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 Woodforest National Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 7, 2026
Woodforest National Bank's top rates as of October 7, 2026 are 4.25% APY on its 9-Month CD, 0.35% APY on savings, 0.30% APY on money market accounts, and 0.25% APY on checking, according to rates verified by MonitorBankRates. Other Woodforest National Bank CD rates include 13-Month CD at 4.00%, 8-Month CD at 3.50%, and 2 Year CD at 2.25%. MonitorBankRates evaluates the financial stability of Woodforest National Bank with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.96%. Rates last updated and verified on 10/07/2026. Woodforest National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Woodforest National Bank? Share your experience about Woodforest National Bank by leaving a review below, or read customer reviews before you decide to use Woodforest National Bank. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Woodforest National Bank CD Rates
Woodforest National Bank Savings Rates
Woodforest National Bank Business Savings Rates
Woodforest National Bank Business Money Market Rates
Woodforest National Bank Checking Rates
Woodforest National Bank Business Checking Rates
Woodforest National Bank Other Rates
Financial Health HistoryWoodforest National Bank’s Texas Ratio rose from 5.67% in Q3 2023 to 14.96% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Woodforest National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Woodforest National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Woodforest National Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Woodforest National Bank
Bank Holding Company
WOODFOREST FINL GROUP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS AMENDED&RESTATED EFF 01 01 21
Address
1330 Lake Robbins Dr,
The Woodlands, TX 77380 · Montgomery
Website
https://www.woodforest.com
FDIC Certificate #
23220
Established
19800905
FDIC Insurance Date
19800905
Domestic Offices
743
Total Branches
742
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA-
Overall Health Grade
Score: 91/100
4.9
Exceptional
Out of 5.0 Stars
14.96%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
2.0463%
Return on Equity (ROE)
24.2200%
Non-Performing Loans (NPL)
1.26%
Total Assets
$8,984,913,000
Total Deposits
$8,126,763,000
Equity Capital
$788,538,000
Net Income
$93,488,000
Headquarters
The Woodlands
Total Branches and Offices
743
Source: FDIC | Last Updated 06/30/2026
Customer Reviewscarolyn
May 28, 2026
rude to customers
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Frequently Asked Questions About Woodforest National BankHow many branches does Woodforest National Bank operate?Woodforest National Bank currently maintains approximately 742 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Woodforest National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Woodforest National Bank provides members with tools to manage their accounts and build a solid financial history. Does Woodforest National Bank offer online and mobile banking?Most modern institutions like Woodforest National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.woodforest.com. Current Woodforest National Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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