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Arlington Community Federal Credit Union

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Arlington Community Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Arlington Community Federal Credit Union?

Current rates for Arlington Community Federal Credit Union include: 12-Month CD: 3.70%, 18-Month CD: 3.55%, 24-Month CD: 3.60%, 60-Month CD: 3.65%, Savings: 0.75%

Q: What CD terms does Arlington Community Federal Credit Union offer?

Arlington Community Federal Credit Union CD rates are 3.80% APY for a 12 month CD, 3.80% APY for a 15 month CD, 3.55% APY for an 18 month CD, 3.60% APY for a 2 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Arlington Community Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 28, 2026

Arlington Community Federal Credit Union's 12 Month CD - Platinum rates are at 3.80%, 12 Month Share Builder CD - Platinum rates are at 3.80%, 15 Month CD - Platinum rates are at 3.80%, 60 Month CD - Platinum rates are at 3.75%, 12 Month CD rates are at 3.70%. Arlington Community Federal Credit Union's savings rates are at 0.75%. Arlington Community Federal Credit Union's Personal Loan Rates are as low as 7.74%. Arlington Community Federal Credit Union's Credit Card Rates are at 12.75%. Arlington Community Federal Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Arlington Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.55%. Rates last updated and verified on 10/28/2026.

Arlington Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arlington Community Federal Credit Union? Share your experience about Arlington Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Arlington Community Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.55%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Arlington Community Federal Credit Union
Arlington Community FCU

5666 Columbia Pike
Falls Church, VA 22041

https://www.arlingtoncu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Arlington Community Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Certificate - Platinum	-	3.80%	12 months
Min Deposit $500 Min Balance $500 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.80% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
12 Month Certificate - Platinum	-	3.80%	12 Month
Min Deposit $25 Min Balance $25 Details Platinum APY; Minimum to Earn Dividends $25.00; Minimum Opening Balance $25.00 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
12 Month Share Builder Certificate - Platinum	-	3.80%	12 months
Min Deposit $25 Min Balance $25 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.80% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
15 Month Certificate - Platinum	-	3.80%	15 months
Min Deposit $500 Min Balance $500 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.80% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 12 Month - Platinum	-	3.80%	12 Month
Min Deposit $500 Min Balance $500 Details Platinum APY*; Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 15 Month - Platinum	-	3.80%	15 Month
Min Deposit $500 Min Balance $500 Details Platinum APY*; Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
60 Month Certificate - Platinum	-	3.75%	60 months
Min Deposit $500 Min Balance $500 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 60 Month - Platinum	-	3.75%	60 Month
Min Deposit $500 Min Balance $500 Details Platinum APY*; Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
12 Month Certificate	-	3.70%	12 months
Min Deposit $500 Min Balance $500 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
12 Month Certificate	-	3.70%	12 Month
Min Deposit $25 Min Balance $25 Details Minimum to Earn Dividends $25.00; Minimum Opening Balance $25.00 Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
12 Month Share Builder Certificate	-	3.70%	12 months
Min Deposit $25 Min Balance $25 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.70% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
15 Month Certificate	-	3.70%	15 months
Min Deposit $500 Min Balance $500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.70% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
24 Month Certificate - Platinum	-	3.70%	24 months
Min Deposit $500 Min Balance $500 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
48 Month Certificate - Platinum	-	3.70%	48 months
Min Deposit $500 Min Balance $500 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
6 Month Certificate - Platinum	-	3.70%	6 months
Min Deposit $500 Min Balance $500 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
24 month Jumbo Share Certificate	-	3.70%	24 months
Min Deposit $100,000 Min Balance $100,000 Details AS HIGH AS rate; Six-, 12- and 24-month terms; Minimum to earn dividends: $100,000; Rates Effective: March 25, 2026 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 12 Month	-	3.70%	12 Month
Min Deposit $500 Min Balance $500 Details Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 15 Month	-	3.70%	15 Month
Min Deposit $500 Min Balance $500 Details Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 24 Month - Platinum	-	3.70%	24 Month
Min Deposit $500 Min Balance $500 Details Platinum APY*; Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 48 Month - Platinum	-	3.70%	48 Month
Min Deposit $500 Min Balance $500 Details Platinum APY*; Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 6 Month - Platinum	-	3.70%	6 Month
Min Deposit $500 Min Balance $500 Details Platinum APY*; Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
18 Month Certificate - Platinum	-	3.65%	18 months
Min Deposit $500 Min Balance $500 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
36 Month Certificate - Platinum	-	3.65%	36 months
Min Deposit $500 Min Balance $500 Details Platinum APY Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
60 Month Certificate	-	3.65%	60 months
Min Deposit $500 Min Balance $500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.65% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 18 Month - Platinum	-	3.65%	18 Month
Min Deposit $500 Min Balance $500 Details Platinum APY*; Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 36 Month - Platinum	-	3.65%	36 Month
Min Deposit $500 Min Balance $500 Details Platinum APY*; Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 60 Month	-	3.65%	60 Month
Min Deposit $500 Min Balance $500 Details Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
15 Month Certificate (No Penalty)	-	3.60%	15 months
Min Deposit $500 Min Balance $500 Details No Penalty certificate Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
24 Month Certificate	-	3.60%	24 months
Min Deposit $500 Min Balance $500 Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
48 Month Certificate	-	3.60%	48 months
Min Deposit $500 Min Balance $500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.60% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
6 Month Certificate	-	3.60%	6 months
Min Deposit $500 Min Balance $500 Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 24 Month	-	3.60%	24 Month
Min Deposit $500 Min Balance $500 Details Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 48 Month	-	3.60%	48 Month
Min Deposit $500 Min Balance $500 Details Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 6 Month	-	3.60%	6 Month
Min Deposit $500 Min Balance $500 Details Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
18 Month Certificate	-	3.55%	18 months
Min Deposit $500 Min Balance $500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
36 Month Certificate	-	3.55%	36 months
Min Deposit $500 Min Balance $500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 18 Month	-	3.55%	18 Month
Min Deposit $500 Min Balance $500 Details Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share & IRA Certificates - 36 Month	-	3.55%	36 Month
Min Deposit $500 Min Balance $500 Details Minimum to earn dividends $500; Rates effective April 17, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Savings Rates

