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 Security State Bank Radcliffe, IA Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 23, 2026
Security State Bank Radcliffe, IA rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Security State Bank Radcliffe, IA, and you can see how they compare in the Security State Bank Radcliffe, IA rate tables below. MonitorBankRates evaluates the financial stability of Security State Bank Radcliffe, IA with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.04%. Database rates last updated and verified on 09/23/2026. Security State Bank Radcliffe, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security State Bank Radcliffe, IA? Share your experience about Security State Bank Radcliffe, IA by leaving a review below, or read customer reviews before you decide to use Security State Bank Radcliffe, IA. 
Current Rate AvailabilityWe're not currently displaying rates for Security State Bank Radcliffe, IA, but our database is updated constantly, so check back soon for the latest offers. Are you with Security State Bank Radcliffe, IA? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates. Financial Health HistorySecurity State Bank Radcliffe, IA’s Texas Ratio rose from 12.10% in Q3 2023 to 16.04% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 3.7 to 4.9 and its Health Grade from B- to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Security State Bank Radcliffe, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Security State Bank Radcliffe, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Security State Bank Radcliffe, IA's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Security State Bank Radcliffe, IA
Bank Holding Company
DRAKE HOLDING CO
Address
207 Isabella St,
Radcliffe, IA 50230 · Hardin
Website
https://www.ssbiowa.com
FDIC Certificate #
18448
Established
19141014
FDIC Insurance Date
19611026
Domestic Offices
4
Total Branches
4
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA-
Overall Health Grade
Score: 91/100
4.9
Exceptional
Out of 5.0 Stars
16.04%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0724%
Return on Equity (ROE)
12.9800%
Non-Performing Loans (NPL)
1.32%
Total Assets
$119,048,000
Total Deposits
$109,010,000
Equity Capital
$9,785,000
Net Income
$632,000
Headquarters
Radcliffe
Total Branches and Offices
4
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Security State Bank Radcliffe, IAHow many branches does Security State Bank Radcliffe, IA operate?Security State Bank Radcliffe, IA currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Security State Bank Radcliffe, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Security State Bank Radcliffe, IA provides members with tools to manage their accounts and build a solid financial history. Does Security State Bank Radcliffe, IA offer online and mobile banking?Most modern institutions like Security State Bank Radcliffe, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssbiowa.com. Compare to Other Banks
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