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 North Valley Bank Zanesville, OH Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 14, 2026
North Valley Bank Zanesville, OH's 25-Months 25-Month CD Specials rates are at 4.00%, 25-Months 25-Month CD Specials rates are at 4.00%, 17-Months 17-Month CD Specials rates are at 3.70%, 17-Months 17-Month CD Specials rates are at 3.70%, 11-Months 11-Month CD Specials rates are at 3.65%. North Valley Bank Zanesville, OH's savings rates are at 0.15%. North Valley Bank Zanesville, OH's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of North Valley Bank Zanesville, OH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.79%. Rates last updated and verified on 09/14/2026. North Valley Bank Zanesville, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Valley Bank Zanesville, OH? Share your experience about North Valley Bank Zanesville, OH by leaving a review below, or read customer reviews before you decide to use North Valley Bank Zanesville, OH. 
North Valley Bank Zanesville, OH CD Rates
North Valley Bank Zanesville, OH Savings Rates
North Valley Bank Zanesville, OH Money Market Rates
North Valley Bank Zanesville, OH Checking Rates
Financial Health HistoryNorth Valley Bank Zanesville, OH’s Texas Ratio fell from 19.07% in Q3 2023 to 4.79% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 5.0 and its Health Grade from B+ to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for North Valley Bank Zanesville, OH is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather North Valley Bank Zanesville, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with North Valley Bank Zanesville, OH's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
North Valley Bank Zanesville, OH
Bank Holding Company
NORTH VALLEY BANCSHARES INC
Address
2775 Maysville Pike,
Zanesville, OH 43701 · Muskingum
Website
https://www.nvboh.bank
FDIC Certificate #
2284
Established
19041104
FDIC Insurance Date
19340101
Domestic Offices
10
Total Branches
10
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
4.79%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0405%
Return on Equity (ROE)
9.4900%
Non-Performing Loans (NPL)
0.52%
Total Assets
$426,886,000
Total Deposits
$374,862,000
Equity Capital
$46,449,000
Net Income
$2,169,000
Headquarters
Zanesville
Total Branches and Offices
10
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for North Valley Bank Zanesville, OH
Frequently Asked Questions About North Valley Bank Zanesville, OHHow many branches does North Valley Bank Zanesville, OH operate?North Valley Bank Zanesville, OH currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, North Valley Bank Zanesville, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, North Valley Bank Zanesville, OH provides members with tools to manage their accounts and build a solid financial history. Does North Valley Bank Zanesville, OH offer online and mobile banking?Most modern institutions like North Valley Bank Zanesville, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nvboh.bank. Current North Valley Bank Zanesville, OH Rates
Retrieved from our database of financial products. Rates subject to change.
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