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Arlington Community Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Arlington Community Federal Credit Union's top rates as of October 12, 2026 are 3.80% APY on its 12 Month CD - Platinum, 0.75% APY on savings, and personal loans from 7.74% APR, according to rates verified by MonitorBankRates. Other Arlington Community Federal Credit Union CD rates include 12 Month Share Builder CD - Platinum at 3.80%, 15 Month CD - Platinum at 3.80%, and Share & IRA CD - 12 Month - Platinum at 3.80%. MonitorBankRates evaluates the financial stability of Arlington Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.55%. Rates last updated and verified on 10/12/2026.

Arlington Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arlington Community Federal Credit Union? Share your experience about Arlington Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Arlington Community Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.55%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Arlington Community Federal Credit Union
Arlington Community FCU
5666 Columbia Pike
Falls Church, VA 22041
https://www.arlingtoncu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Arlington Community Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate - Platinum - 3.80% 12 Month
Min Deposit $500
Min Balance $500
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
12 Month Share Builder Certificate - Platinum - 3.80% 12 Month
Min Deposit $25
Min Balance $25
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
15 Month Certificate - Platinum - 3.80% 15 Month
Min Deposit $500
Min Balance $500
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 12 Month - Platinum - 3.80% 12 Month
Min Deposit $500
Min Balance $500
Details Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 15 Month - Platinum - 3.80% 15 Month
Min Deposit $500
Min Balance $500
Details Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
60 Month Certificate - Platinum - 3.75% 60 Month
Min Deposit $500
Min Balance $500
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 60 Month - Platinum - 3.75% 60 Month
Min Deposit $500
Min Balance $500
Details Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
12 Month Certificate - 3.70% 12 Month
Min Deposit $500
Min Balance $500
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Oct 4, 2026: 3.70% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
12 Month Share Builder Certificate - 3.70% 12 Month
Min Deposit $25
Min Balance $25
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 12, 2026: 3.70% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
15 Month Certificate - 3.70% 15 Month
Min Deposit $500
Min Balance $500
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 12, 2026: 3.70% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
24 Month Certificate - Platinum - 3.70% 24 Month
Min Deposit $500
Min Balance $500
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
48 Month Certificate - Platinum - 3.70% 48 Month
Min Deposit $500
Min Balance $500
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
6 Month Certificate - Platinum - 3.70% 6 Month
Min Deposit $500
Min Balance $500
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
24 month Jumbo Share Certificate - 3.70% 24 months
Min Deposit $100,000
Min Balance $100,000
Details As high as; Six-, 12- and 24-month terms; Minimum to earn dividends: $100,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 8, 2026: 3.70% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 12 Month - 3.70% 12 Month
Min Deposit $500
Min Balance $500
Details Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 20, 2026: 3.70% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 15 Month - 3.70% 15 Month
Min Deposit $500
Min Balance $500
Details Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 4 times
3.20%3.70%4.20%Sep 20, 2026: 3.70% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 24 Month - Platinum - 3.70% 24 Month
Min Deposit $500
Min Balance $500
Details Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 48 Month - Platinum - 3.70% 48 Month
Min Deposit $500
Min Balance $500
Details Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 6 Month - Platinum - 3.70% 6 Month
Min Deposit $500
Min Balance $500
Details Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
18 Month Certificate - Platinum - 3.65% 18 Month
Min Deposit $500
Min Balance $500
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 12, 2026: 3.65% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
36 Month Certificate - Platinum - 3.65% 36 Month
Min Deposit $500
Min Balance $500
Details Platinum APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 12, 2026: 3.65% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
