WB&T Waycross B&T CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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WB&T Waycross B&TToday's 12-month CD rates can be found at 1.25%, 6-month CD rates at 3.28% and 3-month CD rates at 2.90%. Current savings rates are at 0.75% and money market rates are at 1.10%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 15.20%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to WB&T Waycross B&T CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from WB&T Waycross B&T, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with WB&T Waycross B&T CD rates. You can also compare WB&T Waycross B&T savings rates, MMA rates and mortgage rates using our other rate lists.

WB&T Waycross B&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WB&T Waycross B&T? Share your experience about WB&T Waycross B&T by leaving a review below, or read customer reviews before you decide to use WB&T Waycross B&T.

WB&T Waycross B&T Texas Ratio

WB&T Waycross B&T's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for WB&T Waycross B&T is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, WB&T Waycross B&T is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
WB&T Waycross B&T
501 Tebeau St
Waycross, GA 31501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare WB&T Waycross B&T Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merrick Bank
Merrick Bank
18-Month CD
4.25%
$25,000
Quaint Oak Bank
Quaint Oak Bank
6-Month CD
4.20%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
7-Month CD
4.10%
$500
ValleyDirect
ValleyDirect
6-Month CD
4.05%
$500
Pacific Crest SB
Pacific Crest SB
36-Month CD
4.00%
$2,000
Inova Federal Credit Union
Inova Federal Credit Union
48-Month CD
3.75%
$200
Winchester Co-operative Bank
Winchester Co-operative Bank
36-Month CD
3.75%
$500
Minster Bank
Minster Bank
7-Month CD
3.65%
$1,000
Queenstown Bank
Queenstown Bank
18-Month CD
3.55%
$25,000
Henderson FSB
Henderson FSB
24-Month CD
3.30%
$500
4U Federal Credit Union
4U Federal Credit Union
24-Month CD
3.05%
$1,000
Karnes County National Bank
Karnes County National Bank
12-Month CD (Jumbo)
3.04%
$100,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
3.00%
$500
Mechanics Cooperative Bank
Mechanics Cooperative Bank
48-Month CD
3.00%
$500
Bank Forward
Bank Forward
18-Month CD
3.00%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Business Sweep Savings
2.95%
$250,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
6-Month CD
2.92%
$50,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
36-Month CD
2.80%
$0
Bank of Old Monroe
Bank of Old Monroe
18-Month CD
2.77%
$1,000
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
2.60%
$1,000
Hibernia Bank
Hibernia Bank
24-Month CD
2.53%
$100
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
48-Month CD
2.50%
$500
BankGloucester
BankGloucester
48-Month CD
2.25%
$500
Genesee Regional Bank
Genesee Regional Bank
60-Month CD
2.00%
$500
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
48-Month CD
1.97%
$500
International Bank of Chicago
International Bank of Chicago
12-Month CD
1.75%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
48-Month CD
1.51%
$500
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
Highland Bank
Highland Bank
48-Month CD
1.25%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Money Market
1.25%
$10,000
Bank of Old Monroe
Bank of Old Monroe
Money Market
1.01%
$100,000
Thayer County Bank
Thayer County Bank
Money Market
0.99%
$75,000
Centennial Bank TN
Centennial Bank TN
Gold Star Checking
0.70%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
60-Month CD
0.65%
$500
PSB Indianola, IA
PSB Indianola, IA
Kasasa Savings
0.50%
$50
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Premier Checking
0.50%
$100,000
Bogota Savings Bank
Bogota Savings Bank
Money Market
0.35%
$100,000
Chemung Canal Trust Company
Chemung Canal Trust Company
24-Month CD
0.35%
$1,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
24-Month CD
0.30%
$500
Bank 21
Bank 21
Statement Savings
0.25%
$25
Nashville Savings Bank
Nashville Savings Bank
Passbook Savings
0.20%
$100
Central Federal SLA
Central Federal SLA
48-Month CD
0.15%
$2,500
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
Fixed Rate Money Market
0.15%
$2,500
The Wilmington Savings Bank
The Wilmington Savings Bank
Simple Savings
0.15%
$100
Cambridge Trust Company
Cambridge Trust Company
24-Month CD
0.15%
$500
Bank of Pensacola
Bank of Pensacola
Checking
0.10%
$0
Genesee Regional Bank
Genesee Regional Bank
Savings
0.10%
$10
Sawyer Savings Bank
Sawyer Savings Bank
Statement Savings
0.05%
$500
Greene County Commercial Bank
Greene County Commercial Bank
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have WB&T Waycross B&T rate data right now, check back for updates, we are adding rates all the time.

WB&T Waycross B&T Information

WB&T Waycross B&T
501 Tebeau St
Waycross, GA 31501
Ware
Established Date: 06/01/1988
FDIC Certificate #: 27254
Date of FDIC Deposit Insurance: 06/01/1988
Bank Holding Company: WB&T BANKSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is WB&T Waycross B&T FDIC Insured? Yes
What is WB&T Waycross B&T's Cert number? 27254
What is the maximum amount for insured deposits? $250,000 per holder, per account

WB&T Waycross B&T Financials

Total Assets:
$234,650,000
Total Deposits:
$220,574,000
Equity Capital:
$12,541,000
Domestic Deposits:
$220,574,000
Net Income:
$449,000
Return on Assets:
1.1493%
Quarterly Return on Assets:
0.7800%
Pretax Return on Assets:
0.7756%
Pretax Quarterly Return on Assets:
0.7800%
Return on Equity:
23.7100%
Quarterly Return on Equity:
14.1200%
Common Equity Tier 1 Capital Ratio:
18.2843%
Tier 1 Risk-Based Capital Ratio:
18.2843%
Leverage Tier 1 (Core Capital) Ratio:
10.9718%
Total Risk-Based Capital Ratio (YTD):
19.5377%
Total Interest Income (YTD):
4.1121%
 
 
Headquarters:
Waycross
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Ware
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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