Stearns Bank Upsala N.A. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 4.70% and 3-month CD rates at 4.00%. Current savings rates are at 0.07% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 19.49%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. Stearns Bank Upsala N.A.'s 9-Month CD rates are at 4.23%, 12-Month CD rates are at 4.16%, 24-Month CD rates are at 3.71%.

Stearns Bank Upsala N.A.

To see how these rates compare to Stearns Bank Upsala N.A. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Stearns Bank Upsala N.A., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Stearns Bank Upsala N.A. CD rates. You can also compare Stearns Bank Upsala N.A. savings rates, MMA rates and mortgage rates using our other rate lists.

Stearns Bank Upsala N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Stearns Bank Upsala N.A.? Share your experience about Stearns Bank Upsala N.A. by leaving a review below, or read customer reviews before you decide to use Stearns Bank Upsala N.A..

Stearns Bank Upsala N.A. Texas Ratio

Stearns Bank Upsala N.A.'s Texas Ratio is at 0.34%, which is considered excellent. The Texas Ratio for Stearns Bank Upsala N.A. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Stearns Bank Upsala N.A. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.16%
18-Month CD
N/A
24-Month CD
3.71%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Stearns Bank Upsala N.A.
105 S Main St
Upsala, MN 56384
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Stearns Bank Upsala N.A. CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
9-Month CD
4.23%
$500
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
12-Month CD
4.16%
$500
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
24-Month CD
3.71%
$500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Stearns Bank Upsala N.A. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Bank of Tescott
The Bank of Tescott
Kasasa Checking
5.00%
$0
Community Commerce Bank
Community Commerce Bank
24-Month CD
4.13%
$10,000
Beal Bank
Beal Bank
12-Month CD
4.05%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
18-Month CD
4.00%
$500
Presence Bank
Presence Bank
12-Month CD
3.75%
$250
FSB of Westmoreland
FSB of Westmoreland
48-Month CD
3.73%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
18-Month CD
3.67%
$500
The Clay City Banking Co.
The Clay City Banking Co.
24-Month CD
3.49%
$1,000
Ameriprise Financial
Ameriprise Financial
36-Month CD
3.40%
$0
Kish Bank
Kish Bank
60-Month CD
3.35%
$2,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
48-Month CD
3.30%
$2,500
Centinel Bank of Taos
Centinel Bank of Taos
36-Month CD
3.25%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month Jumbo CD
3.25%
$100,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
60-Month CD
3.25%
$500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
18-Month CD
3.25%
$500
The Peoples Bank Co.
The Peoples Bank Co.
60-Month CD
3.14%
$5,000
Home State Bank Royal, IA
Home State Bank Royal, IA
24-Month CD
3.03%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
24-Month CD
3.00%
$500
First Financial of Maryland FCU
First Financial of Maryland FCU
36-Month CD
3.00%
$500
Bank of Luxemburg
Bank of Luxemburg
24-Month CD
2.85%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
Money Market
2.53%
$100,000
Logansport Savings Bank
Logansport Savings Bank
12-Month CD
2.52%
$1,000
Range Bank
Range Bank
12-Month CD
2.50%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Money Market
2.25%
$1,000
Bank of Brenham
Bank of Brenham
48-Month CD
2.25%
$1,000
Bank of Elgin
Bank of Elgin
36-Month CD
2.12%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
18-Month CD
2.02%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
Gold Rewards Checking
2.02%
$0
Center National Bank
Center National Bank
Money Market Platinum
1.74%
$100,000
Table Rock Community Bank
Table Rock Community Bank
60-Month CD
1.56%
$1,000
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
North Shore Trust and Savings
North Shore Trust and Savings
24-Month CD
1.26%
$1,000
SSB State Street Bank
SSB State Street Bank
60-Month CD
1.21%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
24-Month CD
1.10%
$1,000
William Penn Bank
William Penn Bank
60-Month CD
1.01%
$500
Chickasaw Community Bank
Chickasaw Community Bank
Kasasa Savings
0.50%
$100
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
Washita State Bank
Washita State Bank
Money Market
0.50%
$100,000
Republic Bank of Chicago
Republic Bank of Chicago
6-Month CD
0.50%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Primary Savings
0.45%
$25
FNB of Elmer
FNB of Elmer
12-Month CD
0.30%
$500
Somerset Savings Bank
Somerset Savings Bank
24-Month CD
0.25%
$500
Clare Bank
Clare Bank
18-Month CD
0.20%
$500
The Bank of Romney
The Bank of Romney
Savings
0.20%
$10
Acme Continental Credit Union
Acme Continental Credit Union
Savings
0.10%
$100
BayVanguard Bank
BayVanguard Bank
Statement Savings
0.05%
$50
Peru Federal Savings Bank
Peru Federal Savings Bank
Money Market
0.05%
$0
Consumers National Bank
Consumers National Bank
Personal Savings
0.03%
$50
Reading Co-op Bank
Reading Co-op Bank
Savings
0.01%
$10
Home Loan SB
Home Loan SB
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Stearns Bank Upsala N.A. Information

Stearns Bank Upsala N.A.
105 S Main St
Upsala, MN 56384
Morrison
Established Date: 05/11/1914
FDIC Certificate #: 9336
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Stearns Bank Upsala N.A. FDIC Insured? Yes
What is Stearns Bank Upsala N.A.'s Cert number? 9336
What is the maximum amount for insured deposits? $250,000 per holder, per account

Stearns Bank Upsala N.A. Financials

Total Assets:
$62,535,000
Total Deposits:
$43,316,000
Equity Capital:
$17,455,000
Domestic Deposits:
$43,316,000
Net Income:
$143,000
Return on Assets:
1.4486%
Quarterly Return on Assets:
0.9100%
Pretax Return on Assets:
1.2066%
Pretax Quarterly Return on Assets:
1.2100%
Return on Equity:
5.3500%
Quarterly Return on Equity:
3.2900%
Common Equity Tier 1 Capital Ratio:
32.8316%
Tier 1 Risk-Based Capital Ratio:
32.8316%
Leverage Tier 1 (Core Capital) Ratio:
27.8292%
Total Risk-Based Capital Ratio (YTD):
34.0846%
Total Interest Income (YTD):
5.2422%
 
 
Headquarters:
Upsala
FDIC Field Office:
Minneapolis
Regulator:
OCC
County:
Morrison
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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