60 Month Certificate - 3.65% 60 Month
Min Deposit $500
Min Balance $500
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 12, 2026: 3.65% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 18 Month - Platinum - 3.65% 18 Month
Min Deposit $500
Min Balance $500
Details Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 12, 2026: 3.65% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 36 Month - Platinum - 3.65% 36 Month
Min Deposit $500
Min Balance $500
Details Platinum APY* program rate; Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 12, 2026: 3.65% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 60 Month - 3.65% 60 Month
Min Deposit $500
Min Balance $500
Details Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 20, 2026: 3.65% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
15 Month Certificate (No Penalty) - 3.60% 15 Month
Min Deposit $500
Min Balance $500
Details Standard APY; No Penalty certificate; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 12, 2026: 3.60% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
24 Month Certificate - 3.60% 24 Month
Min Deposit $500
Min Balance $500
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 25, 2026: 3.60% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
48 Month Certificate - 3.60% 48 Month
Min Deposit $500
Min Balance $500
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 12, 2026: 3.60% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
6 Month Certificate - 3.60% 6 Month
Min Deposit $500
Min Balance $500
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 25, 2026: 3.60% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 24 Month - 3.60% 24 Month
Min Deposit $500
Min Balance $500
Details Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 20, 2026: 3.60% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 48 Month - 3.60% 48 Month
Min Deposit $500
Min Balance $500
Details Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 20, 2026: 3.60% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 6 Month - 3.60% 6 Month
Min Deposit $500
Min Balance $500
Details Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 20, 2026: 3.60% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
18 Month Certificate - 3.55% 18 Month
Min Deposit $500
Min Balance $500
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 12, 2026: 3.55% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
36 Month Certificate - 3.55% 36 Month
Min Deposit $500
Min Balance $500
Details Standard APY; Effective April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 12, 2026: 3.55% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 18 Month - 3.55% 18 Month
Min Deposit $500
Min Balance $500
Details Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 20, 2026 · 3.65% → 3.55% ▼ 0.10 pts · high 3.65% / low 3.55%
3.05%3.60%4.15%Sep 20, 2026: 3.65% APYOct 4, 2026: 3.55% APYSep 20, 2026Oct 13, 2026
  • Oct 4, 20263.55%▼ from 3.65%
  • Sep 20, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share & IRA Certificate - 36 Month - 3.55% 36 Month
Min Deposit $500
Min Balance $500
Details Minimum to Earn Dividends $500; Rates Effective: April 17, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 20, 2026: 3.55% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Savings Rates

Product Rate APY View More
Money Market Savings - 0.75%
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000 - $74,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Oct 4, 2026: 0.75% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Money Market Savings - 0.75%
Min Deposit $75,000
Min Balance $75,000
Details Balance: $75,000 and over
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 25, 2026: 0.75% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Money Market Savings - 0.60%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.60% APY · checked 3 times
0.10%0.60%1.10%Oct 4, 2026: 0.60% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Money Market Savings - 0.60%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.60% APY · checked 3 times
0.10%0.60%1.10%Oct 4, 2026: 0.60% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
IRA Savings - 0.50%
Details Minimum to earn dividends:; Minimum opening balance:
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 12, 2026: 0.50% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Money Market Savings - 0.50%
Min Balance $0
Details Balance: $0 - $2,499.99; Minimum opening balance:
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Oct 4, 2026: 0.50% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Share Savings - 0.05%
Min Deposit $5
Min Balance $100
Details Minimum to earn dividends $100; Minimum opening balance $5
