Profile Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.30%, 6-month CD rates at 1.26% and 3-month CD rates at 0.81%. Current savings rates are at 0.03% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.41%. Credit Card rates are at 15.25%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. Profile Bank's 12-Month CD rates are at 2.53%, 18-Month CD rates are at 2.27%, 24-Month CD rates are at 2.02%, 60-Month CD rates are at 2.02%, 48-Month CD rates are at 2.02%. Profile Bank's savings rates are at 0.03%. Profile Bank's money market rates are at 0.10%.

To see how these rates compare to Profile Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Profile Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Profile Bank CD rates. You can also compare Profile Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Profile Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Profile Bank? Share your experience about Profile Bank by leaving a review below, or read customer reviews before you decide to use Profile Bank.

Profile Bank Texas Ratio

Profile Bank's Texas Ratio is at 0.08%, which is considered excellent. The Texas Ratio for Profile Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Profile Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

2.53%

2.52%

18-Month CD

2.27%

24-Month CD

2.02%

2.25%

36-Month CD

2.02%

2.18%

48-Month CD

2.02%

2.14%

60-Month CD

2.02%

2.26%

Savings

0.03%

0.62%

MMA

0.10%

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Profile Bank

45 Wakefield St
Rochester, NH 03867

https://www.profilebank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Profile Bank

Profile Bank CD Rates and Interest Rates

Profile Bank

12-Month CD

2.53%

$500

Profile Bank

18-Month CD

2.27%

$500

Profile Bank

60-Month CD

2.02%

$500

Profile Bank

48-Month CD

2.02%

$500

Profile Bank

36-Month CD

2.02%

$500

Profile Bank

24-Month CD

2.02%

$500

Profile Bank

Money Market

0.10%

$25

Profile Bank

Passbook Savings

0.03%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Profile Bank Rates with Other Competitive Bank and Credit Union Rates

Queenstown Bank

Kasasa Checking

4.50%

$20

EagleBank

60-Month CD

4.20%

$1,000

Twin River Bank

12-Month CD

4.16%

$500

First FarmBank

6-Month CD

4.15%

$1,000

ConnectOne Bank

11-Month CD

4.00%

$500

Bank Five Nine

36-Month CD

4.00%

$1,000

Heritage Bank of St Tammany

18-Month CD

3.82%

$500

Atkins Savings B&T

60-Month CD (Adjust-A-Rate)

3.53%

$1,000

First Harvest Federal Credit Union

60-Month CD

3.50%

$1,000

Hinsdale Bank & Trust Company

33-Month CD

3.50%

$1,000

Bankwell Bank

Smart Savings

3.25%

$100

Sound Community Bank

18-Month CD (with checking)

3.14%

$1,000

First United Bank Dimmitt, TX

48-Month CD

3.10%

$1,000

State Bank of De Kalb

36-Month CD

2.78%

$500

1st Advantage Federal Credit Union

60-Month CD

2.75%

$500

Marthas Vineyard Bank

36-Month CD

2.50%

$1,000

Abri Credit Union

36-Month CD

2.50%

$2,500

FNB of Lacon

60-Month CD

2.48%

$500

Petefish, Skiles & Co. Bank

60-Month CD

2.17%

$5,000

Grinnell State Bank

36-Month CD

2.12%

$1,000

Westbury Bank

18-Month CD

2.00%

$500

The Apple Creek Banking Company

60-Month CD

1.62%

$500

Citizens National Bank Cameron, TX

18-Month CD

1.55%

$500

Bank of Clovis

Savings

1.51%

$100

Milton Savings Bank

60-Month CD

1.50%

$500

Tennessee State Bank

Money Market

1.25%

$100,000

Citizens Savings Bank Clarks Summit, PA

Free Kasasa Checking

1.20%

Elkhorn Valley Bank & Trust

Passbook Savings

1.05%

First Bank Waverly, IA

24-Month CD

1.00%

$1,000

Jewett City Savings Bank

18-Month CD

1.00%

$1,000

The Bank of Glen Burnie

24-Month CD

1.00%

$500

Farmers State Bank (Marion, IA)

48-Month CD

0.95%

$1,000

Farmers State Bank of Alto Pass, Ill.

