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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Longshore Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Longshore Federal Credit Union's Savings CDs 12 month rates are at 3.04%, Savings CDs 6 month rates are at 2.52%, IRA CDs 24 month rates are at 0.20%, IRA CDs 36 month rates are at 0.20%, Savings CDs 24 month rates are at 0.10%. MonitorBankRates evaluates the financial stability of Longshore Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.94%. Rates were last updated on 04/18/2026. Longshore Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Longshore Federal Credit Union? Share your experience about Longshore Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Longshore Federal Credit Union. Longshore Federal Credit Union
Longshore FCU 3107 John Stevens Way
https://www.longshorefcu.com Hoquiam, WA 98550 
Longshore Federal Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Longshore Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Longshore Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Longshore Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Longshore Federal Credit Union
Website
https://www.longshorefcu.com
Address
3107 John Stevens Way,
Hoquiam, WA 98550
Phone
360-532-9224
Fax
360-532-9229
President
David Cox
CEO
Ruth Bryson
Full-Time Employees
2
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.94%
Return on Assets (ROA)
-0.1961%
Return on Equity (ROE)
-2.3269%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
8,354,332
Total Amount of Shares and Deposits
7,517,213
Total Shares and Deposits < 1 Year
7,517,213
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
417,933
Total Uninsured Shares and Deposits > $250K (F+J)
417,933
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,099,280
Total Interest Expense (Sum of items 6 8)
1,884
Share Certificates
25
Number of Accounts for Share Drafts
175
IRA KEOGH Accounts
11
Number of Accounts for Regular Shares
477
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,035,279
Total Liabilities
7,650,081
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Longshore Federal Credit UnionIs Longshore Federal Credit Union a safe place to deposit money?Yes, Longshore Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.9441299369226%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Longshore Federal Credit Union operate?Longshore Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Longshore Federal Credit Union?Yes, to access services at Longshore Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Longshore Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Longshore Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Longshore Federal Credit Union offer online and mobile banking?Most modern institutions like Longshore Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.longshorefcu.com. Current Longshore Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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