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 Community Service Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Community Service Credit Union's 12 Month Super Jumbo CD rates are at 3.45%, 12 Month Jumbo CD rates are at 3.35%, JUMBO IRA CD (TRADITIONAL IRA) - 12-Month rates are at 3.35%, 12 Month Mini Jumbo CD rates are at 3.30%, MINI JUMBO IRA CD (TRADITIONAL IRA) - 12-Month rates are at 3.30%. Community Service Credit Union's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Community Service Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.32%. Rates last updated and verified on 09/22/2026. Community Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Service Credit Union? Share your experience about Community Service Credit Union by leaving a review below, or read customer reviews before you decide to use Community Service Credit Union. Community Service Credit Union
Community Service Credit Union 250 FM 2821 Rd W
https://www.cscutx.com Huntsville, TX 77320-8422 
Community Service Credit Union CD Rates
Community Service Credit Union Savings Rates
Community Service Credit Union Checking Rates
Financial Health HistoryCommunity Service Credit Union’s Texas Ratio rose from 1.75% in Q2 2023 to 3.32% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Service Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Service Credit Union
Website
https://www.cscutx.com
Address
250 FM 2821 Rd W,
Huntsville, TX 77320-8422
Phone
936-295-3980
Fax
President
Doyle Scott
CEO
John Hendricks
Full-Time Employees
30
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.32%
Return on Assets (ROA)
0.0135%
Return on Equity (ROE)
0.1451%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
162,931,694
Total Amount of Shares and Deposits
145,443,085
Total Shares and Deposits < 1 Year
139,333,440
Total Shares and Deposits 1 3 Years
6,038,875
Total Shares and Deposits > 3 Years
70,770
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,877,244
Total Uninsured Shares and Deposits > $250K (F+J)
14,877,244
Total Insured Shares and Deposits > $250K (item 17 less item K)
130,565,841
Total Interest Expense (Sum of items 6 8)
540,931
Share Certificates
522
Number of Accounts for Share Drafts
7,562
IRA KEOGH Accounts
181
Number of Accounts for Regular Shares
11,984
All other shares
2
Non Member Deposits
22
Money Market Shares
327
Net Income (unless the amount is already included in Undivided Earnings)
21,957
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,148,764
Total Liabilities
147,794,403
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Community Service Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Community Service Credit Union
Frequently Asked Questions About Community Service Credit UnionHow many branches does Community Service Credit Union operate?Community Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Service Credit Union?Yes, to access services at Community Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Service Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community Service Credit Union offer online and mobile banking?Most modern institutions like Community Service Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cscutx.com. Current Community Service Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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