First State Bank Webster City, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First State Bank Webster City, IAToday's 12-month CD rates can be found at 1.10%, 6-month CD rates at 4.35% and 3-month CD rates at 2.75%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 12.24%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First State Bank Webster City, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Webster City, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Webster City, IA CD rates. You can also compare First State Bank Webster City, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank Webster City, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Webster City, IA? Share your experience about First State Bank Webster City, IA by leaving a review below, or read customer reviews before you decide to use First State Bank Webster City, IA.

First State Bank Webster City, IA Texas Ratio

First State Bank Webster City, IA's Texas Ratio is at 0.01%, which is considered excellent. The Texas Ratio for First State Bank Webster City, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank Webster City, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank Webster City, IA
505 2nd St
Webster City, IA 50595
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First State Bank Webster City, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank New Haven, MO
Citizens Bank New Haven, MO
6-Month CD special
5.25%
$1,000
North American Savings Bank (NASB)
North American Savings Bank (NASB)
7-Month CD special online
5.05%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD (Certificate) Plus Jumbo
4.70%
$200,000
Wells River Savings Bank
Wells River Savings Bank
12-Month CD
4.59%
$200
StonehamBank
StonehamBank
36-Month CD
4.50%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
12-Month CD
4.42%
$50,000
Chasewood Bank
Chasewood Bank
24-Month CD
4.37%
$1,000
Community Commerce Bank
Community Commerce Bank
36-Month CD
4.33%
$10,000
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
12-Month CD
4.32%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.25%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
18-Month CD
4.15%
$1,000
Vermont State Bank
Vermont State Bank
18-Month CD
4.04%
$500
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
6-Month CD
4.00%
$0
WVS West View SB
WVS West View SB
12-Month CD
4.00%
$500
EverBank
EverBank
3-Month CD
3.95%
$1,000
Luminate Bank
Luminate Bank
25-Month CD
3.55%
$10,000
Self-Help Credit Union
Self-Help Credit Union
Money Market
3.32%
$500
Federated Bank Onarga, IL
Federated Bank Onarga, IL
17-Month CD special
3.08%
$5,000
Hometown Bank of PA
Hometown Bank of PA
36-Month CD
3.04%
$1,000
Ashton State Bank
Ashton State Bank
48-Month CD
3.03%
$1,000
Port Richmond Savings
Port Richmond Savings
24-Month CD
2.79%
$500
Genoa Community Bank
Genoa Community Bank
60-Month CD
2.55%
$500
BLC Community Bank
BLC Community Bank
36-Month CD
2.52%
$2,500
BankVista
BankVista
12-Month CD
2.51%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
48-Month CD
2.50%
$1,000
Columbia Bank
Columbia Bank
Yield Plus Checking
2.15%
$500,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Platinum Savings
2.02%
$1,000,000
LNB Community Bank
LNB Community Bank
60-Month CD
2.01%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.00%
$500
International Bank of Chicago
International Bank of Chicago
18-Month CD
2.00%
$1,000
Security Bank Minnesota
Security Bank Minnesota
18-Month CD
1.70%
$1,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
6-Month CD
1.51%
$500
VisionBank Of Iowa
VisionBank Of Iowa
12-Month CD
1.50%
$2,500
First National Bank in Amboy
First National Bank in Amboy
60-Month CD
1.46%
$1,000
First Mutual Bank, FSB
First Mutual Bank, FSB
24-Month CD
1.25%
$500
La Salle State Bank
La Salle State Bank
Community Money Market
1.25%
$100,000
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
Beardstown Savings
Beardstown Savings
18-Month CD
0.60%
$0
Jonah Bank of Wyoming
Jonah Bank of Wyoming
Checking Account
0.60%
$0
BankChampaign
BankChampaign
48-Month CD
0.50%
$500
First FSB of Angola
First FSB of Angola
18-Month CD
0.45%
$500
Newtown Savings Bank
Newtown Savings Bank
Statement Savings Account
0.35%
$25
CSB of Cheney, KS
CSB of Cheney, KS
Passbook Savings
0.35%
$100
CIT Bank
CIT Bank
12-Month CD
0.30%
$1,000
Bank of Prairie du Sac
Bank of Prairie du Sac
Savings Account
0.20%
$100
North Shore Bank Co-op
Money Market
0.10%
$10
NVE Bank
NVE Bank
Retirement Savings
0.07%
$10
Applied Bank
Applied Bank
60-Month CD
0.05%
$1,000
Grand Rapids SB
Grand Rapids SB
Interest Checking
0.03%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First State Bank Webster City, IA rate data right now, check back for updates, we are adding rates all the time.

First State Bank Webster City, IA Information

First State Bank Webster City, IA
505 2nd St
Webster City, IA 50595
Hamilton
Established Date: 10/15/1935
FDIC Certificate #: 15321
Date of FDIC Deposit Insurance: 12/16/1935
Bank Holding Company: VAN DIEST INVESTMENT CO
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is First State Bank Webster City, IA FDIC Insured? Yes
What is First State Bank Webster City, IA's Cert number? 15321
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank Webster City, IA Financials

Total Assets:
$582,432,000
Total Deposits:
$502,565,000
Equity Capital:
$61,758,000
Domestic Deposits:
$502,565,000
Net Income:
$895,000
Return on Assets:
1.2364%
Quarterly Return on Assets:
0.6000%
Pretax Return on Assets:
0.7239%
Pretax Quarterly Return on Assets:
0.7200%
Return on Equity:
11.8300%
Quarterly Return on Equity:
5.7700%
Leverage Tier 1 (Core Capital) Ratio:
11.5265%
Total Interest Income (YTD):
3.3046%
 
 
Headquarters:
Webster City
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Hamilton
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

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Marcus by Goldman Sachs CD Rates ReviewMarcus by Goldman Sachs CD Rates are competitive for both short and long term CDs but the best CD rate is the 1 year rate. Current 1 year CD rates at Marcus by Goldman Sachs (used to do business as Goldman Sachs Bank USA) are at 2.52 percent with an APY of 2.55 percent. 2 year CD rates from Marcus by Goldman Sachs are at 2.67 percent with an APY of 2.70 percent. The minimum opening deposit is $500. As Marcus by Goldman Sachs says and trademarked, "Don't just store money. Make money." See how Marcus by Goldman Sachs CD Rates compare with other rates here to get the highest CD rate for your investment.
Mortgage rates are stable today, there are no big changes in average rates. 30 year conforming mortgage rates are averaging 4.60% and 30 year jumbo mortgage rates are averaging 5.14%. 30 year fixed rate mortgages are still the preferred home loan for most homes buyers and always will be.

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