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Advertiser Disclosure
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 Community Service Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Community Service Credit Union's Super Jumbo CD 6-Month rates are at 3.45%, Jumbo CD 6-Month rates are at 3.35%, Jumbo IRA CD (Traditional IRA) 6-Month rates are at 3.35%, Mini Jumbo CD 6-Month rates are at 3.30%, Mini Jumbo IRA CD (Traditional IRA) 6-Month rates are at 3.30%. Community Service Credit Union's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Community Service Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.35%. Rates were last updated on 04/08/2026. Community Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Service Credit Union? Share your experience about Community Service Credit Union by leaving a review below, or read customer reviews before you decide to use Community Service Credit Union. Community Service Credit Union
Community Service Credit Union 250 FM 2821 Rd W
https://www.cscutx.com Huntsville, TX 77320 8422 
Community Service Credit Union CD Rates
Community Service Credit Union Savings Rates
Community Service Credit Union Money Market Rates
Community Service Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Service Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Service Credit Union
Website
https://www.cscutx.com
Address
250 FM 2821 Rd W,
Huntsville, TX 77320 8422
Phone
936-295-3980
Fax
President
Doyle Scott
CEO
John Hendricks
Full-Time Employees
34
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.35%
Return on Assets (ROA)
0.4940%
Return on Equity (ROE)
5.3091%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
161,539,616
Total Amount of Shares and Deposits
143,276,721
Total Shares and Deposits < 1 Year
137,110,252
Total Shares and Deposits 1 3 Years
6,062,959
Total Shares and Deposits > 3 Years
103,510
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
16,447,645
Total Uninsured Shares and Deposits > $250K (F+J)
16,447,645
Total Insured Shares and Deposits > $250K (item 17 less item K)
126,829,076
Total Interest Expense (Sum of items 6 8)
1,665,913
Share Certificates
528
Number of Accounts for Share Drafts
9,287
IRA KEOGH Accounts
206
Number of Accounts for Regular Shares
13,945
All other shares
2
Non Member Deposits
21
Money Market Shares
356
Net Income (unless the amount is already included in Undivided Earnings)
798,020
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,629,964
Total Liabilities
146,508,325
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Service Credit UnionIs Community Service Credit Union a safe place to deposit money?Yes, Community Service Credit Union is considered a safe financial institution. With a Texas Ratio of 7.3489296428364%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Service Credit Union operate?Community Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Service Credit Union?Yes, to access services at Community Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Service Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community Service Credit Union offer online and mobile banking?Most modern institutions like Community Service Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cscutx.com. Current Community Service Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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