Genesis Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to Genesis Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Genesis Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Genesis Bank CD rates. You can also compare Genesis Bank savings rates, MMA rates and mortgage rates using our other rate lists. Genesis Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genesis Bank? Share your experience about Genesis Bank by leaving a review below, or read customer reviews before you decide to use Genesis Bank. Genesis Bank Texas Ratio Genesis Bank's Texas Ratio is at 9.34%, which is considered excellent. The Texas Ratio for Genesis Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Genesis Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Genesis Bank CD Rates and Interest Rates![]() Genesis Bank
12-Month CD
4.00%
$1,000
![]() Genesis Bank
24-Month CD
4.00%
$1,000
![]() Genesis Bank
36-Month CD
4.00%
$1,000
![]() Genesis Bank
48-Month CD
4.00%
$1,000
![]() Genesis Bank
60-Month CD
4.00%
$1,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Genesis Bank Rates with Other Competitive Bank and Credit Union Rates![]() Napoleon State Bank
3-Month CD
4.40%
$1,000
![]() Frontier State Bank
12-Month CD
4.29%
$1,000
![]() AAEC Credit Union
12-Month CD
4.25%
$1,000
![]() Perryton National Bank
6-Month CD (Jumbo)
4.04%
$50,000
![]() LimeLight Bank
18-Month CD
4.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Genesis Bank InformationGenesis Bank
202 Main StBenoit, MS 38725 Bolivar Established Date: 01/01/1904 FDIC Certificate #: 15817 Date of FDIC Deposit Insurance: 05/06/1941 Bank Holding Company: GENESIS BCORP INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://genesis.bank/
Is Genesis Bank FDIC Insured? Yes
What is Genesis Bank's Cert number? 15817
What is the maximum amount for insured deposits? $250,000 per holder, per account
Genesis Bank FinancialsTotal Assets:
$59,753,000
Total Deposits:
$45,577,000
Equity Capital:
$13,024,000
Domestic Deposits:
$45,577,000
Net Income:
$110,000
Return on Assets:
1.0270%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
0.7917%
Pretax Quarterly Return on Assets:
0.7900%
Return on Equity:
4.8600%
Quarterly Return on Equity:
3.3900%
Leverage Tier 1 (Core Capital) Ratio:
21.2884%
Total Interest Income (YTD):
7.0616%
Headquarters:
Benoit
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Bolivar
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals![]() Over the past few years mortgage rates have been hitting new lows, enticing homeowners into refinancing their loans for a new lower mortgage rate. Just over a year ago, 30 year conforming loan rates were around 5.00% and 15 year conforming rates were around 4.25%. Mortgage rates today on 30 year loans can be found as low as 3.50% and 15 year rates as low as 2.75% - almost half of the previous year's lows.
Bank or Credit Union Offers and DealsAimLoan Mortgage Rates: 30 Year Loan 4.88%Mutual Security Credit Union Current 2 Year Mortgage Rate of 2.99% CD Rates May 18: Average Rates Stable as Market Awaits Fed Minutes Silvergate Bank Money Market Account Jumbo Rates now at 1.10% Highest Bank CD Rates in Pompano Beach, Florida CD Rates This Week: Highest CD Rates on 1 Year Certificates of Deposit at 1.05% APY California Credit Union CD Rates: 5 Year Super Jumbo APY at 1.90% Variable Deposit Rate Report for July 11, 2016 Orlando Savings Account Rates The Federal Reserve: The Real Villain Behind the Great American Housing Crisis? Alternative Bank and Credit Union Offers to ExploreHome Mortgage Rates Mixed Freddie Mac: 30 Year Mortgage Rates up to 4.35%, 15 Year Mortgage Rates Unchanged at 3.83%Citibank Credit Card Rates 9/30/15 Deposit Rate Report A Quick Look at Recent Economic Numbers IndyMac Federal Bank Money Market Rate 3.75% APY Broadway Federal Bank Online Savings Account Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.51% in Mortgage Rate Survey Highest Savings Rates This Week: Best 1 Year APY at 1.05 Percent Latest EverBank CD Rate Changes all Rates Higher Treasury Yields Higher on Greece Debt Deal Genesis Bank ReviewsThere are no reviews for Genesis Bank yet. Feel free to create one below.
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