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Wisconsin Medical Credit Union Rates & Review September 2026

Wisconsin Medical Credit Union's 60 month Share/IRA CD rates are at 4.06%, 24 month Share/IRA CD rates are at 4.01%, 48 month Share/IRA CD rates are at 3.90%, 36 month Share/IRA CD rates are at 3.85%, 12 month Share/IRA CD rates are at 3.70%. Wisconsin Medical Credit Union's savings rates are at 0.30%. Wisconsin Medical Credit Union's money market rates are at 0.30%. Wisconsin Medical Credit Union's Personal Loan Rates are as low as 10.99%. MonitorBankRates evaluates the financial stability of Wisconsin Medical Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.86%. Rates last updated and verified on 09/22/2026.

Wisconsin Medical Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wisconsin Medical Credit Union? Share your experience about Wisconsin Medical Credit Union by leaving a review below, or read customer reviews before you decide to use Wisconsin Medical Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.86%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Wisconsin Medical Credit Union
Main Office
1677 S Webster Ave
Green Bay, WI 54301
https://www.wismedcu.org/
Member NCUA

Wisconsin Medical Credit Union CD Rates

Product Rate APY Term View More
60 month Share/IRA Certificate 4.00% 4.06% 60 Months
Min Balance $1,000
Details Balance: 60 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
24 month Share/IRA Certificate 3.95% 4.01% 24 Months
Min Balance $1,000
Details Balance: 24 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
48 month Share/IRA Certificate 3.84% 3.90% 48 Months
Min Balance $1,000
Details Balance: 48 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
36 month Share/IRA Certificate 3.80% 3.85% 36 Months
Min Balance $1,000
Details Balance: 36 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
12 month Share/IRA Certificate 3.65% 3.70% 12 Months
Min Balance $1,000
Details Balance: 12 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
18 month Share/IRA Certificate 3.65% 3.70% 18 Months
Min Balance $1,000
Details Balance: 18 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
180 Day Share/IRA Certificate 2.97% 3.00% 180 Day
Min Balance $1,000
Details Balance: 180 Day
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
90 Day Share/IRA Certificate 1.90% 1.91% 90 Day
Min Balance $1,000
Details Balance: 90 Day
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Wisconsin Medical Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.30% 0.30%
Min Deposit $5
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
IRA Share (Savings) 0.30% 0.30%
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Regular Share (Savings) 0.30% 0.30%
Min Balance $25
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Tax Club (Voluntary) 0.30% 0.30%
Min Deposit $5
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Vacation Club 0.30% 0.30%
Min Deposit $5
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Wisconsin Medical Credit Union Money Market Rates

Product Rate APY View More
Direct Money Market 1.75% 1.76%
Min Balance $50,000
Details Balance: $50,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Flexible Money Market 1.75% 1.76%
Min Balance $50,000
Details Balance: $50,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Direct Money Market 0.50% 0.50%
Min Balance $2,500
Details Balance: $2,500 - $14,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Flexible Money Market 0.50% 0.50%
Min Balance $2,500
Details Balance: $2,500.00 - $14,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Direct Money Market 0.30% 0.30%
Min Balance $1,000
Details Balance: $1,000 - $2,499.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Wisconsin Medical Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.50% Up to 30 years
Details 7-year ARM; rate variable after 7 years; up to 80% of appraised value
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Home Equity Loans - - 6.50% Up to 7 years fixed
Details 7-year fixed; up to 80% of appraised value
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Wisconsin Medical Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.49% Up to 3 years
Details Auto Pay; Rate applies to loans up to 3 years.; Model Year: 2025 - 2024
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Auto Loan - - 4.49% 4 years
Details Auto Pay; Rate applies to loans of 4 years.; Model Year: 2025 - 2024
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Auto Loan - - 4.49% 5 years
Details Auto Pay; Rate applies to loans of 5 years.; Model Year: 2025 - 2024
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Auto Loan - - 4.75% 6 years
Details Auto Pay; Rate applies to loans of 6 years.; Model Year: 2025 - 2024
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Wisconsin Medical Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Non-Titled Recreational Vehicles Loan - 5.69% 2 years fixed
Details Auto Pay
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Non-Titled Recreational Vehicles Loan - 5.69% 3 years fixed
Details Auto Pay
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Non-Titled Recreational Vehicles Loan - 5.69% 4 years fixed
Details Auto Pay
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Non-Titled Recreational Vehicles Loan - 5.79% 5 years fixed
Details Auto Pay
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Non-Titled Recreational Vehicles Loan - 6.29% 6 years fixed
Details Auto Pay
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Wisconsin Medical Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 10.99%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Wisconsin Medical Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 2.50%
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Land Lots Loan - - 7.00% 7 years
Details Up to 80% of Appraised Value
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%
Land Lots Loan - - 7.00% 15 years variable
Details Up to 80% of Appraised Value
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.86%

Financial Health History

Wisconsin Medical Credit Union’s Texas Ratio stayed near 0.48% in Q2 2023 to 0.86% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.4% 3.0★ 2.1% 4.0★ 2.9% 5.0★ Healthy zone – entire history below the 15% limit 0.48% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.86% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$15M0.86%5.0A+
December 31, 2025$15M1.07%5.0A+
September 30, 2025$15M2.12%5.0A+
June 30, 2025$15M0.00%5.0A+
March 31, 2025$15M1.58%5.0A+
December 31, 2024$15M0.40%5.0A+
September 30, 2024$15M1.50%5.0A+
June 30, 2024$16M1.04%5.0A+
March 31, 2024$15M0.17%5.0A+
December 31, 2023$14M0.35%5.0A+
September 30, 2023$15M1.51%5.0A+
June 30, 2023$15M0.48%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Wisconsin Medical Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wisconsin Medical Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wisconsin Medical Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wisconsin Medical Credit Union
Address 1677 S Webster Ave, Green Bay, WI 54301
Phone 920-432-4353
Fax 920-432-1301
President Melissa Hermes
CEO Mary Groh
Full-Time Employees 4
Part-Time Employees 2
Branch Locations 3
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.86%
Return on Assets (ROA)
0.0999%
Return on Equity (ROE)
0.7899%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
15,156,501
Total Amount of Shares and Deposits
13,189,084
Total Shares and Deposits < 1 Year
11,931,862
Total Shares and Deposits 1 3 Years
868,309
Total Shares and Deposits > 3 Years
388,912
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
456,729
Total Uninsured Shares and Deposits > $250K (F+J)
456,729
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,732,355
Total Interest Expense (Sum of items 6 8)
30,916
Share Certificates
125
Number of Accounts for Share Drafts
620
IRA KEOGH Accounts
15
Number of Accounts for Regular Shares
1,917
Money Market Shares
16
Net Income (unless the amount is already included in Undivided Earnings)
15,148
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,718,450
Total Liabilities
13,238,850
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Wisconsin Medical Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Wisconsin Medical Credit Union

How many branches does Wisconsin Medical Credit Union operate?

Wisconsin Medical Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wisconsin Medical Credit Union?

Yes, to access services at Wisconsin Medical Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wisconsin Medical Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wisconsin Medical Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wisconsin Medical Credit Union offer online and mobile banking?

Most modern institutions like Wisconsin Medical Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wismedcu.org/.

Current Wisconsin Medical Credit Union Rates

  • 12-Month CD3.70%
  • 18-Month CD3.70%
  • 24-Month CD4.01%
  • 60-Month CD4.06%
  • Savings0.30%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.