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 12, 2026: 0.05% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Special Club Accounts - 0.05%
Min Balance $100
Details Minimum to earn dividends $100; Minimum opening balance:
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 12, 2026: 0.05% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings - 0.75%
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000 - $74,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Oct 4, 2026: 0.75% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Money Market Savings - 0.75%
Min Deposit $75,000
Min Balance $75,000
Details Balance: $75,000 and over
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 25, 2026: 0.75% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Money Market Savings - 0.60%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.60% APY · checked 3 times
0.10%0.60%1.10%Oct 4, 2026: 0.60% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Money Market Savings - 0.60%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.60% APY · checked 3 times
0.10%0.60%1.10%Oct 4, 2026: 0.60% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Money Market Savings - 0.50%
Min Balance $0
Details Balance: $0 - $2,499.99; Minimum opening balance:
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Oct 4, 2026: 0.50% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Variable Rate HELOC - - 6.75%
Details As Low As; Loan To Value (LTV): 80%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50%
6.00%6.63%7.25%Sep 12, 2026: 6.50% APROct 2, 2026: 6.75% APRSep 12, 2026Oct 13, 2026
  • Oct 2, 20266.75%▲ from 6.50%
  • Sep 12, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Variable Rate HELOC - - 7.75%
Details As Low As; Loan To Value (LTV): 90%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 7.50% → 7.75% ▲ 0.25 pts · high 7.75% / low 7.50%
7.00%7.63%8.25%Sep 12, 2026: 7.50% APROct 2, 2026: 7.75% APRSep 12, 2026Oct 13, 2026
  • Oct 2, 20267.75%▲ from 7.50%
  • Sep 12, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
15 Year Fixed Rate HELOC - - 8.00%
Details As Low As; Loan To Value (LTV): 80%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
20 Year Fixed Rate HELOC - - 8.25%
Details As Low As; Loan To Value (LTV): 80%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 12, 2026: 8.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Variable Rate HELOC - - 8.25%
Details As Low As; Loan To Value (LTV): 100%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 8.00% → 8.25% ▲ 0.25 pts · high 8.25% / low 8.00%
7.50%8.13%8.75%Sep 12, 2026: 8.00% APROct 2, 2026: 8.25% APRSep 12, 2026Oct 13, 2026
  • Oct 2, 20268.25%▲ from 8.00%
  • Sep 12, 20268.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
15 Year Fixed Rate HELOC - - 8.75%
Details As Low As; Loan To Value (LTV): 90%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.75% APR
8.25%8.75%9.25%Oct 12, 2026: 8.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
15 Year Fixed Rate HELOC - - 9.00%
Details As Low As; Loan To Value (LTV): 100%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 12, 2026: 9.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
20 Year Fixed Rate HELOC - - 9.00%
Details As Low As; Loan To Value (LTV): 90%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 12, 2026: 9.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
20 Year Fixed Rate HELOC - - 9.25%
Details As Low As; Loan To Value (LTV): 100%; Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 12, 2026: 9.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans - - 4.64% Up to 36 months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Model Year: 2025 - 2027
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.64% APR
4.14%4.64%5.14%Oct 12, 2026: 4.64% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Vehicle Loans - - 5.04% Up to 48 months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model Year: 2025 - 2027
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.04% APR
4.54%5.04%5.54%Oct 12, 2026: 5.04% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Auto Loan (2019-2024) - - 5.14% Up to 36 Months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.14% APR
4.64%5.14%5.64%Oct 12, 2026: 5.14% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Vehicle Loans - - 5.14% Up to 60 months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Model Year: 2025 - 2027
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.14% APR
4.64%5.14%5.64%Oct 12, 2026: 5.14% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Vehicle Loans - - 5.30% Up to 72 months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Model Year: 2025 - 2027
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.30% APR