Product	Rate	APY
Money Market Savings	-	0.75%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Money Market Savings	-	0.75%
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 and over Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Money Market Savings	-	0.60%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Money Market Savings	-	0.60%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
IRA Savings	-	0.50%
Details Minimum to Earn Dividends: Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Money Market Savings	-	0.50%
Min Balance $0 Details Balance: $0 - $2,499.99; Minimum Opening Balance: Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Share Savings	-	0.05%
Min Deposit $5 Min Balance $100 Details Minimum to Earn Dividends: $100 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Special Club Accounts	-	0.05%
Min Balance $100 Details Minimum to Earn Dividends: $100 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market Savings	-	0.75%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Money Market Savings	-	0.75%
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 and over Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Money Market Savings	-	0.60%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Money Market Savings	-	0.60%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Money Market Savings	-	0.50%
Min Balance $0 Details Balance: $0 - $2,499.99; Minimum Opening Balance: Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Variable Rate HELOC	-	-	6.75%
Details As Low As; Loan To Value (LTV): 80% Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50% Oct 2, 20266.75%▲ from 6.50% Sep 12, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Variable Rate HELOC	-	-	7.75%
Details As Low As; Loan To Value (LTV): 90% Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 7.50% → 7.75% ▲ 0.25 pts · high 7.75% / low 7.50% Oct 2, 20267.75%▲ from 7.50% Sep 12, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
15 Year Fixed Rate HELOC	-	-	8.00%
Details As Low As; Loan To Value (LTV): 80% Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
20 Year Fixed Rate HELOC	-	-	8.25%
Details As Low As; Loan To Value (LTV): 80% Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 8.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Variable Rate HELOC	-	-	8.25%
Details As Low As; Loan To Value (LTV): 100% Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 8.00% → 8.25% ▲ 0.25 pts · high 8.25% / low 8.00% Oct 2, 20268.25%▲ from 8.00% Sep 12, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
15 Year Fixed Rate HELOC	-	-	8.75%
Details As Low As; Loan To Value (LTV): 90% Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 8.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
15 Year Fixed Rate HELOC	-	-	9.00%
Details As Low As; Loan To Value (LTV): 100% Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 9.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
20 Year Fixed Rate HELOC	-	-	9.00%
Details As Low As; Loan To Value (LTV): 90% Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 9.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
20 Year Fixed Rate HELOC	-	-	9.25%
Details As Low As; Loan To Value (LTV): 100% Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 9.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	4.64%	Up to 36 Months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 4.64% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Auto Loan	-	-	5.04%	Up to 48 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 5.04% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Auto Loan	-	-	5.14%	Up to 60 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 5.14% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Auto Loan	-	-	5.14%	Up to 36 Months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 5.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Auto Loan	-	-	5.30%	Up to 72 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 5.30% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Auto Loan	-	-	5.54%	Up to 48 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 5.54% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Auto Loan	-	-	5.64%	Up to 60 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 5.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Auto Loan	-	-	5.80%	Up to 72 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 5.80% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Auto Loan	-	-	6.30%	Up to 84 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 6.30% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Auto Loan	-	-	6.80%	Up to 84 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 6.80% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Auto Loan	-	-	8.84%	Up to 96 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $50,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 8.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Auto Loan	-	-	9.34%	Up to 96 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $50,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 9.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loan	-	5.64%	Up to 36 Months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 5.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Motorcycle Loan	-	6.04%	Up to 48 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.04% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Motorcycle Loan	-	6.14%	Up to 60 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Motorcycle Loan	-	6.14%	Up to 36 Months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 6.14% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Motorcycle Loan	-	6.30%	Up to 72 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.30% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Motorcycle Loan	-	6.54%	Up to 48 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 6.54% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Motorcycle Loan	-	6.64%	Up to 60 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 6.64% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Motorcycle Loan	-	6.80%	Up to 72 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 6.80% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Motorcycle Loan	-	7.30%	Up to 84 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 7.30% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Motorcycle Loan	-	7.80%	Up to 84 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Model years 2019-2024 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 7.80% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Boat & RV Loan	-	11.34%	Up to 96 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $50,000 with 5% down; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 11.34% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Boat & RV Loan	-	11.84%	Up to 96 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $50,000 with 5% down; Under 10 years old Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 11.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Boat & RV Loan	-	12.09%	Up to 120 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $150,000 with 10% down; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 12.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Boat & RV Loan	-	12.59%	Up to 120 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $150,000 with 10% down; Under 10 years old Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 12.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
New Boat & RV Loan	-	13.09%	Up to 144 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $175,000 with 20% down; Model years 2025-2027 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 13.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Used Boat & RV Loan	-	13.59%	Up to 144 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $175,000 with 20% down; Under 10 years old Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 13.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Credit Card Rates

