South Georgia Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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South Georgia BankToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.00% and 3-month CD rates at 1.16%. Current savings rates are at 0.25% and money market rates are at 2.84%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 12.96%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to South Georgia Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from South Georgia Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with South Georgia Bank CD rates. You can also compare South Georgia Bank savings rates, MMA rates and mortgage rates using our other rate lists.

South Georgia Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at South Georgia Bank? Share your experience about South Georgia Bank by leaving a review below, or read customer reviews before you decide to use South Georgia Bank.

South Georgia Bank Texas Ratio

South Georgia Bank's Texas Ratio is at 0.72%, which is considered excellent. The Texas Ratio for South Georgia Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, South Georgia Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
South Georgia Bank
401 S Veterans Blvd
Glennville, GA 30427
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare South Georgia Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Raymond James Bank
Raymond James Bank
36-Month CD
4.30%
$1,000
OWB One World Bank
OWB One World Bank
24-Month CD
4.25%
$1,000
Northeast Bank Portland, ME
Northeast Bank Portland, ME
24-Month CD
4.00%
$5,000
First State Bank (MI)
First State Bank (MI)
12-Month CD
3.80%
$1,000
AAC Credit Union
AAC Credit Union
12-Month CD
3.70%
$500
Citizens Federal S&LA
Citizens Federal S&LA
30-Month CD
3.65%
$500
PSB of Rhineland
PSB of Rhineland
12-Month CD
3.61%
$1,000
1st Advantage Bank
1st Advantage Bank
24-Month CD
3.51%
$10,000
Community Bank of Marshall
Community Bank of Marshall
36-Month CD
3.02%
$1,000
Warren-Boynton State Bank
Warren-Boynton State Bank
18-Month CD
3.02%
$1,000
KeySavings Bank
KeySavings Bank
24-Month CD
2.98%
$500
M.Y. Safra Bank
M.Y. Safra Bank
12-Month CD
2.75%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month CD
2.68%
$4,000
Kaw Valley Bank
Kaw Valley Bank
18-Month CD
2.53%
$500
First Southern Bank
First Southern Bank
60-Month CD
2.53%
$1,000
Charter Bank IA
Charter Bank IA
48-Month CD
2.25%
$1,000
QNB Bank
QNB Bank
24-Month CD
2.23%
$500
Reliance State Bank
Reliance State Bank
60-Month CD
2.11%
$2,500
BAC Community Bank
BAC Community Bank
24-Month CD
2.00%
$2,500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Money Market
1.77%
$1,000,000
International Bank of Chicago
International Bank of Chicago
30-Month CD
1.75%
$1,000
FNB of Raymond
FNB of Raymond
36-Month CD
1.71%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
12-Month CD
1.56%
$500
TriCentury Bank
TriCentury Bank
Gold Money Market
1.50%
$5,000
Mercer County State Bank
12-Month CD (IRA)
1.49%
$50
Buena Vista National Bank
Buena Vista National Bank
24-Month CD
1.05%
$500
Fulton Bank
Fulton Bank
72-Month CD
1.01%
$1,000
Achieva Credit Union
Achieva Credit Union
Premium Savings
1.00%
$1
Eclipse Bank
Eclipse Bank
48-Month CD
0.60%
$1,000
PS Bank
PS Bank
18-Month CD
0.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
6-Month CD
0.50%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
30-Month CD
0.45%
$500
BankChampaign
BankChampaign
36-Month CD
0.40%
$500
Metropolitan Bank
Metropolitan Bank
12-Month CD (Jumbo)
0.35%
$50,000
Bank of Greene County
Bank of Greene County
30-Month CD
0.35%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
60-Month CD
0.35%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
12-Month CD
0.30%
$500
Schuyler Savings Bank
Schuyler Savings Bank
36-Month CD
0.30%
$1,000
First National Bank in Marlow
First National Bank in Marlow
Money Market
0.20%
$5,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
6-Month CD
0.20%
$500
Washita State Bank
Washita State Bank
Traditional Savings
0.20%
$200
American State Bank of Grygla
American State Bank of Grygla
NOW Checking
0.15%
$500
Clare Bank
Clare Bank
12-Month CD
0.10%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Regular Savings
0.10%
$100
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
Statement Savings
0.10%
$50
United Southern Bank
United Southern Bank
3-Month CD
0.05%
$1,000
Bank of Hillsboro
Bank of Hillsboro
Money Market
0.05%
$0
First County Bank
First County Bank
3-Month CD
0.05%
$1,000
The Bank of Bourbonnais
The Bank of Bourbonnais
36-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have South Georgia Bank rate data right now, check back for updates, we are adding rates all the time.

South Georgia Bank Information

South Georgia Bank
401 S Veterans Blvd
Glennville, GA 30427
Tattnall
Established Date: 04/07/1987
FDIC Certificate #: 32532
Date of FDIC Deposit Insurance: 04/07/1987
Bank Holding Company: SOUTH GROUP BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is South Georgia Bank FDIC Insured? Yes
What is South Georgia Bank's Cert number? 32532
What is the maximum amount for insured deposits? $250,000 per holder, per account

South Georgia Bank Financials

Total Assets:
$220,749,000
Total Deposits:
$197,798,000
Equity Capital:
$18,260,000
Domestic Deposits:
$197,798,000
Net Income:
$1,084,000
Return on Assets:
1.9804%
Quarterly Return on Assets:
1.9500%
Pretax Return on Assets:
2.0770%
Pretax Quarterly Return on Assets:
2.0800%
Return on Equity:
26.0500%
Quarterly Return on Equity:
23.5900%
Common Equity Tier 1 Capital Ratio:
19.2533%
Tier 1 Risk-Based Capital Ratio:
19.2533%
Leverage Tier 1 (Core Capital) Ratio:
11.7538%
Total Risk-Based Capital Ratio (YTD):
20.5152%
Total Interest Income (YTD):
5.5543%
 
 
Headquarters:
Glennville
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Tattnall
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are lower this weekend. Today's mortgage rates on 30 year home mortgage loans are averaging 4.01%, a decrease from yesterday’s average 30 year mortgage rate of 4.05%. Mortgage rates today on 15 year home loans are averaging 3.31%, a decline  from yesterday’s average 15 year mortgage rate of 3.34%.
Savers can't get break! Since the financial crisis and the recession savings account rates have been pathetic. Savings rates will continue to be pathetic until at least the end of 2014 since the Federal Open Market Committee (FOMC) plans to keep the Fed funds rate in a targeted range of zero percent to one quarter percent.
Mid-Cities Financial Credit Union based in Compton, California, is advertising regular certificate rates, IRA and Roth certificate rates and a special 12 month College certificate. The college certificate currently has a rate of 1.49 percent and a yield of 1.50 percent.

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