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First Community Credit Union Coquille, OR Rates & Review March 2026

You can compare First Community Credit Union Coquille, OR rates to other rates in our database, including 12-month share certificate rates currently at 3.90%, 6-month share certificate rates at 3.14% and 3-month share certificate rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.11%. All these rates can be compared to First Community Credit Union Coquille, OR rates. MonitorBankRates evaluates the financial stability of First Community Credit Union Coquille, OR with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates were last updated on 03/29/2026.

First Community Credit Union Coquille, OR money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Community Credit Union Coquille, OR? Share your experience about First Community Credit Union Coquille, OR by leaving a review below, or read customer reviews before you decide to use First Community Credit Union Coquille, OR.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.25%
Excellent Lower than avg
First Community Credit Union Coquille, OR
Coquille
200 N Adams St
Coquille, OR 97423 1804
https://www.myfirstccu.org
Member NCUA

First Community Credit Union Coquille, OR Mortgage Rates

Product Rate Points APR Term View More
HomeAdvantage 5.00% - 5.15%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
15 Year Mortgage 5.75% - 5.81%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
30 Year Mortgage 6.38% - 6.41%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for First Community Credit Union Coquille, OR is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Community Credit Union Coquille, OR rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Community Credit Union Coquille, OR's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Community Credit Union Coquille, OR
Address 200 N Adams St, Coquille, OR 97423 1804
Phone 541-396-2145
Fax 541-396-3041
President Brian Menefee
CEO David Elmer
Full-Time Employees 367
Part-Time Employees 4
Branch Locations 28
ATM Locations 29
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.25%
Return on Assets (ROA)
0.9165%
Return on Equity (ROE)
7.1990%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
1,734,093,187
Total Amount of Shares and Deposits
1,510,665,133
Total Shares and Deposits < 1 Year
1,492,703,302
Total Shares and Deposits 1 3 Years
15,270,041
Total Shares and Deposits > 3 Years
2,691,790
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
102,218,490
Total Uninsured Shares and Deposits > $250K (F+J)
102,218,490
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,408,446,643
Total Interest Expense (Sum of items 6 8)
5,630,963
Share Certificates
3,690
Number of Accounts for Share Drafts
68,859
IRA KEOGH Accounts
3,127
Number of Accounts for Regular Shares
106,388
All other shares
901
Money Market Shares
3,450
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
141,633,868
Total Liabilities
1,518,202,504
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About First Community Credit Union Coquille, OR

Is First Community Credit Union Coquille, OR a safe place to deposit money?

Yes, First Community Credit Union Coquille, OR is considered a safe financial institution. With a Texas Ratio of 0.24893663648755%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does First Community Credit Union Coquille, OR operate?

First Community Credit Union Coquille, OR currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Community Credit Union Coquille, OR?

Yes, to access services at First Community Credit Union Coquille, OR, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Community Credit Union Coquille, OR does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Community Credit Union Coquille, OR provides members with tools to manage their accounts and build a solid financial history.

Does First Community Credit Union Coquille, OR offer online and mobile banking?

Most modern institutions like First Community Credit Union Coquille, OR provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfirstccu.org.