4.80%5.30%5.80%Oct 12, 2026: 5.30% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Older Auto Loan (2018 & Older) - - 5.54% Up to 36 Months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.54% APR
5.04%5.54%6.04%Oct 12, 2026: 5.54% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Auto Loan (2019-2024) - - 5.54% Up to 48 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.54% APR
5.04%5.54%6.04%Oct 12, 2026: 5.54% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Auto Loan (2019-2024) - - 5.64% Up to 60 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.64% APR
5.14%5.64%6.14%Oct 12, 2026: 5.64% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Auto Loan (2019-2024) - - 5.80% Up to 72 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.80% APR
5.30%5.80%6.30%Oct 12, 2026: 5.80% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Older Auto Loan (2018 & Older) - - 6.04% Up to 48 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.04% APR
5.54%6.04%6.54%Oct 12, 2026: 6.04% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Older Auto Loan (2018 & Older) - - 6.29% Up to 60 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.29% APR
5.79%6.29%6.79%Oct 12, 2026: 6.29% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Vehicle Loans - - 6.30% Up to 84 months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Model Year: 2025 - 2027
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.30% APR
5.80%6.30%6.80%Oct 12, 2026: 6.30% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Older Auto Loan (2018 & Older) - - 6.54% Up to 72 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.54% APR
6.04%6.54%7.04%Oct 12, 2026: 6.54% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Auto Loan (2019-2024) - - 6.80% Up to 84 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.80% APR
6.30%6.80%7.30%Oct 12, 2026: 6.80% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Older Auto Loan (2018 & Older) - - 8.00% Up to 84 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Vehicle Loans - - 8.84% Up to 96 months
Details As Low As; Fixed APR; Minimum Loan Amount: $50,000; Model Year: 2025 - 2027
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.84% APR
8.34%8.84%9.34%Oct 12, 2026: 8.84% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Auto Loan (2019-2024) - - 9.34% Up to 96 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $50,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.34% APR
8.84%9.34%9.84%Oct 12, 2026: 9.34% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan (2025-2027) - 5.64% Up to 36 Months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.64% APR
5.14%5.64%6.14%Oct 12, 2026: 5.64% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
New Motorcycle Loan (2025-2027) - 6.04% Up to 48 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.04% APR
5.54%6.04%6.54%Oct 12, 2026: 6.04% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
New Motorcycle Loan (2025-2027) - 6.14% Up to 60 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Motorcycle Loan (2019-2024) - 6.14% Up to 36 Months
Details As Low As; Fixed APR; Minimum Loan Amount: No Minimum; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
New Motorcycle Loan (2025-2027) - 6.30% Up to 72 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.30% APR
5.80%6.30%6.80%Oct 12, 2026: 6.30% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Motorcycle Loan (2019-2024) - 6.54% Up to 48 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.54% APR
6.04%6.54%7.04%Oct 12, 2026: 6.54% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Motorcycle Loan (2019-2024) - 6.64% Up to 60 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $10,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Motorcycle Loan (2019-2024) - 6.80% Up to 72 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $20,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.80% APR
6.30%6.80%7.30%Oct 12, 2026: 6.80% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
New Motorcycle Loan (2025-2027) - 7.30% Up to 84 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.30% APR
6.80%7.30%7.80%Oct 12, 2026: 7.30% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Motorcycle Loan (2019-2024) - 7.80% Up to 84 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $35,000; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.80% APR
7.30%7.80%8.30%Oct 12, 2026: 7.80% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
New Boat & RV Loan - 11.34% Up to 96 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $50,000 with 5% down; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 11.34% APR · checked 2 times
