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Advertiser Disclosure
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Routt Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 24, 2026
You can compare Routt Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.10%, 6-month share certificate rates at 3.63% and 3-month share certificate rates at 0.05%. Savings rates are at 3.82% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.96%. All these rates can be compared to Routt Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Routt Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.67%. Rates were last updated on 04/24/2026. Routt Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Routt Federal Credit Union? Share your experience about Routt Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Routt Federal Credit Union. Routt Federal Credit Union
Routt Federal Credit Union 440 S Lincoln Ave Ste B3
Steamboat Springs, CO 80487 8935 
Current Rate AvailabilityWe do not have Routt Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Routt Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Routt Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Routt Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Routt Federal Credit Union
Address
440 S Lincoln Ave Ste B3,
Steamboat Springs, CO 80487 8935
Phone
970-879-2723
Fax
970-875-3925
President
Ryan Larson
CEO
Glenn Strebe
Full-Time Employees
2
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.67%
Return on Assets (ROA)
0.1315%
Return on Equity (ROE)
1.1628%
Non-Performing Loans Ratio (NPL)
4.70%
Total Assets
4,063,470
Total Amount of Shares and Deposits
3,480,682
Total Shares and Deposits < 1 Year
3,480,682
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,591
Total Uninsured Shares and Deposits > $250K (F+J)
21,591
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,459,091
Total Interest Expense (Sum of items 6 8)
6,752
Share Certificates
48
Number of Accounts for Regular Shares
519
All other shares
12
Net Income (unless the amount is already included in Undivided Earnings)
5,345
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
826,791
Total Liabilities
3,603,803
Source: NCUA — Last Updated 09/30/2023
Frequently Asked Questions About Routt Federal Credit UnionIs Routt Federal Credit Union a safe place to deposit money?Yes, Routt Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 14.670837802148%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Routt Federal Credit Union operate?Routt Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Routt Federal Credit Union?Yes, to access services at Routt Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Routt Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Routt Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Routt Federal Credit Union offer online and mobile banking?Most modern institutions like Routt Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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