Bank of Yazoo City CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of Yazoo CityToday's 12-month CD rates can be found at 1.00%, 6-month CD rates at 1.61% and 3-month CD rates at 1.20%. Current savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 8.75%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Yazoo City CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Yazoo City, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Yazoo City CD rates. You can also compare Bank of Yazoo City savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Yazoo City money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Yazoo City? Share your experience about Bank of Yazoo City by leaving a review below, or read customer reviews before you decide to use Bank of Yazoo City.

Bank of Yazoo City Texas Ratio

Bank of Yazoo City's Texas Ratio is at 7.64%, which is considered excellent. The Texas Ratio for Bank of Yazoo City is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Yazoo City is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Yazoo City
104 N Main St
Yazoo City, MS 39194
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Bank of Yazoo City Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
Explorer Youth Savings
5.00%
$0
Murphy Bank
Murphy Bank
6-Month CD (Jumbo)
4.30%
$10,000
Riverland Bank
Riverland Bank
6-Month CD
4.29%
$1,000
America First Federal Credit Union
America First Federal Credit Union
18-Month CD
4.10%
$500
Compass Savings Bank
Compass Savings Bank
12-Month CD
4.07%
$500
GreenLeaf Bank
GreenLeaf Bank
24-Month CD
4.00%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
60-Month CD
3.80%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD (CDARS)
3.70%
$250,000
FNB of Bangor
FNB of Bangor
18-Month CD
3.55%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
60-Month CD
3.53%
$1,000
1st Community Credit Union
1st Community Credit Union
48-Month CD
3.35%
$1,000
Axiom Bank
Axiom Bank
Select Money Market
3.25%
$1,000
Bank of Star Valley
Bank of Star Valley
24-Month CD
3.19%
$250
Jarrettsville Federal S&L
Jarrettsville Federal S&L
72-Month CD
3.00%
$500
Community First Bank
Community First Bank
24-Month CD
2.88%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
60-Month CD
2.75%
$1,000
AAEC Credit Union
AAEC Credit Union
60-Month CD
2.75%
$1,000
FCNB of St. Paris
12-Month CD
2.63%
$1,000
South Georgia Banking Company
South Georgia Banking Company
24-Month CD
2.32%
$1,000
The Bank of South Carolina
The Bank of South Carolina
18-Month CD
2.25%
$1,000
M.Y. Safra Bank
M.Y. Safra Bank
6-Month CD
2.25%
$500
Elizabethton FSB
Elizabethton FSB
60-Month CD
2.15%
$1,000
Hyperion Bank
Hyperion Bank
60-Month CD
2.00%
$500
Harrison County Bank
Harrison County Bank
60-Month CD
2.00%
$1,000
Geddes Federal S&L
Geddes Federal S&L
48-Month CD
1.91%
$500
Security FSB
Security FSB
60-Month CD
1.55%
$1,000
TrustCo Bank
TrustCo Bank
18-Month CD
1.50%
$500
Bank of Herrin
Bank of Herrin
24-Month CD
1.32%
$1,000
5Star Bank
5Star Bank
Basic Savings
1.13%
$0
First National Bank of Bemidji
First National Bank of Bemidji
Statement Savings
0.90%
$200
Haddon Savings Bank
Haddon Savings Bank
Money Market
0.85%
$10,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
12-Month CD
0.75%
$1,500
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
Connecticut Community Bank
Connecticut Community Bank
60-Month CD
0.60%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
12-Month CD
0.60%
$1,000
Adirondack Bank
Adirondack Bank
48-Month CD
0.50%
$1,000
Kendall Bank
Kendall Bank
Interest Checking
0.35%
$100
Franklin Bank
Franklin Bank
18-Month CD
0.30%
$50
CNB of Park Rapids
CNB of Park Rapids
Statement Savings
0.30%
$10
Bath State Bank
Bath State Bank
24-Month CD
0.30%
$500
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Catastrophe Savings
0.25%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Classic Savings
0.25%
$100
First Horizon
First Horizon
6-Month CD
0.10%
$1,000
New Horizon Bank
New Horizon Bank
Horizon Savings
0.10%
$50
A+ Federal Credit Union
A+ Federal Credit Union
Membership Savings
0.10%
$100
Abington Bank
Abington Bank
Get Real Savings
0.05%
$10
Bank of America
Bank of America
48-Month CD
0.03%
$1,000
Citi
Citi
Citi Savings
0.03%
$0
The Bank of Princeton
The Bank of Princeton
Classic Checking
0.02%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Yazoo City rate data right now, check back for updates, we are adding rates all the time.

Bank of Yazoo City Information

Bank of Yazoo City
104 N Main St
Yazoo City, MS 39194
Yazoo
Established Date: 04/15/1876
FDIC Certificate #: 11431
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: YAZOO CAPITAL CORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Bank of Yazoo City FDIC Insured? Yes
What is Bank of Yazoo City's Cert number? 11431
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Yazoo City Financials

Total Assets:
$330,589,000
Total Deposits:
$285,920,000
Equity Capital:
$26,093,000
Domestic Deposits:
$285,920,000
Net Income:
$429,000
Return on Assets:
0.5525%
Quarterly Return on Assets:
0.5300%
Pretax Return on Assets:
0.5899%
Pretax Quarterly Return on Assets:
0.5900%
Return on Equity:
7.4900%
Quarterly Return on Equity:
6.6000%
Leverage Tier 1 (Core Capital) Ratio:
10.7139%
Total Interest Income (YTD):
3.5397%
 
 
Headquarters:
Yazoo City
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Yazoo
# of Offices:
5
Metropolitan Statistical Area (MSA):
Jackson, MS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05%Mortgage rates today on 30 year home loans are averaging 4.05%, an increase from yesterday's average 30 year mortgage rate of 4.00%. This is the third consecutive day 30 year conforming mortgage rates are higher in our average mortgage rates survey. Today's mortgage rates on 15 year home loans are averaging 3.33%, an increase from yesterday's average 15 year mortgage rate of 3.30%.

E-Trade Savings RatesE*Trade savings rates are competitive right not but are not the best savings rates available. Current savings rates at E*TRADE are at 1.88 percent with and APY of 1.90 percent. To earn this great savings rate from E*TRADE you only need one $1 to open and fund an account. Compare E*TRADE savings rates with other bank rates below to get the best rate today.
30 year mortgage rates today are averaging 4.19%, a decrease from yesterday's average 3o year mortgage rate of 4.21%. Current 15 year mortgage rates today are also lower averaging 3.45%, down from yesterday's average 15 year mortgage rate of 3.49%.

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