Product	Rate	APR
Classic Visa	-	12.75%
Details As Low As; Applies to Purchases, Cash Advances and Balance Transfers; Grace period for purchases: 25 days on average; Balance computed on average daily balance (including new purchases); Effective October 1, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 12.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Secured Visa	-	12.75%
Details As Low As; Applies to Purchases, Cash Advances and Balance Transfers; Grace period for purchases: 25 days on average; Balance computed on average daily balance (including new purchases); Effective October 1, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 12.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Platinum Visa	-	14.50%
Details As Low As; Applies to Purchases, Cash Advances and Balance Transfers; Grace period for purchases: 25 days on average; Balance computed on average daily balance (including new purchases); Effective October 1, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 14.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Platinum Rewards Business Credit Card	-	15.00%
Details As Low As; Rates for purchases, cash advances and balance transfers; Grace period for repayment of purchases: 25 days on average; Balance computed on average daily balance (including new purchases); Rates effective January 1, 2023 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 15.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Signature Visa	-	15.75%
Details As Low As; Applies to Purchases, Cash Advances and Balance Transfers; Grace period for purchases: 25 days on average; Balance computed on average daily balance (including new purchases); Effective October 1, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 15.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	7.74%	1-12 Months
Details As Low As; Loan Amounts: $1,000-$1500; Rates Effective: October 6, 2026 Last Updated 10/28/2026 Rate History 1 change since Sep 17, 2026 · 6.99% → 7.74% ▲ 0.75 pts · high 7.74% / low 6.99% Oct 8, 20267.74%▲ from 6.99% Sep 17, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Personal Loan	7.74%	13-24 Months
Details As Low As; Loan Amounts: $1,501-$3,000; Rates Effective: October 6, 2026 Last Updated 10/28/2026 Rate History 1 change since Sep 17, 2026 · 6.99% → 7.74% ▲ 0.75 pts · high 7.74% / low 6.99% Oct 8, 20267.74%▲ from 6.99% Sep 17, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Personal Loan	8.74%	25-36 Months
Details As Low As; Loan Amounts: $3,001-$6,500; Rates Effective: October 6, 2026 Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 7.99% → 8.74% ▲ 0.75 pts · high 8.74% / low 7.99% Oct 8, 20268.74%▲ from 7.99% Sep 12, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Personal Loan	9.74%	37-48 Months
Details As Low As; Loan Amounts: $6,501-$10,000; Rates Effective: October 6, 2026 Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 8.99% → 9.74% ▲ 0.75 pts · high 9.74% / low 8.99% Oct 8, 20269.74%▲ from 8.99% Sep 12, 20268.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Personal Line of Credit	9.75%
Details As Low As; Fixed rates as low as 9.75% APR; Revolving line of credit; Interest paid only on outstanding balance; Optional payment protection plan Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 9.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Personal Loan	10.74%	49-60 Months
Details As Low As; Loan Amounts: $10,001-$20,000; Rates Effective: October 6, 2026 Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 9.99% → 10.74% ▲ 0.75 pts · high 10.74% / low 9.99% Oct 8, 202610.74%▲ from 9.99% Sep 12, 20269.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Personal Loan	11.74%	61-72 Months
Details As Low As; Loan Amounts: $20,001-$50,000; Rates Effective: October 6, 2026 Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 10.99% → 11.74% ▲ 0.75 pts · high 11.74% / low 10.99% Oct 8, 202611.74%▲ from 10.99% Sep 12, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Signature Visa	15.75%
Details As Low As; Applies to Purchases, Cash Advances and Balance Transfers; Grace period for purchases: 25 days on average; Balance computed on average daily balance (including new purchases); Effective October 1, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 15.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Fast Cash Loan	-	-	17.82%	12 months
Details As Low As; Fixed rates as low as 17.82% APR; Quick and easy $1,000; No credit check; Must be a member for at least 90 days; Fast Cash Loans are only available online Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 17.82% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Fixed APR Loan	-	-	5.54%	Up to 36 Months
Details As Low As; Minimum Loan Amount: No Minimum Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 5.54% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Fixed APR Loan	-	-	6.04%	Up to 48 Months
Details As Low As; Minimum Loan Amount: $10,000 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.04% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Fixed APR Loan	-	-	6.29%	Up to 60 Months
Details As Low As; Minimum Loan Amount: $10,000 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.29% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Fixed APR Loan	-	-	6.54%	Up to 72 Months
Details As Low As; Minimum Loan Amount: $20,000 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.54% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Fixed APR Loan	-	-	8.00%	Up to 84 Months
Details As Low As; Minimum Loan Amount: $35,000 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 8.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%
Youth Accounts	-	-	0.05%
Min Deposit $5 Details Minimum to Earn Dividends: Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.55%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Arlington Community Federal Credit Union’s Texas Ratio rose from 2.41% in Q3 2023 to 4.55% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$538M	4.55%	5.0	A+
March 31, 2026	$541M	6.62%	5.0	A
December 31, 2025	$536M	3.94%	5.0	A+
September 30, 2025	$528M	5.63%	5.0	A+
June 30, 2025	$530M	6.67%	5.0	A
March 31, 2025	$524M	6.33%	5.0	A
December 31, 2024	$512M	6.32%	5.0	A
September 30, 2024	$504M	5.71%	5.0	A+
June 30, 2024	$502M	5.92%	5.0	A+
March 31, 2024	$510M	6.00%	5.0	A+
December 31, 2023	$506M	3.92%	5.0	A+
September 30, 2023	$495M	2.41%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Arlington Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Arlington Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Arlington Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Arlington Community Federal Credit Union

