☰

Home›
Banks›
Citizens First Bank Clinton, IA

iAdvertiser Disclosure

Citizens First Bank Clinton, IA Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens First Bank Clinton, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Citizens First Bank Clinton, IA rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Citizens First Bank Clinton, IA, and you can see how they compare in the Citizens First Bank Clinton, IA rate tables below. MonitorBankRates evaluates the financial stability of Citizens First Bank Clinton, IA with a 4.0 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 18.79%. Database rates last updated and verified on 08/29/2026.

Citizens First Bank Clinton, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens First Bank Clinton, IA? Share your experience about Citizens First Bank Clinton, IA by leaving a review below, or read customer reviews before you decide to use Citizens First Bank Clinton, IA.

Overall Health & Safety Grade

B-

Adequate Health Score: 81/100

MonitorBankRates Rating

4.0

Very Good Out of 5.0 Stars

Texas Ratio

18.79%

Good Higher than avg

Citizens First Bank

1442 Lincoln Way
Clinton, IA 52732

https://www.gocfb.bank

Current Rate Availability

We're not currently displaying rates for Citizens First Bank Clinton, IA, but our database is updated constantly — check back soon for the latest offers.

Are you with Citizens First Bank Clinton, IA? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens First Bank Clinton, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens First Bank Clinton, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens First Bank Clinton, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens First Bank Clinton, IA

Bank Holding Company CFB HOLDING CO

Address 1442 Lincoln Way, Clinton, IA 52732 · Clinton

Website https://www.gocfb.bank

FDIC Certificate # 35477

Established 03/14/2000

FDIC Insurance Date 03/14/2000

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B-

Overall Health Grade Score: 81/100

4.0

Very Good Out of 5.0 Stars

18.79%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.3173%

Return on Equity (ROE) 7.1200%

Non-Performing Loans (NPL) 0.42%

Total Assets $359,258,000

Total Deposits $280,087,000

Equity Capital $22,669,000

Net Income $1,075,000

Headquarters Clinton

Total Branches and Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Citizens First Bank Clinton, IA yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Citizens First Bank Clinton, IA

Frequently Asked Questions About Citizens First Bank Clinton, IA

How many branches does Citizens First Bank Clinton, IA operate?

Citizens First Bank Clinton, IA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens First Bank Clinton, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens First Bank Clinton, IA provides members with tools to manage their accounts and build a solid financial history.

Does Citizens First Bank Clinton, IA offer online and mobile banking?

Most modern institutions like Citizens First Bank Clinton, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gocfb.bank.