1.99%; Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%; 15,000 points when you spend $1,500 in first 90 days of account opening.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Platinum Purchases Loan - - 14.25%
Details As Low As*; Grace period for repayment of balances of purchases: 25 days on average; The Balance of Purchases: Average daily balance (including new purchases)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Platinum Rewards - Balance Transfers Loan - - 15.00%
Details As Low As; Grace period for repayment of balances of purchases: 25 days on average; The Balance of Purchases: Average daily balance (including new purchases)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Platinum Rewards - Cash Advances Loan - - 15.00%
Details As Low As; Grace period for repayment of balances of purchases: 25 days on average; The Balance of Purchases: Average daily balance (including new purchases)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%
Platinum Rewards - Purchases Loan - - 15.00%
Details As Low As; Grace period for repayment of balances of purchases: 25 days on average; The Balance of Purchases: Average daily balance (including new purchases)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.62%

Financial Health History

Arlington Community Federal Credit Union’s Texas Ratio rose from 2.91% in Q2 2023 to 6.62% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.91% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A+ Q3 2025 A+ Q4 2025 6.62% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$541M6.62%5.0A
December 31, 2025$536M3.94%5.0A+
September 30, 2025$528M5.63%5.0A+
June 30, 2025$530M6.67%5.0A
March 31, 2025$524M6.33%5.0A
December 31, 2024$512M6.32%5.0A
September 30, 2024$504M5.71%5.0A+
June 30, 2024$502M5.92%5.0A+
March 31, 2024$510M6.00%5.0A+
December 31, 2023$506M3.92%5.0A+
September 30, 2023$495M2.41%5.0A+
June 30, 2023$481M2.91%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Arlington Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arlington Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Arlington Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Arlington Community Federal Credit Union
Address 5666 Columbia Pike, Falls Church, VA 22041
Phone 703-526-0200
Fax
President Dan Murray
CEO Karen Rosales
Full-Time Employees 95
Part-Time Employees 1
Branch Locations 4
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.62%
Return on Assets (ROA)
0.0482%
Return on Equity (ROE)
0.6142%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
540,726,839
Total Amount of Shares and Deposits
494,138,707
Total Shares and Deposits < 1 Year
457,969,805
Total Shares and Deposits 1 3 Years
27,909,581
Total Shares and Deposits > 3 Years
8,259,322
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
52,326,595
Total Uninsured Shares and Deposits > $250K (F+J)
52,326,595
Total Insured Shares and Deposits > $250K (item 17 less item K)
441,812,112
Total Interest Expense (Sum of items 6 8)
2,425,939
Share Certificates
5,697
Number of Accounts for Share Drafts
14,010
IRA KEOGH Accounts
896
Number of Accounts for Regular Shares
27,430
All other shares
172
Non Member Deposits
1
Money Market Shares
1,204
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
39,664,537
Total Liabilities
499,939,807
Source: NCUA — Last Updated 03/31/2026
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Frequently Asked Questions About Arlington Community Federal Credit Union

How many branches does Arlington Community Federal Credit Union operate?

Arlington Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Arlington Community Federal Credit Union?

Yes, to access services at Arlington Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Arlington Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arlington Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Arlington Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Arlington Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arlingtoncu.org.

Current Arlington Community Federal Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.55%
  • 24-Month CD3.60%
  • 60-Month CD3.65%
Retrieved from our database of financial products. Rates subject to change.