|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Citizens National Bank of Crosbyton Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare Citizens National Bank of Crosbyton rates to other rates in our database, including 12-month CD rates currently at 3.00%, 6-month CD rates at 2.02% and 3-month CD rates at 3.00%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Citizens National Bank of Crosbyton rates. MonitorBankRates evaluates the financial stability of Citizens National Bank of Crosbyton with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026. Citizens National Bank of Crosbyton money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens National Bank of Crosbyton? Share your experience about Citizens National Bank of Crosbyton by leaving a review below, or read customer reviews before you decide to use Citizens National Bank of Crosbyton. 
Current Rate AvailabilityWe do not have Citizens National Bank of Crosbyton rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Citizens National Bank of Crosbyton is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Citizens National Bank of Crosbyton rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Citizens National Bank of Crosbyton's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Citizens National Bank of Crosbyton
Bank Holding Company
CITIZENS BANCSHARES INC
Address
202 W Main St,
Crosbyton, TX 79322 · Crosby
Website
https://www.cnbcrosbyton.com
FDIC Certificate #
3158
Established
01/01/1907
FDIC Insurance Date
01/01/1934
Domestic Offices
1
Total Branches
1
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
2.3060%
Return on Equity (ROE)
15.6000%
Non-Performing Loans (NPL)
0.00%
Total Assets
$77,236,000
Total Deposits
$63,704,000
Equity Capital
$12,973,000
Net Income
$1,539,000
Headquarters
Crosbyton
Total Offices
1
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Citizens National Bank of CrosbytonIs Citizens National Bank of Crosbyton a safe place to deposit money?Yes, Citizens National Bank of Crosbyton is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Citizens National Bank of Crosbyton operate?Citizens National Bank of Crosbyton currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Citizens National Bank of Crosbyton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Citizens National Bank of Crosbyton provides members with tools to manage their accounts and build a solid financial history. Does Citizens National Bank of Crosbyton offer online and mobile banking?Most modern institutions like Citizens National Bank of Crosbyton provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cnbcrosbyton.com. Compare to Other Banks
American Federal Bank
First Bank Burkburnett, TX
First State Bank Paint Rock, TX
Countryside Bank
The Bank of Commerce
Peoples Bank Sheridan, AR
CSB of Ouray
River Falls State Bank
Central State Bank Clayton, IL
United Community Bank Perham, MN
Streator Home Savings Bank
Iowa State Bank Des Moines, IA
California Business Bank
Andes State Bank
F&M Bank Maysville, OK
United Bank & Trust
Montgomery Bank
Home Federal Bank
Middletown Valley Bank
Bank of Idaho
Peoples Bank Lyons, GA
|
