Genesis Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 2.30% and 3-month CD rates at 0.20%. Current savings rates are at 1.00% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 7.99%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. Genesis Bank's 60-Month CD rates are at 4.94%, 48-Month CD rates are at 4.94%, 36-Month CD rates are at 4.94%, 24-Month CD rates are at 4.89%, 12-Month CD rates are at 4.84%.

Genesis Bank

To see how these rates compare to Genesis Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Genesis Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Genesis Bank CD rates. You can also compare Genesis Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Genesis Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genesis Bank? Share your experience about Genesis Bank by leaving a review below, or read customer reviews before you decide to use Genesis Bank.

Genesis Bank Texas Ratio

Genesis Bank's Texas Ratio is at 1.07%, which is considered excellent. The Texas Ratio for Genesis Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Genesis Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.84%
18-Month CD
N/A
24-Month CD
4.89%
36-Month CD
4.94%
48-Month CD
4.94%
60-Month CD
4.94%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Genesis Bank
202 Main St
Benoit, MS 38725
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Genesis Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Genesis Bank
Genesis Bank
60-Month CD
4.94%
$1,000
Genesis Bank
Genesis Bank
48-Month CD
4.94%
$1,000
Genesis Bank
Genesis Bank
36-Month CD
4.94%
$1,000
Genesis Bank
Genesis Bank
24-Month CD
4.89%
$1,000
Genesis Bank
Genesis Bank
12-Month CD
4.84%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Genesis Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD (certificate)
5.25%
$500
LifeStore Bank
LifeStore Bank
9-Month CD special
5.13%
$5,000
Forcht Bank
Forcht Bank
15-Month CD
3.82%
$1,000
The Peoples Community Bank
The Peoples Community Bank
12-Month CD
1.25%
$500
Community Savings Bank Edgewood, IA
Community Savings Bank Edgewood, IA
24-Month CD
1.92%
$1,000
Bank of Franklin County
Bank of Franklin County
60-Month CD
1.31%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Savings Account Super
0.10%
$1,500
WCB West Central Bank
WCB West Central Bank
30-Month CD Flex
2.37%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Savings
0.50%
$0
SSB State Street Bank
SSB State Street Bank
6-Month CD
0.50%
$1,000
Nelsonville Home and Savings
Nelsonville Home and Savings
60-Month CD
1.85%
$500
Fulton Savings Bank
Fulton Savings Bank
6-Month CD
0.15%
$500
Bank of Salem AR
Bank of Salem AR
36-Month CD
2.79%
$500
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
Money Market
0.10%
$250
James Polk Stone Community Bank
James Polk Stone Community Bank
6-Month CD special
4.55%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
60-Month CD
3.25%
$0
Leader Bank
Leader Bank
18-Month CD
1.50%
$1,000
Grove Bank
Grove Bank
12-Month CD
4.33%
$1,000
The Upstate National Bank
The Upstate National Bank
48-Month CD
4.75%
$1,000
Transpecos Banks
Transpecos Banks
Simple Savings
4.00%
$500,000
First County Bank
First County Bank
Money Market Account
0.01%
$1
Hometown Bank of PA
Hometown Bank of PA
25-Month CD
4.07%
$1,000
Bank of Stronghurst
Bank of Stronghurst
6-Month CD
0.80%
$500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
12-Month CD
4.50%
$500
Clinton Bank
Clinton Bank
24-Month CD special
4.02%
$10,000
First National Bank of Michigan
First National Bank of Michigan
12-Month CD
2.70%
$0
EverTrust Bank
EverTrust Bank
6-Month CD special
5.28%
$20,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
60-Month CD
2.27%
$100
South Central State Bank
South Central State Bank
24-Month CD
1.86%
$1,000
Spencer Savings Bank
Spencer Savings Bank
36-Month CD
0.50%
$1,000
Magyar Bank
Magyar Bank
Statement Savings Account
0.50%
$100
Murray Bank
Murray Bank
30-Month CD
1.00%
$1,000
Jtnb
Jtnb
Savings Account
0.10%
$100
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Money Market Advantage
0.05%
$1
Security Bank Minnesota
Security Bank Minnesota
10-Month CD special
5.26%
$1,000
Benchmark Community Bank
Benchmark Community Bank
6-Month CD
2.25%
$500
Northfield Bank
Northfield Bank
60-Month CD
3.00%
$2,500
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Busey Bank
Busey Bank
24-Month CD
0.05%
$1,000
Security State Bank of Marine
Security State Bank of Marine
13-Month CD special
3.14%
$300
C3bank
C3bank
6-Month CD
4.75%
$25,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
48-Month CD
2.02%
$500
Chelsea Groton Bank
Chelsea Groton Bank
36-Month CD
0.30%
$500
Gate City Bank
Gate City Bank
13-Month CD
5.00%
$1,000
Mid America Bank
Mid America Bank
7-Month CD Special
5.00%
$10,000
Nelsonville Home and Savings
Nelsonville Home and Savings
Savings Account
0.05%
$0
First B&T Co. Perry, OK
First B&T Co. Perry, OK
12-Month CD
3.61%
$1,500
FNB of Nevada, Missouri
FNB of Nevada, Missouri
48-Month CD
0.50%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
6-Month CD
5.35%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
12-Month CD
3.55%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Genesis Bank Information

Genesis Bank
202 Main St
Benoit, MS 38725
Bolivar
Established Date: 01/01/1904
FDIC Certificate #: 15817
Date of FDIC Deposit Insurance: 05/06/1941
Bank Holding Company: GENESIS BCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Genesis Bank FDIC Insured? Yes
What is Genesis Bank's Cert number? 15817
What is the maximum amount for insured deposits? $250,000 per holder, per account

Genesis Bank Financials

Total Assets:
$37,634,000
Total Deposits:
$27,940,000
Equity Capital:
$9,133,000
Domestic Deposits:
$27,940,000
Net Income:
$133,000
Return on Assets:
1.2101%
Quarterly Return on Assets:
1.3600%
Pretax Return on Assets:
1.3577%
Pretax Quarterly Return on Assets:
1.3600%
Return on Equity:
6.4700%
Quarterly Return on Equity:
5.8700%
Leverage Tier 1 (Core Capital) Ratio:
24.7548%
Total Interest Income (YTD):
5.7942%
 
 
Headquarters:
Benoit
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Bolivar
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

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