48-Month CD

0.75%

$1,000

Mid-Missouri Bank

12-Month CD

0.70%

$1,000

Empower Federal Credit Union

Membership Share Savings

0.55%

Community Bank of Pleasant Hill

Kasasa Checking

0.51%

$25

Savings Bank Wakefield, MA

60-Month CD

0.30%

$100

Ulster Savings Bank

18-Month CD

0.30%

$500

The Dolores State Bank

Regular Savings

0.20%

$50

1st Bank Yuma

1st Premium Money Market

0.20%

$25,000

Merrimack County SB

Everyday Money Market

0.15%

$1,000

MCS Bank

Statement Savings

0.10%

$25

Farmers Bank of Appomattox

Statement Savings

0.10%

$100

Community Bank of Raymore

36-Month CD

0.05%

$500

Beardstown Savings

NOW Checking

0.05%

Monroe Federal S&L

Money Market

0.04%

$2,500

Bank of America

48-Month CD

0.03%

$1,000

PNB Community Bank

Savings

0.01%

$100

Bank of New Hampshire

Premier Money Market

0.01%

$2,500

The Citizens Bank of Georgia

60-Month CD

0.00%

$500

Disclaimer

Mortgage Rates November 17, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Profile Bank Information

Profile Bank

45 Wakefield St
Rochester, NH 03867
Strafford
Established Date: 01/01/1907
FDIC Certificate #: 28155
Date of FDIC Deposit Insurance: 09/25/1953

Bank Holding Company: PROFILE BCORP MHC

How Many Domestic U.S. Offices? 4

How Many Branches are There? 4

Website: https://www.profilebank.com

Is Profile Bank FDIC Insured? Yes

What is Profile Bank's Cert number? 28155

What is the maximum amount for insured deposits? $250,000 per holder, per account

Profile Bank Financials

Total Assets:

$297,031,000

Total Deposits:

$249,108,000

Equity Capital:

$27,388,000

Domestic Deposits:

$249,108,000

Net Income:

$-34,000

Return on Assets:

0.0371%

Quarterly Return on Assets:

-0.0500%

Pretax Return on Assets:

-0.0455%

Pretax Quarterly Return on Assets:

-0.0500%

Return on Equity:

0.4000%

Quarterly Return on Equity:

-0.5000%

Common Equity Tier 1 Capital Ratio:

17.6791%

Tier 1 Risk-Based Capital Ratio:

17.6791%

Leverage Tier 1 (Core Capital) Ratio:

9.4951%

Total Risk-Based Capital Ratio (YTD):

18.1839%

Total Interest Income (YTD):

3.3850%

Headquarters:

Rochester

FDIC Field Office:

Concord

Regulator:

FED

County:

Strafford

# of Offices:

Metropolitan Statistical Area (MSA):

Boston-Cambridge-Newton, MA-NH

Consolidated Metropolitan Statistical Area (CMSA):

Boston-Worcester-Lawrence, MA-NH-ME-CT

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Highest Deposit Rates This Week at 0.95% APY

The best savings rates are at 0.95 percent and the best money market rates comes in at 0.90 percent. Average deposit rates on account balances of at least $10,000 remained at 0.45 percent this week. Listed below are the highest savings account rates and money market rates as of May 13, 2014.

Freddie Mac Weekly PMMS - 30 Year Rates Average 3.85%

Freddie Mac's Primary Mortgage Market Survey week ending October 1, 2015:

30-year FRM 3.85 percent with an average 0.6 point, down from last week's average of 3.86 percent.
15-year FRM 3.07 percent with an average 0.7 point, down from last week's average of 3.08 percent.
5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.91 percent with an average 0.4 point, unchanged from last week.
1-year Treasury-indexed ARM averaged 2.53 percent with an average 0.2 point, unchanged from last week.

Following quote is from Sean Becketti, chief economist, Freddie Mac

In contrast to the volatility in equity markets, the 10-year Treasury rate—a key driver of mortgage rates—varied just a little more than 10 basis points over the last week. As a result, the 30-year mortgage rate remained virtually unchanged, dropping 1 basis point to 3.85 percent. This marks the tenth consecutive week of a sub-4-percent mortgage rate. Despite persistently low mortgage rates, the pending home sales index dropped 1.4 percent in August, suggesting possible tempering in existing home sales in September.

Tennessee Commerce Bank Certificates of Deposit

Tennessee Commerce Bank of Franklin Tennessee is offering certificates of deposit with terms ranging from 3 months to 60 months. The bank's CD rates are some of the best CD rates available.