Genesis Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.55%, 6-month CD rates at 2.02% and 3-month CD rates at 1.50%. Current savings rates are at 1.50% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 10.90%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. Genesis Bank's 36-Month CD rates are at 4.00%, 24-Month CD rates are at 4.00%, 12-Month CD rates are at 4.00%, 60-Month CD rates are at 4.00%, 48-Month CD rates are at 4.00%.

Genesis Bank

To see how these rates compare to Genesis Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Genesis Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Genesis Bank CD rates. You can also compare Genesis Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Genesis Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genesis Bank? Share your experience about Genesis Bank by leaving a review below, or read customer reviews before you decide to use Genesis Bank.

Genesis Bank Texas Ratio

Genesis Bank's Texas Ratio is at 9.34%, which is considered excellent. The Texas Ratio for Genesis Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Genesis Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
N/A
24-Month CD
4.00%
36-Month CD
4.00%
48-Month CD
4.00%
60-Month CD
4.00%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Genesis Bank
202 Main St
Benoit, MS 38725
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Genesis Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Genesis Bank
Genesis Bank
12-Month CD
4.00%
$1,000
Genesis Bank
Genesis Bank
24-Month CD
4.00%
$1,000
Genesis Bank
Genesis Bank
36-Month CD
4.00%
$1,000
Genesis Bank
Genesis Bank
48-Month CD
4.00%
$1,000
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Genesis Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Napoleon State Bank
Napoleon State Bank
3-Month CD
4.40%
$1,000
Frontier State Bank
Frontier State Bank
12-Month CD
4.29%
$1,000
AAEC Credit Union
AAEC Credit Union
12-Month CD
4.25%
$1,000
Perryton National Bank
Perryton National Bank
6-Month CD (Jumbo)
4.04%
$50,000
LimeLight Bank
LimeLight Bank
18-Month CD
4.00%
$1,000
National Bank of Malvern
National Bank of Malvern
12-Month CD
4.00%
$500
United Republic Bank
United Republic Bank
12-Month CD
4.00%
$1,000
First National Bank in Philip
First National Bank in Philip
12-Month CD
3.85%
$1,000
The Bank of the West
The Bank of the West
Money Market
3.82%
$1,500
Bank of Hindman
Bank of Hindman
18-Month CD
3.82%
$1,000
Access Bank
Access Bank
48-Month CD
3.75%
$1,000
Vermont State Bank
Vermont State Bank
18-Month CD
3.56%
$500
PSB Indianola, IA
PSB Indianola, IA
24-Month CD
3.35%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.30%
$500
Empower Federal Credit Union
Empower Federal Credit Union
6-Month CD
3.05%
$500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
18-Month CD
3.00%
$2,500
Northumberland Bank
Northumberland Bank
48-Month CD
3.00%
$5,000
AAA Federal Savings Bank
AAA Federal Savings Bank
36-Month CD
2.90%
$150
Bank of Rantoul
Bank of Rantoul
12-Month CD
2.78%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
24-Month CD
2.75%
$500
Phelps County Bank
Phelps County Bank
48-Month CD
2.52%
$1,000
The Bank of Princeton
The Bank of Princeton
36-Month CD
2.50%
$500
CSB Norwood Young America
CSB Norwood Young America
48-Month CD
2.37%
$500
Community First Bank of Indiana
Community First Bank of Indiana
48-Month CD
2.25%
$1,000
Westbury Bank
Westbury Bank
12-Month CD
2.00%
$500
Madison Valley Bank
Madison Valley Bank
12-Month CD
1.60%
$500
Root River State Bank
Root River State Bank
30-Month CD
1.60%
$300
Piedmont FSB
Piedmont FSB
60-Month CD
1.20%
$500
Washita State Bank
Washita State Bank
3-Month CD
1.16%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
12-Month CD
0.85%
$500
FNB in Taylorville
FNB in Taylorville
18-Month CD
0.50%
$1,000
Miami Savings Bank
Miami Savings Bank
48-Month CD
0.50%
$1,000
1st Bank Yuma
1st Bank Yuma
24-Month CD
0.50%
$1,000
Mercer Savings Bank
Mercer Savings Bank
48-Month CD
0.45%
$100
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
60-Month CD
0.40%
$500
Main Street Bank Corp
Main Street Bank Corp
24-Month CD
0.30%
$1,000
Pillar Bank
Pillar Bank
36-Month CD
0.30%
$500
Self-Help Credit Union
Self-Help Credit Union
Savings
0.30%
$5
Auburn Savings Bank
Auburn Savings Bank
18-Month CD
0.30%
$1,000
Alec Federal Credit Union
Alec Federal Credit Union
Share Savings
0.30%
$100
Lake-Osceola State Bank
Lake-Osceola State Bank
Savings
0.25%
$0
Century SLA
Century SLA
Statement Savings
0.20%
$1
State Bank of St. Jacob
State Bank of St. Jacob
Savings
0.15%
$50
Pennsville National Bank
Pennsville National Bank
9-Month CD
0.10%
$500
Republic Bank of Chicago
Republic Bank of Chicago
Executive Money Market
0.10%
$2,500
Sound Community Bank
Sound Community Bank
Regular Savings
0.10%
$100
Compass Savings Bank
Compass Savings Bank
Passbook Savings
0.10%
$50
Greeneville Federal Bank
Greeneville Federal Bank
Savings
0.07%
$100
First FSB of Angola
First FSB of Angola
Interest Checking
0.05%
$250
Academy Bank
Academy Bank
Savings
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Genesis Bank Information

Genesis Bank
202 Main St
Benoit, MS 38725
Bolivar
Established Date: 01/01/1904
FDIC Certificate #: 15817
Date of FDIC Deposit Insurance: 05/06/1941
Bank Holding Company: GENESIS BCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Genesis Bank FDIC Insured? Yes
What is Genesis Bank's Cert number? 15817
What is the maximum amount for insured deposits? $250,000 per holder, per account

Genesis Bank Financials

Total Assets:
$59,753,000
Total Deposits:
$45,577,000
Equity Capital:
$13,024,000
Domestic Deposits:
$45,577,000
Net Income:
$110,000
Return on Assets:
1.0270%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
0.7917%
Pretax Quarterly Return on Assets:
0.7900%
Return on Equity:
4.8600%
Quarterly Return on Equity:
3.3900%
Leverage Tier 1 (Core Capital) Ratio:
21.2884%
Total Interest Income (YTD):
7.0616%
 
 
Headquarters:
Benoit
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Bolivar
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-at-4-month-low-freddie-mac30-year mortgage rates reached a four month low in Freddie Mac's current Primary Mortgage Market Survey. Low mortgage rates continue to help the housing market recover from the speculative bubble over the past several years.
Over the past few years mortgage rates have been hitting new lows, enticing homeowners into refinancing their loans for a new lower mortgage rate. Just over a year ago, 30 year conforming loan rates were around 5.00% and 15 year conforming rates were around 4.25%. Mortgage rates today on 30 year loans can be found as low as 3.50% and 15 year rates as low as 2.75% - almost half of the previous year's lows.

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Genesis Bank Reviews

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