Shinhan Bank America CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Shinhan Bank AmericaToday's 12-month CD rates can be found at 4.15%, 6-month CD rates at 5.00% and 3-month CD rates at 3.50%. Current savings rates are at 1.00% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 12.40%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Shinhan Bank America CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Shinhan Bank America, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Shinhan Bank America CD rates. You can also compare Shinhan Bank America savings rates, MMA rates and mortgage rates using our other rate lists.

Shinhan Bank America money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Shinhan Bank America? Share your experience about Shinhan Bank America by leaving a review below, or read customer reviews before you decide to use Shinhan Bank America.

Shinhan Bank America Texas Ratio

Shinhan Bank America's Texas Ratio is at 4.70%, which is considered excellent. The Texas Ratio for Shinhan Bank America is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Shinhan Bank America is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Shinhan Bank America
475 Park Ave S
New York, NY 10016
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Shinhan Bank America Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Chartway Credit Union
Chartway Credit Union
High Yield Checking
5.00%
$5
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Kasasa Checking
5.00%
$0
PSB of Plainview
PSB of Plainview
Kasasa Cash Checking
5.00%
$0
Generations Bank
Generations Bank
6-Month CD
4.50%
$1,000
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.50%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
24-Month CD
4.20%
$500
CFG Bank
CFG Bank
18-Month CD
4.10%
$500
First Jackson Bank
First Jackson Bank
24-Month CD
4.00%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
18-Month CD
3.95%
$500
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
3.89%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
36-Month CD
3.85%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
24-Month CD
3.85%
$1,000
SSB of Wanamingo
SSB of Wanamingo
18-Month CD
3.80%
$500
1st Advantage Bank
1st Advantage Bank
18-Month CD
3.75%
$500
F&M Union Bank
48-Month CD
3.74%
$100
Stafford Savings Bank
Stafford Savings Bank
12-Month CD
3.57%
$500
FinWise Bank
FinWise Bank
60-Month CD
3.56%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
18-Month CD
3.51%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
12-Month CD
3.49%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
36-Month CD
3.34%
$500
NBKC Bank
NBKC Bank
36-Month CD
3.25%
$250
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
18-Month CD
3.10%
$500
Hanover Community Bank
Hanover Community Bank
24-Month CD
3.00%
$500
Coleman County State Bank
Coleman County State Bank
24-Month CD
2.94%
$1,000
Abri Credit Union
Abri Credit Union
12-Month CD
2.25%
$500
Bank of Kampsville
Bank of Kampsville
60-Month CD
2.04%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Money Market Hi-Fi
2.00%
$750,000
FSB of Forrest
FSB of Forrest
Kasasa Savings
2.00%
$0
Premier Bank
Premier Bank
12-Month CD
2.00%
$500
Home Bank SB
Home Bank SB
48-Month CD
1.26%
$500
American Bank of Beaver Dam
American Bank of Beaver Dam
Money Market
1.16%
$250,000
Bank of Hindman
Bank of Hindman
12-Month CD
1.00%
$1,000
OWB One World Bank
OWB One World Bank
60-Month CD
0.80%
$1,000
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
Main Street Bank
Main Street Bank
60-Month CD
0.60%
$1,000
State Bank of the Lakes
State Bank of the Lakes
Money Market
0.50%
$50,000
First Federal S&L Bath
First Federal S&L Bath
48-Month CD
0.50%
$2,500
FNB of River Falls
FNB of River Falls
36-Month CD
0.50%
$2,500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Money Market
0.45%
$100
Home Loan State Bank
Home Loan State Bank
Money Market
0.40%
$100
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Personal Savings
0.30%
$100
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
Money Market
0.25%
$2,500
State Bank of Canton
State Bank of Canton
Savings
0.25%
$25
Millville Savings Bank
Millville Savings Bank
36-Month CD
0.23%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
Statement Savings
0.10%
$50
Marion Center Bank
Marion Center Bank
18-Month CD
0.10%
$1,000
Community Bank of Raymore
Community Bank of Raymore
24-Month CD
0.05%
$500
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Savings
0.05%
$25
Greeneville Federal Bank
Greeneville Federal Bank
NOW Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Shinhan Bank America rate data right now, check back for updates, we are adding rates all the time.

Shinhan Bank America Information

Shinhan Bank America
475 Park Ave S
New York, NY 10016
New York
Established Date: 10/18/1990
FDIC Certificate #: 33188
Date of FDIC Deposit Insurance: 10/18/1990
Bank Holding Company: SHINHAN FINANCIAL GROUP CO LTD
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Shinhan Bank America FDIC Insured? Yes
What is Shinhan Bank America's Cert number? 33188
What is the maximum amount for insured deposits? $250,000 per holder, per account

Shinhan Bank America Financials

Total Assets:
$1,841,066,000
Total Deposits:
$1,531,713,000
Equity Capital:
$191,260,000
Domestic Deposits:
$1,531,713,000
Net Income:
$-1,338,000
Return on Assets:
0.0089%
Quarterly Return on Assets:
-0.3000%
Pretax Return on Assets:
-0.4258%
Pretax Quarterly Return on Assets:
-0.4300%
Return on Equity:
0.0900%
Quarterly Return on Equity:
-2.7800%
Common Equity Tier 1 Capital Ratio:
14.6286%
Tier 1 Risk-Based Capital Ratio:
14.6286%
Leverage Tier 1 (Core Capital) Ratio:
10.2965%
Total Risk-Based Capital Ratio (YTD):
15.5903%
Total Interest Income (YTD):
4.8744%
 
 
Headquarters:
New York
FDIC Field Office:
New York City
Regulator:
FDIC
County:
New York
# of Offices:
15
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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