Stearns Bank Upsala N.A. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.10%, 6-month CD rates at 2.00% and 3-month CD rates at 2.94%. Current savings rates are at 0.15% and money market rates are at 0.08%. Mortgage rates today on 30-year fixed loans are around 7.21%. Credit Card rates are at 8.99%. Personal Loan rates are at 14.25%. All these rates, and more, can be found in our database of rates. Stearns Bank Upsala N.A.'s 6-Month CD rates are at 5.06%, 9-Month CD rates are at 5.03%, 12-Month CD rates are at 4.50%, 24-Month CD rates are at 3.50%.

Stearns Bank Upsala N.A.

To see how these rates compare to Stearns Bank Upsala N.A. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Stearns Bank Upsala N.A., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Stearns Bank Upsala N.A. CD rates. You can also compare Stearns Bank Upsala N.A. savings rates, MMA rates and mortgage rates using our other rate lists.

Stearns Bank Upsala N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Stearns Bank Upsala N.A.? Share your experience about Stearns Bank Upsala N.A. by leaving a review below, or read customer reviews before you decide to use Stearns Bank Upsala N.A..

Stearns Bank Upsala N.A. Texas Ratio

Stearns Bank Upsala N.A.'s Texas Ratio is at 0.74%, which is considered excellent. The Texas Ratio for Stearns Bank Upsala N.A. is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Stearns Bank Upsala N.A. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
N/A
24-Month CD
3.50%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Stearns Bank Upsala N.A.
105 S Main St
Upsala, MN 56384
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Stearns Bank Upsala N.A. CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
6-Month CD
5.06%
$2,500
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
9-Month CD
5.03%
$2,500
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
12-Month CD
4.50%
$2,500
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
24-Month CD
3.50%
$2,500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Stearns Bank Upsala N.A. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Elgin State Bank
Elgin State Bank
7-Month CD
5.30%
$1,000
Merrick Bank
Merrick Bank
3-Month CD
5.25%
$25,000
American Bank LA
American Bank LA
13-Month CD special
5.25%
$1,000
LimeLight Bank
LimeLight Bank
12-Month CD
5.20%
$100
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
12-Month CD certificate
5.10%
$500
Popular Bank
Popular Bank
7-Month CD
5.05%
$1,000
Central Bank Storm Lake, IA
Central Bank Storm Lake, IA
7-Month CD special
5.05%
$10,000
VirtualBank
VirtualBank
eMoney Market
5.00%
$0
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
11-Month CD
4.85%
$1,000
Mid-America Bank
Mid-America Bank
Money Market
4.85%
$1,000,000
PCSB Bank
PCSB Bank
12-Month CD
4.75%
$500
Bank of Star Valley
Bank of Star Valley
6-Month CD
4.58%
$250
KodaBank
KodaBank
15-Month CD special
4.26%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
23-Month CD special
4.25%
$5,000
Merrick Bank
Merrick Bank
48-Month CD
4.10%
$25,000
Bristol County Savings Bank
Bristol County Savings Bank
24-Month CD
4.08%
$1,000
Primary Bank
Primary Bank
18-Month CD
4.00%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
36-Month CD special
3.82%
$500
Community Bank of Cameron
Community Bank of Cameron
18-Month CD
3.80%
$1,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
24-Month CD share certificate
3.51%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
24-Month CD
3.50%
$500
First State Bank Randolph, NE
First State Bank Randolph, NE
36-Month CD
3.40%
$500
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
Super Now Account
3.25%
$50,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
6-Month CD
3.25%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
60-Month CD
3.25%
$1,000
First National Bank of Michigan
First National Bank of Michigan
36-Month CD
2.78%
$0
Citizens State Bank Moundridge, KS
48-Month CD
2.65%
$1,000
WSB Municipal Bank
WSB Municipal Bank
18-Month CD
2.57%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Business Money Market
2.43%
$1,000,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
24-Month CD
2.27%
$500
Institution for Savings
Institution for Savings
24-Month CD
2.25%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
6-Month CD
2.02%
$5,000
FNB Community Bank
FNB Community Bank
3-Month CD
1.87%
$1,000
Eureka Savings Bank
Eureka Savings Bank
36-Month CD
1.71%
$1,000
Wolf River Community Bank
Wolf River Community Bank
24-Month CD
1.70%
$1,000
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
24-Month CD
1.65%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
6-Month CD
1.58%
$2,500
Home National Bank Racine, OH
Home National Bank Racine, OH
24-Month CD
1.50%
$500
Academy Bank
Academy Bank
3-Month CD
1.36%
$500
FNB in Taylorville
FNB in Taylorville
48-Month CD
0.90%
$1,000
Lisle Savings Bank
Lisle Savings Bank
42-Month CD
0.75%
$2,000
Ion Bank
Ion Bank
60-Month CD
0.70%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
60-Month CD
0.50%
$500
Bank Northwest
Bank Northwest
Northwest Heritage Savings
0.45%
$0
Hyperion Bank
Hyperion Bank
HyperInterest Checking Account
0.40%
$0
One Community Bank
One Community Bank
12-Month CD
0.40%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
Statement Savings
0.30%
$200
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
MyWay Savings Account
0.10%
$100
Bank of Herrin
Bank of Herrin
Statement Savings
0.10%
$50
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
Savings Account
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Stearns Bank Upsala N.A. Information

Stearns Bank Upsala N.A.
105 S Main St
Upsala, MN 56384
Morrison
Established Date: 05/11/1914
FDIC Certificate #: 9336
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Stearns Bank Upsala N.A. FDIC Insured? Yes
What is Stearns Bank Upsala N.A.'s Cert number? 9336
What is the maximum amount for insured deposits? $250,000 per holder, per account

Stearns Bank Upsala N.A. Financials

Total Assets:
$60,635,000
Total Deposits:
$42,482,000
Equity Capital:
$16,632,000
Domestic Deposits:
$42,482,000
Net Income:
$252,000
Return on Assets:
1.9862%
Quarterly Return on Assets:
1.6400%
Pretax Return on Assets:
2.1841%
Pretax Quarterly Return on Assets:
2.1800%
Return on Equity:
9.1900%
Quarterly Return on Equity:
6.1000%
Common Equity Tier 1 Capital Ratio:
31.8651%
Tier 1 Risk-Based Capital Ratio:
31.8651%
Leverage Tier 1 (Core Capital) Ratio:
24.2051%
Total Risk-Based Capital Ratio (YTD):
33.0568%
Total Interest Income (YTD):
4.1566%
 
 
Headquarters:
Upsala
FDIC Field Office:
Minneapolis
Regulator:
OCC
County:
Morrison
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

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