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Liberty Bank Liberty, IL Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 5, 2026

Liberty Bank Liberty, IL's *Special - 8-Month rates are at 3.79%, *Special - 15-Month rates are at 3.53%, IRA - 48-Month rates are at 2.11%, 48-Month rates are at 2.01%, 36-Month rates are at 1.66%. Liberty Bank Liberty, IL's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Liberty Bank Liberty, IL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.05%. Rates were last updated on 05/05/2026.

Liberty Bank Liberty, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Bank Liberty, IL? Share your experience about Liberty Bank Liberty, IL by leaving a review below, or read customer reviews before you decide to use Liberty Bank Liberty, IL.

Ranked #38 in MonitorBankRates Top 100 Healthiest Small Banks 2026 Ranked #38 Healthiest Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.05%
Excellent Lower than avg
Liberty Bank
1002 N Main St
Liberty, IL 62347
https://www.liberty.bank
Member FDIC

Liberty Bank Liberty, IL CD Rates

Product Rate APY Term View More
*Special - 8 month 3.75% 3.79% 8
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
*Special - 15 month 3.50% 3.53% 15
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
IRA - 48 month 2.10% 2.11% 48
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
48 month 2.00% 2.01% 48
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
36 month 1.65% 1.66% 36
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
30 month 1.40% 1.41% 30
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
24 month 1.35% 1.35% 24
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
18 month 1.25% 1.25% 18
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
IRA - 12 month 1.10% 1.10% 12
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
12 month 1.00% 1.00% 12
Min Balance $500
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%

Liberty Bank Liberty, IL Savings Rates

Product Rate APY View More
IRA Savings 0.35% 0.35%
Min Balance $10
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
e-Savings 0.25% 0.25%
Min Balance $10
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
Passbook Savings 0.25% 0.25%
Min Balance $10
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%

Liberty Bank Liberty, IL Checking Rates

Product Rate APY View More
N.O.W. Checking 0.35% 0.35%
Min Balance $1,000
Last Updated 05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.05%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Liberty Bank Liberty, IL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Liberty Bank Liberty, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Liberty Bank Liberty, IL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Liberty Bank Liberty, IL
Bank Holding Company LIBERTY BCORP INC
Address 1002 N Main St, Liberty, IL 62347  ·  Adams
Website https://www.liberty.bank
FDIC Certificate # 11719
Established 06/23/1903
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.05%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6464%
Return on Equity (ROE) 14.7600%
Non-Performing Loans (NPL) 0.00%
Total Assets $186,498,000
Total Deposits $160,556,000
Equity Capital $23,850,000
Net Income $2,981,000
Headquarters Liberty
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025
Ranked #38 in MonitorBankRates Top 100 Healthiest Small Banks 2026
2026 MBR Health & Safety Badge

Liberty Bank Liberty, IL earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #38 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

Customer Reviews

There are no reviews for Liberty Bank Liberty, IL yet. Feel free to create one below.
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Frequently Asked Questions About Liberty Bank Liberty, IL

How many branches does Liberty Bank Liberty, IL operate?

Liberty Bank Liberty, IL currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Liberty Bank Liberty, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Liberty Bank Liberty, IL provides members with tools to manage their accounts and build a solid financial history.

Does Liberty Bank Liberty, IL offer online and mobile banking?

Most modern institutions like Liberty Bank Liberty, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.liberty.bank.

Current Liberty Bank Liberty, IL Rates

  • 12-Month CD1.00%
  • 18-Month CD1.25%
  • 24-Month CD1.35%
  • 36-Month CD1.66%
  • 48-Month CD2.01%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.

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