MonitorBankRates
  1. Home
  2. Credit Unions
  3. Arlington Community Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Arlington Community Federal Credit Union Rates & Review April 2026

Arlington Community Federal Credit Union's 18-Month CDs rates are at 3.90%, 12 Month Share & IRA CD Platinum rates are at 3.80%, 12 Month Share Builder CD Platinum rates are at 3.80%, 15 Month Share & IRA CD Platinum rates are at 3.80%, 60 Month Share & IRA CD Platinum rates are at 3.75%. Arlington Community Federal Credit Union's savings rates are at 0.05%. Arlington Community Federal Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Arlington Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.89%. Rates were last updated on 04/18/2026.

Arlington Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arlington Community Federal Credit Union? Share your experience about Arlington Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Arlington Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.89%
Excellent Lower than avg
Arlington Community Federal Credit Union
Arlington Community FCU
5666 Columbia Pike
Falls Church, VA 22041
https://www.arlingtoncu.org
Member NCUA

Arlington Community Federal Credit Union CD Rates

Product Rate APY Term View More
18-Month Certificates - 3.90%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
12 Month Share & IRA Certificate Platinum - 3.80%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
12 Month Share Builder Certificate Platinum - 3.80%
Min Balance $25
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
15 Month Share & IRA Certificate Platinum - 3.80%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
60 Month Share & IRA Certificate Platinum - 3.75%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
12 Month Jumbo Certificate - 3.70% 12 Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
12 Month Share & IRA Certificate - 3.70% 12
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
12 Month Share Builder Certificate - 3.70% 12
Min Balance $25
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
15 Month Share & IRA Certificate - 3.70% 15
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
15 Month Share & IRA Certificate (No Penalty) Platinum - 3.70%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
24 Month Share & IRA Certificate Platinum - 3.70%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
48 Month Share & IRA Certificate Platinum - 3.70%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
6 Month Share & IRA Certificate Platinum - 3.70%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
18 Month Share & IRA Certificate Platinum - 3.65%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
36 Month Share & IRA Certificate Platinum - 3.65%
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
60 Month Share & IRA Certificate - 3.65% 60
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
15 Month Share & IRA Certificate (No Penalty) - 3.60% 15
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
24 Month Jumbo Certificate - 3.60% 24 Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
24 Month Share & IRA Certificate - 3.60% 24
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
48 Month Share & IRA Certificate - 3.60% 48
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
6 Month Jumbo Certificate - 3.60% 6 Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
6 Month Share & IRA Certificate - 3.60% 6
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
18 Month Share & IRA Certificate - 3.55% 18
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
36 Month Share & IRA Certificate - 3.55% 36
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%

Arlington Community Federal Credit Union Savings Rates

Product Rate APY View More
Money Market Savings - 0.75%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Money Market Savings - 0.60%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
IRA Savings - 0.50%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Money Market Savings - 0.50%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Share Savings - 0.05%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Special Club Accounts - 0.05%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%

Arlington Community Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings - 0.75%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Money Market Savings - 0.60%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Money Market Savings - 0.50%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%

Arlington Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Variable Rate HELOC - - 6.50%
Details As Low As; Loan To Value (LTV): 80%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Variable Rate HELOC - - 7.50%
Details As Low As; Loan To Value (LTV): 90%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
15 Year Fixed Rate HELOC - - 8.00%
Details As Low As; Loan To Value (LTV): 80%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Variable Rate HELOC - - 8.00%
Details As Low As; Loan To Value (LTV): 100%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
20 Year Fixed Rate HELOC - - 8.25%
Details As Low As; Loan To Value (LTV): 80%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
15 Year Fixed Rate HELOC - - 8.75%
Details As Low As; Loan To Value (LTV): 90%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
15 Year Fixed Rate HELOC - - 9.00%
Details As Low As; Loan To Value (LTV): 100%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
20 Year Fixed Rate HELOC - - 9.00%
Details As Low As; Loan To Value (LTV): 90%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
20 Year Fixed Rate HELOC - - 9.25%
Details As Low As; Loan To Value (LTV): 100%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%

Arlington Community Federal Credit Union Credit Card Rates

Product Rate APR View More
Consumer Credit Card Platinum - 1.99%
Details Intro rate expires: 12 months; Regular APR: N/A
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Consumer Credit Card Signature - 1.99%
Details Intro rate expires: 12 months; Regular APR: N/A
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Platinum Rewards Credit Card - 15.00%
Details As Low As; Regular APR: 15.00%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%

Arlington Community Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Personal Line of Credit - 9.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Personal Loan - 9.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%
Personal Loan - 11.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.89%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Arlington Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arlington Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Arlington Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Arlington Community Federal Credit Union
Address 5666 Columbia Pike, Falls Church, VA 22041
Phone 703-526-0200
Fax
President Dan Murray
CEO Karen Rosales
Full-Time Employees 96
Part-Time Employees 1
Branch Locations 4
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.89%
Return on Assets (ROA)
0.1988%
Return on Equity (ROE)
2.5067%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
527,555,000
Total Amount of Shares and Deposits
477,191,155
Total Shares and Deposits < 1 Year
447,902,705
Total Shares and Deposits 1 3 Years
22,084,415
Total Shares and Deposits > 3 Years
7,204,033
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
49,892,558
Total Uninsured Shares and Deposits > $250K (F+J)
49,892,558
Total Insured Shares and Deposits > $250K (item 17 less item K)
427,298,597
Total Interest Expense (Sum of items 6 8)
8,218,492
Share Certificates
5,663
Number of Accounts for Share Drafts
13,490
IRA KEOGH Accounts
894
Number of Accounts for Regular Shares
26,671
All other shares
169
Money Market Shares
1,147
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
35,666,574
Total Liabilities
487,391,819
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Arlington Community Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Arlington Community Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Arlington Community Federal Credit Union

Is Arlington Community Federal Credit Union a safe place to deposit money?

Yes, Arlington Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.8864826230248%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Arlington Community Federal Credit Union operate?

Arlington Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Arlington Community Federal Credit Union?

Yes, to access services at Arlington Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Arlington Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arlington Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Arlington Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Arlington Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arlingtoncu.org.

Current Arlington Community Federal Credit Union Rates

  • 12-Month CD3.70%
  • 18-Month CD3.55%
  • 24-Month CD3.60%
  • 60-Month CD3.65%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.