Profile Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.45%, 6-month CD rates at 4.00% and 3-month CD rates at 2.27%. Current savings rates are at 0.20% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.84%. Credit Card rates are at 11.75%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates. Profile Bank's 12-Month CD rates are at 2.53%, 18-Month CD rates are at 2.27%, 60-Month CD rates are at 2.02%, 48-Month CD rates are at 2.02%, 36-Month CD rates are at 2.02%. Profile Bank's savings rates are at 0.03%. Profile Bank's money market rates are at 0.10%.

Profile Bank

To see how these rates compare to Profile Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Profile Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Profile Bank CD rates. You can also compare Profile Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Profile Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Profile Bank? Share your experience about Profile Bank by leaving a review below, or read customer reviews before you decide to use Profile Bank.

Profile Bank Texas Ratio

Profile Bank's Texas Ratio is at 0.08%, which is considered excellent. The Texas Ratio for Profile Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Profile Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.53%
18-Month CD
2.27%
24-Month CD
2.02%
36-Month CD
2.02%
48-Month CD
2.02%
60-Month CD
2.02%
Savings
0.03%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Profile Bank
45 Wakefield St
Rochester, NH 03867
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Profile Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Profile Bank
Profile Bank
12-Month CD
2.53%
$500
Profile Bank
Profile Bank
18-Month CD
2.27%
$500
Profile Bank
Profile Bank
60-Month CD
2.02%
$500
Profile Bank
Profile Bank
48-Month CD
2.02%
$500
Profile Bank
Profile Bank
36-Month CD
2.02%
$500
Profile Bank
Profile Bank
24-Month CD
2.02%
$500
Profile Bank
Profile Bank
Money Market
0.10%
$25
Profile Bank
Profile Bank
Passbook Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Profile Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ableBanking
ableBanking
6-Month CD
4.50%
$5,000
Second Federal S&L
Second Federal S&L
12-Month CD
4.30%
$500
Frontier State Bank
Frontier State Bank
12-Month CD
4.29%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
6-Month CD
4.25%
$500
America First Federal Credit Union
America First Federal Credit Union
30-Month CD
4.15%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
12-Month CD
4.13%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
12-Month CD
3.99%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
12-Month CD
3.91%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
18-Month CD
3.90%
$500
360 Federal Credit Union
360 Federal Credit Union
12-Month CD
3.82%
$1,000
BankPurley
BankPurley
36-Month CD
3.75%
$1,000
Customers Bank
Customers Bank
24-Month CD
3.75%
$500
Huron Valley State Bank
Huron Valley State Bank
24-Month CD
3.55%
$500
Abbey Credit Union
Abbey Credit Union
48-Month CD
3.55%
$500
1st Advantage Bank
1st Advantage Bank
48-Month CD
3.51%
$500
First B&T Co. Perry, OK
First B&T Co. Perry, OK
48-Month CD
3.45%
$1,500
Ally Bank
Ally Bank
60-Month CD
3.40%
$0
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Money Market
3.04%
$250,000
Iron Workers SB
Iron Workers SB
60-Month CD
3.00%
$500
Mound City Bank
Mound City Bank
24-Month CD
2.48%
$2,500
The FNB Community Bank
The FNB Community Bank
48-Month CD
2.27%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
48-Month CD
2.25%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
6-Month CD
2.25%
$100
American Plus Bank, N.A.
American Plus Bank, N.A.
60-Month CD
2.20%
$25,000
Integrity Bank & Trust
Integrity Bank & Trust
Gold Rewards Checking
2.02%
$0
National Exchange Bank and Trust
National Exchange Bank and Trust
18-Month CD
2.00%
$1,000
West Union Bank
West Union Bank
60-Month CD
1.80%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
12-Month CD
1.51%
$500
La Salle State Bank
La Salle State Bank
12-Month CD
1.51%
$1,000
Root River State Bank
Root River State Bank
12-Month CD
1.40%
$300
Kish Bank
Kish Bank
120-Month CD
1.15%
$2,000
Consumers Credit Union
Consumers Credit Union
60-Month CD
1.01%
$1,000
Fairfield County Bank
Fairfield County Bank
18-Month CD
1.00%
$2,500
Tinker Federal Credit Union
Tinker Federal Credit Union
Premium Plus Savings
1.00%
$10,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Choice Money Market
0.80%
$100,000
Huntington FSB
Huntington FSB
48-Month CD
0.40%
$500
Salem Five Direct
Salem Five Direct
36-Month CD
0.35%
$10,000
Schuyler Savings Bank
Schuyler Savings Bank
36-Month CD
0.30%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
36-Month CD
0.25%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
Savings
0.25%
$25,000
Eastern Bank
Eastern Bank
60-Month CD (Business Select)
0.20%
$500
New Haven Bank
New Haven Bank
18-Month CD
0.15%
$500
First Citizens Bank
First Citizens Bank
60-Month CD
0.15%
$500
Pentucket Bank
Pentucket Bank
Statement Savings
0.12%
$10
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Money Market
0.10%
$10
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Presidential Savings
0.10%
$25,000
Heritage Bank Minnesota
Heritage Bank Minnesota
Interest Checking
0.05%
$0
Mayville State Bank
Mayville State Bank
Passbook Savings
0.02%
$0
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Advantage Plus Checking
0.02%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
36-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Profile Bank Information

Profile Bank
45 Wakefield St
Rochester, NH 03867
Strafford
Established Date: 01/01/1907
FDIC Certificate #: 28155
Date of FDIC Deposit Insurance: 09/25/1953
Bank Holding Company: PROFILE BCORP MHC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Profile Bank FDIC Insured? Yes
What is Profile Bank's Cert number? 28155
What is the maximum amount for insured deposits? $250,000 per holder, per account

Profile Bank Financials

Total Assets:
$297,031,000
Total Deposits:
$249,108,000
Equity Capital:
$27,388,000
Domestic Deposits:
$249,108,000
Net Income:
$-34,000
Return on Assets:
0.0371%
Quarterly Return on Assets:
-0.0500%
Pretax Return on Assets:
-0.0455%
Pretax Quarterly Return on Assets:
-0.0500%
Return on Equity:
0.4000%
Quarterly Return on Equity:
-0.5000%
Common Equity Tier 1 Capital Ratio:
17.6791%
Tier 1 Risk-Based Capital Ratio:
17.6791%
Leverage Tier 1 (Core Capital) Ratio:
9.4951%
Total Risk-Based Capital Ratio (YTD):
18.1839%
Total Interest Income (YTD):
3.3850%
 
 
Headquarters:
Rochester
FDIC Field Office:
Concord
Regulator:
FED
County:
Strafford
# of Offices:
4
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Hooray! A deal was finally done after we technically headed over the cliff, despite the nasty exchanges between Senator Harry Reid and House Leader John Boehner. The equity markets are rallying, bond yields are higher, will CD rates move higher as well? Unfortunately, not any time soon since Ben Bernanke and company at the Federal Reserve plan to keep the Fed funds rate at zero percent until mid-2015.
First Central Direct Best CD RatesFirst Central Direct CD rates on the bank's e-certificates of deposit are some of the best CD rates available. 60 month CD rates at First Central Direct are at 2.80 percent with an APY of 2.84 percent. 36 month CD rates from First Central Direct are at 2.30 percent with an APY of 2.33 percent. You can compare First Central Direct CD rates with other bank rates to get the best rate.

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