LifeStore Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.41% and 3-month CD rates at 4.00%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.84%. Credit Card rates are at 8.99%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. LifeStore Bank's 9-Month CD special rates are at 5.13%, 8-Month CD special rates are at 5.13%, 7-Month CD special rates are at 5.13%, 6-Month CD special rates are at 5.13%.

LifeStore Bank

To see how these rates compare to LifeStore Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from LifeStore Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with LifeStore Bank CD rates. You can also compare LifeStore Bank savings rates, MMA rates and mortgage rates using our other rate lists.

LifeStore Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LifeStore Bank? Share your experience about LifeStore Bank by leaving a review below, or read customer reviews before you decide to use LifeStore Bank.

LifeStore Bank Texas Ratio

LifeStore Bank's Texas Ratio is at 2.96%, which is considered excellent. The Texas Ratio for LifeStore Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, LifeStore Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
LifeStore Bank
205 S Jefferson Ave
West Jefferson, NC 28694
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

LifeStore Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
LifeStore Bank
LifeStore Bank
7-Month CD special
5.13%
$5,000
LifeStore Bank
LifeStore Bank
8-Month CD special
5.13%
$5,000
LifeStore Bank
LifeStore Bank
9-Month CD special
5.13%
$5,000
LifeStore Bank
LifeStore Bank
6-Month CD special
5.13%
$5,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LifeStore Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Financial Bank El Dorado, AR
First Financial Bank El Dorado, AR
Kasasa Checking Account <-$15K
6.00%
$0
Wisconsin River Bank
Wisconsin River Bank
12-Month CD special
5.05%
$1,000
Stockman Bank of Montana
Stockman Bank of Montana
7-Month CD Flex
5.05%
$500
Barclays Bank
Barclays Bank
12-Month CD
5.00%
$0
iGOBanking
iGOBanking
9-Month CD
5.00%
$1,000
Blue Foundry Bank
Blue Foundry Bank
Savings Account BLUE AXIS EDGE
5.00%
$0
Chasewood Bank
Chasewood Bank
12-Month Jumbo CD
4.91%
$100,000
RBAZ Republic Bank of Arizona
6-Month CD
4.87%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
SuperSaver Money Market Account Jumbo
4.81%
$100,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
12-Month CD
4.76%
$500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
18-Month CD
4.74%
$500
QNB Bank
QNB Bank
Business High Yield Money Market
4.70%
$2,500,000
Everence Trust Company
Everence Trust Company
Relationship savings
4.60%
$5,000
Discover Bank
Discover Bank
Online Savings Account
4.25%
$0
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
4.25%
$1,000
Avidia Bank
Avidia Bank
24-Month CD
4.18%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
24-Month CD
4.07%
$0
TowneBank
TowneBank
19-Month CD
3.99%
$1,000
T Bank
T Bank
12-Month CD
3.95%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
12-Month CD
3.75%
$500
Milton Savings Bank
Milton Savings Bank
60-Month CD
3.50%
$500
1st Street Credit Union
1st Street Credit Union
18-Month CD share certificate
3.50%
$1,000
CSB Norwood Young America
CSB Norwood Young America
12-Month CD
3.03%
$500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
60-Month CD
2.93%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
48-Month CD Certificate
2.75%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
84-Month CD
2.50%
$10,000
Central Bank Provo, UT
Central Bank Provo, UT
12-Month CD
2.37%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
18-Month CD
2.28%
$500
First County Bank
First County Bank
High Yield Checking
2.22%
$1
Pentucket Bank
Pentucket Bank
60-Month CD
2.12%
$500
Fifth District Savings Bank
Fifth District Savings Bank
60-Month CD
2.00%
$1,000
South Central State Bank
South Central State Bank
Money Market
1.56%
$250,000
Tri-County Trust Company
Tri-County Trust Company
6-Month CD
1.51%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
36-Month CD
1.30%
$500
Northumberland Bank
Northumberland Bank
Money Market
1.26%
$100,000
Greenstate Credit Union
Greenstate Credit Union
Rainy Day Savings
1.00%
$5
German American Bank
German American Bank
60-Month CD
1.00%
$1,000
Community Bank Owatonna
Community Bank Owatonna
Smart Rate Money Market
1.00%
$90,000
Buena Vista National Bank
Buena Vista National Bank
6-Month CD
0.85%
$500
1st Midamerica Credit Union
1st Midamerica Credit Union
24-Month CD certificate
0.80%
$1,000
Marathon Bank
Marathon Bank
48-Month CD
0.65%
$1,000
DB&T
DB&T
36-Month CD
0.60%
$1,000
First National Bank in Olney
First National Bank in Olney
Savings Account
0.55%
$100
Mascoma Bank
Mascoma Bank
60-Month CD
0.55%
$500
Mount Mckinley Bank
Mount Mckinley Bank
Money Market
0.50%
$1,000
Bank of Greene County
Bank of Greene County
48-Month CD
0.25%
$1,000
Ab Federal Credit Union
Ab Federal Credit Union
12-Month CD
0.25%
$1,000
Millville Savings Bank
Millville Savings Bank
12-Month CD
0.12%
$1,000
Huntington FSB
Huntington FSB
Paymaster Checking Checking
0.05%
$100
Regions Bank
Regions Bank
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