10.84%11.34%11.84%Oct 8, 2026: 11.34% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Boat & RV Loan (Under 10 Years Old) - 11.84% Up to 96 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $50,000 with 5% down; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 11.84% APR
11.34%11.84%12.34%Oct 12, 2026: 11.84% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
New Boat & RV Loan - 12.09% Up to 120 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $150,000 with 10% down; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 12.09% APR · checked 2 times
11.59%12.09%12.59%Oct 8, 2026: 12.09% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Boat & RV Loan (Under 10 Years Old) - 12.59% Up to 120 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $150,000 with 10% down; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 12.59% APR
12.09%12.59%13.09%Oct 12, 2026: 12.59% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
New Boat & RV Loan - 13.09% Up to 144 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $175,000 with 20% down; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 13.09% APR · checked 2 times
12.59%13.09%13.59%Oct 8, 2026: 13.09% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Used Boat & RV Loan (Under 10 Years Old) - 13.59% Up to 144 Months
Details As Low As; Fixed APR; Minimum Loan Amount: $175,000 with 20% down; Rates Effective: October 6, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 13.59% APR
13.09%13.59%14.09%Oct 12, 2026: 13.59% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 7.74% 1-12 Months
Details As Low As; Loan Amounts: $1,000-$1500; Sample
Last Updated 10/12/2026
Rate History
1 change since Sep 17, 2026 · 6.99% → 7.74% ▲ 0.75 pts · high 7.74% / low 6.99%
6.24%7.37%8.49%Sep 17, 2026: 6.99% APROct 8, 2026: 7.74% APRSep 17, 2026Oct 13, 2026
  • Oct 8, 20267.74%▲ from 6.99%
  • Sep 17, 20266.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Personal Loan 7.74% 13-24 Months
Details As Low As; Loan Amounts: $1,501-$3,000; Sample
Last Updated 10/12/2026
Rate History
1 change since Sep 17, 2026 · 6.99% → 7.74% ▲ 0.75 pts · high 7.74% / low 6.99%
6.24%7.37%8.49%Sep 17, 2026: 6.99% APROct 8, 2026: 7.74% APRSep 17, 2026Oct 13, 2026
  • Oct 8, 20267.74%▲ from 6.99%
  • Sep 17, 20266.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Personal Loan 8.74% 25-36 Months
Details As Low As; Loan Amounts: $3,001-$6,500; Sample
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 7.99% → 8.74% ▲ 0.75 pts · high 8.74% / low 7.99%
7.24%8.37%9.49%Sep 12, 2026: 7.99% APROct 8, 2026: 8.74% APRSep 12, 2026Oct 13, 2026
  • Oct 8, 20268.74%▲ from 7.99%
  • Sep 12, 20267.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Personal Loan 9.74% 37-48 Months
Details As Low As; Loan Amounts: $6,501-$10,000; Sample
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 8.99% → 9.74% ▲ 0.75 pts · high 9.74% / low 8.99%
8.24%9.37%10.49%Sep 12, 2026: 8.99% APROct 8, 2026: 9.74% APRSep 12, 2026Oct 13, 2026
  • Oct 8, 20269.74%▲ from 8.99%
  • Sep 12, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Personal Line of Credit 9.75%
Details As Low As; Fixed rates; Revolving line of credit; Interest paid only on outstanding balance
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 9.75% APR · checked 5 times
9.25%9.75%10.25%Sep 12, 2026: 9.75% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Personal Loan 10.74% 49-60 Months
Details As Low As; Loan Amounts: $10,001-$20,000; Sample
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 9.99% → 10.74% ▲ 0.75 pts · high 10.74% / low 9.99%
9.24%10.37%11.49%Sep 12, 2026: 9.99% APROct 8, 2026: 10.74% APRSep 12, 2026Oct 13, 2026
  • Oct 8, 202610.74%▲ from 9.99%
  • Sep 12, 20269.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Personal Loan 11.74% 61-72 Months
Details As Low As; Loan Amounts: $20,001-$50,000; Sample
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 10.99% → 11.74% ▲ 0.75 pts · high 11.74% / low 10.99%
10.24%11.37%12.49%Sep 12, 2026: 10.99% APROct 8, 2026: 11.74% APRSep 12, 2026Oct 13, 2026
  • Oct 8, 202611.74%▲ from 10.99%
  • Sep 12, 202610.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Signature Loan 15.75%
Details As Low As; Consumer Credit Card APR for Purchases, Cash Advances and Balance Transfers; Grace period: 25 days on average; Balance computation: Average daily balance (including new purchases); Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 15.75% APR · checked 2 times
15.25%15.75%16.25%Oct 8, 2026: 15.75% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%

Arlington Community Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Classic Loan - - 12.75%
Details As Low As; Consumer Credit Card APR for Purchases, Cash Advances and Balance Transfers; Grace period: 25 days on average; Balance computation: Average daily balance (including new purchases); Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 12.75% APR · checked 2 times
