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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Madison Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Madison Credit Union's Security Plus Club CD (1 Year) rates are at 3.09%, 1 Year CD rates are at 3.03%, 1.5 Year (18 month) CD rates are at 3.03%, 2 Years CD rates are at 3.03%, 2.5 Years (30 month) CD rates are at 2.52%. Madison Credit Union's savings rates are at 0.03%. Madison Credit Union's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Madison Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.71%. Rates were last updated on 03/24/2026. Madison Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Madison Credit Union? Share your experience about Madison Credit Union by leaving a review below, or read customer reviews before you decide to use Madison Credit Union. Madison Credit Union
Madison Credit Union 949 E Washington Ave
https://www.madisoncu.com Madison, WI 53703 
Madison Credit Union CD Rates
Madison Credit Union Savings Rates
Madison Credit Union Money Market Rates
Madison Credit Union Checking Rates
Madison Credit Union Mortgage Rates
Madison Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Madison Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Madison Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Madison Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Madison Credit Union
Website
https://www.madisoncu.com
Address
949 E Washington Ave,
Madison, WI 53703
Phone
608-266-4750
Fax
608-266-4510
President
Robin Piper
CEO
Ilene Fritschler
Full-Time Employees
10
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.71%
Return on Assets (ROA)
0.7155%
Return on Equity (ROE)
6.6787%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
61,681,386
Total Amount of Shares and Deposits
54,392,677
Total Shares and Deposits < 1 Year
53,738,083
Total Shares and Deposits 1 3 Years
654,594
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,904,130
Total Uninsured Shares and Deposits > $250K (F+J)
2,904,130
Total Insured Shares and Deposits > $250K (item 17 less item K)
51,488,547
Total Interest Expense (Sum of items 6 8)
191,398
Share Certificates
268
Number of Accounts for Share Drafts
1,836
IRA KEOGH Accounts
157
Number of Accounts for Regular Shares
4,158
Money Market Shares
143
Net Income (unless the amount is already included in Undivided Earnings)
441,317
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,291,242
Total Liabilities
55,073,581
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Madison Credit UnionIs Madison Credit Union a safe place to deposit money?Yes, Madison Credit Union is considered a safe financial institution. With a Texas Ratio of 0.71082606099908%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Madison Credit Union operate?Madison Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Madison Credit Union?Yes, to access services at Madison Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Madison Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Madison Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Madison Credit Union offer online and mobile banking?Most modern institutions like Madison Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.madisoncu.com. Current Madison Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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