LifeStore Bank Information

LifeStore Bank
205 S Jefferson Ave
West Jefferson, NC 28694
Ashe
Established Date: 01/01/1939
FDIC Certificate #: 31217
Date of FDIC Deposit Insurance: 03/22/1961
Bank Holding Company: ASHECO MHC INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is LifeStore Bank FDIC Insured? Yes
What is LifeStore Bank's Cert number? 31217
What is the maximum amount for insured deposits? $250,000 per holder, per account

LifeStore Bank Financials

Total Assets:
$428,447,000
Total Deposits:
$360,807,000
Equity Capital:
$43,485,000
Domestic Deposits:
$360,807,000
Net Income:
$1,066,000
Return on Assets:
1.0076%
Quarterly Return on Assets:
1.0000%
Pretax Return on Assets:
1.1957%
Pretax Quarterly Return on Assets:
1.2000%
Return on Equity:
10.0000%
Quarterly Return on Equity:
10.0200%
Common Equity Tier 1 Capital Ratio:
15.7486%
Tier 1 Risk-Based Capital Ratio:
15.7486%
Leverage Tier 1 (Core Capital) Ratio:
10.8070%
Total Risk-Based Capital Ratio (YTD):
17.0017%
Total Interest Income (YTD):
3.6708%
 
 
Headquarters:
West Jefferson
FDIC Field Office:
Charlotte
Regulator:
FED
County:
Ashe
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Current mortgage rates on 15 year conforming loans are averaging 2.81 percent today. Average 15 year rates are just above record lows of 2.74 percent set back in October. In the coming year we will probably see average 15 year rates make new lows around 2.65 percent but you can already find many lenders quoting 15 year mortgage refinance rates well below these rates with and without mortgage discount points.
Fixed conforming mortgage rates are higher this week but will head lower in the coming weeks. 30 year mortgage rates are averaging 3.40 percent with 0.7 mortgage points in Freddie Mac's Primary Mortgage Market Survey for the week ending January 10, 2012. Average 30 year mortgage rates are higher from last week's average of 3.34 percent on higher bond yields. 30 year rates only 9 basis points above the all-time record low of 3.31 percent set on November 21, 2012.
citibank-18-month-cd-rate-of-400Citibank is offering an 18-month CD rate of 4.00 percent with an annual percentage yield of 4.07 percent. This rate is probably one of the best CD rates available today for an 18-month CD.

Bank or Credit Union Offers and Deals

Heritage Bank 3 Month Jumbo CD Rates now at 0.10%
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ETRADE Financial Online Savings Account with an Online Checking option
ShoreBank Direct Online Savings Account
Today’s Refinancing Rates and Home Loan Rates: Rates on 30 Year Jumbo Mortgages Averaging 5.37%
Deposit Rates Heading Higher as the Top Savings Account Rate Hits 1.05 Percent
Refinance Mortgage Rates: 30 Year Refinance Rates at 5.04%
Fixed Mortgage Rates and Adjustable Mortgage Rates Increase: 30 Year Mortgage Rates Above 5.00%
Nationwide Bank Mortgage Rates - 15 Year Rates at 3.00 Percent
Mortgage Rates: 30 Year Mortgage Rates at 5.06% and 15 Year Mortgage Rates at 4.45%

Alternative Bank and Credit Union Offers to Explore

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Existing Home Sales Decline Slightly as Mortgage Rates Drop
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EverBank 4 Year Jumbo CD Rates now at 1.54%
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Mortgage Rates Near All-Time Low: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.25%
Home Mortgage Rates Lower This Week: 30 Year Conforming Mortgage Rates at 4.24%, 15 Year Conforming Mortgage Rates at 3.63%: Freddie Mac
Mortgage Rates Finally Fall

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