12.25%12.75%13.25%Oct 8, 2026: 12.75% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Fast Cash Loan - - 17.82%
Details As Low As; Fixed rates; Quick and easy $1,000; No credit check; Must be a member for at least 90 days; Fast Cash Loans are only available online
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 17.82% APR
17.32%17.82%18.32%Oct 12, 2026: 17.82% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Platinum Loan - - 14.50%
Details As Low As; Consumer Credit Card APR for Purchases, Cash Advances and Balance Transfers; Grace period: 25 days on average; Balance computation: Average daily balance (including new purchases); Rates effective October 1, 2026
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 14.50% APR · checked 2 times
14.00%14.50%15.00%Oct 8, 2026: 14.50% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Platinum Rewards Loan - - 15.00%
Details As Low As; Business credit card; Applies to purchases, cash advances and balance transfers; Grace period for repayment of purchases: 25 days on average; Balance of purchases: average daily balance (including new purchases); Rates Effective: January 1, 2023
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 15.00% APR · checked 2 times
14.50%15.00%15.50%Oct 8, 2026: 15.00% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Youth Accounts - - 0.05%
Min Deposit $5
Details Minimum to earn dividends:; Minimum opening balance $5
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 12, 2026: 0.05% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.55%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Arlington Community Federal Credit Union’s Texas Ratio rose from 2.41% in Q3 2023 to 4.55% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.41% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A+ Q3 2025 A+ Q4 2025 A Q1 2026 4.55% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$538M4.55%5.0A+
March 31, 2026$541M6.62%5.0A
December 31, 2025$536M3.94%5.0A+
September 30, 2025$528M5.63%5.0A+
June 30, 2025$530M6.67%5.0A
March 31, 2025$524M6.33%5.0A
December 31, 2024$512M6.32%5.0A
September 30, 2024$504M5.71%5.0A+
June 30, 2024$502M5.92%5.0A+
March 31, 2024$510M6.00%5.0A+
December 31, 2023$506M3.92%5.0A+
September 30, 2023$495M2.41%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Arlington Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arlington Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Arlington Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Arlington Community Federal Credit Union
Website https://www.arlingtoncu.org
Address 5666 Columbia Pike, Falls Church, VA 22041
Phone 703-526-0200
Fax
President Dan Murray
CEO Karen Rosales
Full-Time Employees 89
Part-Time Employees 1
Branch Locations 4
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.55%
Return on Assets (ROA)
0.1116%
Return on Equity (ROE)
1.4039%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
537,765,748
Total Amount of Shares and Deposits
490,170,573
Total Shares and Deposits < 1 Year
454,756,654
Total Shares and Deposits 1 3 Years
26,833,162
Total Shares and Deposits > 3 Years
8,580,754
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
54,335,987
Total Uninsured Shares and Deposits > $250K (F+J)
54,335,987
Total Insured Shares and Deposits > $250K (item 17 less item K)
435,834,586
Total Interest Expense (Sum of items 6 8)
4,855,651
Share Certificates
5,682
Number of Accounts for Share Drafts
14,666
IRA KEOGH Accounts
911
Number of Accounts for Regular Shares
27,922
All other shares
15
Non Member Deposits
1
Money Market Shares
1,225
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,157,351
Total Liabilities
496,698,671
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Arlington Community Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Arlington Community Federal Credit Union

How many branches does Arlington Community Federal Credit Union operate?

Arlington Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Arlington Community Federal Credit Union?

Yes, to access services at Arlington Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Arlington Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arlington Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Arlington Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Arlington Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arlingtoncu.org.

Current Arlington Community Federal Credit Union Rates

  • 12-Month CD3.70%
  • 18-Month CD3.55%
  • 24-Month CD3.60%
  • 60-Month CD3.65%
  • Savings0.75%
Retrieved from our database of financial products. Rates subject to change.

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