What are the current interest rates at Marion State Bank Marion, TX?

Current rates for Marion State Bank Marion, TX include: Savings: 0.25%, MMA: 0.75%

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Marion State Bank Marion, TX

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Marion State Bank Marion, TX Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion State Bank Marion, TX provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Marion State Bank Marion, TX's top rates as of October 7, 2026 are 0.25% APY on savings, 0.75% APY on money market accounts, and 0.30% APY on checking, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Marion State Bank Marion, TX with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.51%. Rates last updated and verified on 10/07/2026.

Marion State Bank Marion, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion State Bank Marion, TX? Share your experience about Marion State Bank Marion, TX by leaving a review below, or read customer reviews before you decide to use Marion State Bank Marion, TX.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.51%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Marion State Bank

301 W San Antonio St
Marion, TX 78124

https://www.marionstatebanktx.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Marion State Bank Marion, TX Savings Rates

Product	Rate	APY	View More
Savings	0.25%	0.25%
Min Deposit $100 Min Balance $100 Details This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $100.00 to obtain the disclosed annual percentage yield. Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.51%

Marion State Bank Marion, TX Money Market Rates

Product	Rate	APY
Money Market Fund	0.75%	0.75%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000.00 and above; This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield. Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.51%
Money Market Fund	0.65%	0.65%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99; This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield. Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.51%

Marion State Bank Marion, TX Checking Rates

Product	Rate	APY
Super Now Checking	0.30%	0.30%
Min Deposit $2,500 Min Balance $2,500 Details This is a variable rate account; the rate(s) and APY(s) may chenge after the account is opened. You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield. Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.51%
Now Checking	0.20%	0.20%
Min Deposit $1,000 Min Balance $1,000 Details This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $1,000.00 to obtain the disclosed annual percentage yield. Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.51%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Marion State Bank Marion, TX’s Texas Ratio rose from 2.46% in Q3 2023 to 6.51% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$142M	6.51%	5.0	A
March 31, 2026	$148M	0.37%	5.0	A+
December 31, 2025	$147M	1.12%	5.0	A+
September 30, 2025	$149M	0.16%	5.0	A+
June 30, 2025	$140M	0.63%	5.0	A+
March 31, 2025	$137M	1.21%	5.0	A+
December 31, 2024	$134M	2.18%	5.0	A+
September 30, 2024	$137M	2.21%	5.0	A+
June 30, 2024	$139M	2.74%	5.0	A+
March 31, 2024	$133M	2.12%	5.0	A+
December 31, 2023	$139M	2.24%	5.0	A+
September 30, 2023	$140M	2.46%	4.8	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Marion State Bank Marion, TX is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Marion State Bank Marion, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marion State Bank Marion, TX's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Marion State Bank Marion, TX

Bank Holding Company MARION BANCSHARES INC

Address 301 W San Antonio St, Marion, TX 78124 · Guadalupe

Website https://www.marionstatebanktx.com

FDIC Certificate # 15355

Established 19060101

FDIC Insurance Date 19360211

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.51%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5154%

Return on Equity (ROE) 12.9700%

Non-Performing Loans (NPL) 0.78%

Total Assets $142,037,000

Total Deposits $124,029,000

Equity Capital $16,992,000

Net Income $1,102,000

Headquarters Marion

Total Branches and Offices 1

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Marion State Bank Marion, TX earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Marion State Bank Marion, TX

How many branches does Marion State Bank Marion, TX operate?

Marion State Bank Marion, TX currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Marion State Bank Marion, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion State Bank Marion, TX provides members with tools to manage their accounts and build a solid financial history.

Does Marion State Bank Marion, TX offer online and mobile banking?

Most modern institutions like Marion State Bank Marion, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marionstatebanktx.com.