First Federal Community Bank, SSB CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Federal Community Bank, SSBToday's 12-month CD rates can be found at 0.45%, 6-month CD rates at 4.60% and 3-month CD rates at 4.22%. Current savings rates are at 0.10% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 17.20%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Federal Community Bank, SSB CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Federal Community Bank, SSB, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Federal Community Bank, SSB CD rates. You can also compare First Federal Community Bank, SSB savings rates, MMA rates and mortgage rates using our other rate lists.

First Federal Community Bank, SSB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal Community Bank, SSB? Share your experience about First Federal Community Bank, SSB by leaving a review below, or read customer reviews before you decide to use First Federal Community Bank, SSB.

First Federal Community Bank, SSB Texas Ratio

First Federal Community Bank, SSB's Texas Ratio is at 2.14%, which is considered excellent. The Texas Ratio for First Federal Community Bank, SSB is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Federal Community Bank, SSB is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Federal Community Bank, SSB
630 Clarksville St
Paris, TX 75460
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Federal Community Bank, SSB Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Financial Federal Bank
Financial Federal Bank
6-Month CD
4.35%
$1,000
Goldwater Bank
Goldwater Bank
High Yield Savings
4.00%
$100
Bank of Fayette County
Bank of Fayette County
18-Month CD
3.86%
$1,000
Columbia Bank
Columbia Bank
24-Month CD
3.85%
$500
Seattle Bank
Seattle Bank
48-Month CD
3.70%
$1,000
Adams State Bank
Adams State Bank
48-Month CD
3.55%
$1,000
BankVista
BankVista
12-Month CD
3.50%
$1,000
Beal Bank USA
Beal Bank USA
60-Month CD
3.45%
$1,000
Beal Bank USA
Beal Bank USA
48-Month CD
3.45%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
CSB Norwood Young America
CSB Norwood Young America
12-Month CD
3.19%
$500
Maries County Bank
Maries County Bank
48-Month CD
3.09%
$1,000
Adrian Bank
Adrian Bank
3-Month CD
3.03%
$1,000
Merchants State Bank
Merchants State Bank
36-Month CD
3.00%
$5,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
72-Month CD
3.00%
$500
Citizens State Bank Moundridge, KS
48-Month CD
2.65%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
18-Month CD
2.50%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
60-Month CD
2.50%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD
2.42%
$1,000
Chain Bridge Bank
Chain Bridge Bank
18-Months CD
2.30%
$500
Think Mutual Bank
Think Mutual Bank
3-Month CD
2.25%
$250
Tri-County Trust Company
Tri-County Trust Company
18-Month CD
2.17%
$1,000
Chartway Credit Union
Chartway Credit Union
36-Month CD
2.15%
$500
Putnam County State Bank
Putnam County State Bank
Money Market
2.00%
$2,500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
12-Month CD
2.00%
$1,000
Silver Lake Bank
Silver Lake Bank
Kasasa Savings
2.00%
$0
Charter Bank IA
Charter Bank IA
6-Month CD
2.00%
$1,000
Northrim Bank
Northrim Bank
36-Month CD
1.70%
$500
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
60-Month CD
1.25%
$1,000
Beacon Community Bank
Beacon Community Bank
Money Market
1.00%
$250,000
FNB of Brownstown
18-Month CD
0.95%
$1,000
WSB Municipal Bank
WSB Municipal Bank
36-Month CD
0.92%
$500
North Star Bank
North Star Bank
Money Market
0.90%
$1,000
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
12-Month CD
0.60%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
3-Month CD
0.50%
$1,000
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Grand Rapids SB
Grand Rapids SB
36-Month CD
0.45%
$1,000
North Star Bank
North Star Bank
Star Savers
0.45%
$25
A+ Federal Credit Union
A+ Federal Credit Union
Money Market
0.35%
$2,000
Millville Savings Bank
Millville Savings Bank
48-Month CD
0.25%
$1,000
FSB Louise, TX
FSB Louise, TX
Savings
0.20%
$100
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
18-Month CD
0.15%
$1,000
FNB of Scotia
FNB of Scotia
Savings
0.10%
$25
Busey Bank
Busey Bank
18-Month CD
0.05%
$1,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
Pinnacle Money Market
0.03%
$0
Tompkins Community Bank
Tompkins Community Bank
Savings
0.02%
$0
Pennsville National Bank
Pennsville National Bank
Money Market
0.02%
$5,000
First State Bank (MI)
First State Bank (MI)
Classic Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Federal Community Bank, SSB rate data right now, check back for updates, we are adding rates all the time.

First Federal Community Bank, SSB Information

First Federal Community Bank, SSB
630 Clarksville St
Paris, TX 75460
Lamar
Established Date: 01/01/1922
FDIC Certificate #: 27678
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is First Federal Community Bank, SSB FDIC Insured? Yes
What is First Federal Community Bank, SSB's Cert number? 27678
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Federal Community Bank, SSB Financials

Total Assets:
$559,632,000
Total Deposits:
$490,803,000
Equity Capital:
$64,747,000
Domestic Deposits:
$490,803,000
Net Income:
$1,042,000
Return on Assets:
0.8899%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
0.9354%
Pretax Quarterly Return on Assets:
0.9400%
Return on Equity:
7.9200%
Quarterly Return on Equity:
6.4700%
Common Equity Tier 1 Capital Ratio:
16.2459%
Tier 1 Risk-Based Capital Ratio:
16.2459%
Leverage Tier 1 (Core Capital) Ratio:
11.9022%
Total Risk-Based Capital Ratio (YTD):
17.4991%
Total Interest Income (YTD):
4.9789%
 
 
Headquarters:
Paris
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Lamar
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-hit-record-low-30-year-mortgage-rates-at-469-15-year-mortgage-rates-at-413Mortgage rates hit a record low (except 1 year ARMs) in the most recent Primary Mortgage Market Survey released by Freddie Mac yesterday morning. 30 year fixed conforming mortgage rates are down to 4.69 percent for the week ending June 24, 2010, a decline from the previous week’s average 30 year mortgage rate of 4.75 percent. Mortgage discount points remained unchanged at 0.7 points.

TAB Bank CD rates were changed on short term and intermediate term certificates of deposit. All the CD rate changes were higher with the exception of the 6 month rate. 6 month CD rates were lowered from 0.95 percent to 0.92 percent. Even with the 3 basis point decline, the 6 month CD rate at TAB Bank remains in 2nd place in our 6 month rate list.

Mortgage rates and refinancing rates are higher today. 30 year mortgage rates and refinance rates are averaging 4.77 percent, up from yesterday’s average 30 year rate of 4.75%. Today's 30 year mortgage rates and refinance rates in Montana are lower than the current national average 30 year interest rate.  Today, 30 year mortgage rates and refinance rates in Montana are averaging 4.69 percent.

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Alternative Bank and Credit Union Offers to Explore

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