Website https://www.arlingtoncu.org

Address 5666 Columbia Pike, Falls Church, VA 22041

Phone 703-526-0200

Fax

President Dan Murray

CEO Karen Rosales

Full-Time Employees 89

Part-Time Employees 1

Branch Locations 4

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.55%

Return on Assets (ROA)

0.1116%

Return on Equity (ROE)

1.4039%

Non-Performing Loans Ratio (NPL)

0.44%

Total Assets

537,765,748

Total Amount of Shares and Deposits

490,170,573

Total Shares and Deposits < 1 Year

454,756,654

Total Shares and Deposits 1 3 Years

26,833,162

Total Shares and Deposits > 3 Years

8,580,754

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

54,335,987

Total Uninsured Shares and Deposits > $250K (F+J)

54,335,987

Total Insured Shares and Deposits > $250K (item 17 less item K)

435,834,586

Total Interest Expense (Sum of items 6 8)

4,855,651

Share Certificates

5,682

Number of Accounts for Share Drafts

14,666

IRA KEOGH Accounts

911

Number of Accounts for Regular Shares

27,922

All other shares

Non Member Deposits

Money Market Shares

1,225

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

25,157,351

Total Liabilities

496,698,671

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Arlington Community Federal Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Arlington Community Federal Credit Union

Does Arlington Community Federal Credit Union offer CDs?

Yes. Arlington Community Federal Credit Union current CD rates include its 12 Month CD - Platinum at 3.80% APY, its 12 Month Share Builder CD - Platinum at 3.80% APY and its 15 Month CD - Platinum at 3.80% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Arlington Community Federal Credit Union NCUA insured?

Yes. Arlington Community Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Arlington Community Federal Credit Union?

The highest Arlington Community Federal Credit Union CD rate is its 12 Month CD - Platinum at 3.80% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Arlington Community Federal Credit Union offer?

Arlington Community Federal Credit Union CD rates are 3.80% APY for a 12 month CD, 3.80% APY for a 15 month CD, 3.55% APY for an 18 month CD, 3.60% APY for a 2 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Arlington Community Federal Credit Union for its full lineup.

What is the highest savings rate at Arlington Community Federal Credit Union?

The highest Arlington Community Federal Credit Union savings rate is its IRA Savings at 0.50% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Arlington Community Federal Credit Union?

The highest Arlington Community Federal Credit Union money market rate is its Money Market Savings at 0.75% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at Arlington Community Federal Credit Union?

The lowest Arlington Community Federal Credit Union auto loan rate is its New Auto Loan at 4.64% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Arlington Community Federal Credit Union?

The lowest Arlington Community Federal Credit Union personal loan rate is its Personal Loan at 7.74% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at Arlington Community Federal Credit Union?

The lowest Arlington Community Federal Credit Union credit card APR is its Classic Visa Credit Card at 12.75% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Arlington Community Federal Credit Union operate?

Arlington Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Arlington Community Federal Credit Union?

Yes, to access services at Arlington Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Arlington Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arlington Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Arlington Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Arlington Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arlingtoncu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Arlington Community Federal Credit Union rates compare?

Arlington Community Federal Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. Arlington Community Federal Credit Union's top rates are its 12 Month CD - Platinum at 3.80% APY, its Money Market Savings at 0.75% APY, its Personal Loan at 7.74% APR and its Classic Visa Credit Card at 12.75% APR, verified by MonitorBankRates on October 28, 2026.

Current Arlington Community Federal Credit Union Rates

12-Month CD3.70%
18-Month CD3.55%
24-Month CD3.60%
60-Month CD3.65%
Savings0.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Arlington Community Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Arlington Community Federal Credit Union Texas Ratio

Arlington Community Federal Credit Union Health Trend

Arlington Community Federal Credit Union CD Rates

Arlington Community Federal Credit Union Savings Rates

Arlington Community Federal Credit Union Money Market Rates

Arlington Community Federal Credit Union Home Equity & HELOC

Arlington Community Federal Credit Union Auto Loan Rates

Arlington Community Federal Credit Union RV, Boat and Powersport Loan Rates

Arlington Community Federal Credit Union Credit Card Rates

Arlington Community Federal Credit Union Personal Loan Rates

Arlington Community Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Arlington Community Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Arlington Community Federal Credit Union

Does Arlington Community Federal Credit Union offer CDs?

Are CDs from Arlington Community Federal Credit Union NCUA insured?

What is the highest CD rate at Arlington Community Federal Credit Union?

What CD terms does Arlington Community Federal Credit Union offer?

What is the highest savings rate at Arlington Community Federal Credit Union?

What is the highest money market rate at Arlington Community Federal Credit Union?

What is the lowest auto loan rate at Arlington Community Federal Credit Union?

What is the lowest personal loan rate at Arlington Community Federal Credit Union?

What is the lowest credit card APR at Arlington Community Federal Credit Union?

How many branches does Arlington Community Federal Credit Union operate?

Is a member application needed to join Arlington Community Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Arlington Community Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Arlington Community Federal Credit Union rates compare?

Current Arlington Community Federal Credit Union Rates

Compare to Other Credit Unions