CSB of Cheney, KS CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.05%, 6-month CD rates at 2.75% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 7.38%. Credit Card rates are at 16.24%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. CSB of Cheney, KS's 12-Month CD rates are at 4.08%, 24-Month CD rates are at 3.87%, 36-Month CD rates are at 3.56%, 18-Month CD rates are at 3.56%. CSB of Cheney, KS's savings rates are at 0.35%. CSB of Cheney, KS's money market rates are at 0.40%.

CSB of Cheney, KS

To see how these rates compare to CSB of Cheney, KS CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CSB of Cheney, KS, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CSB of Cheney, KS CD rates. You can also compare CSB of Cheney, KS savings rates, MMA rates and mortgage rates using our other rate lists.

CSB of Cheney, KS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CSB of Cheney, KS? Share your experience about CSB of Cheney, KS by leaving a review below, or read customer reviews before you decide to use CSB of Cheney, KS.

CSB of Cheney, KS Texas Ratio

CSB of Cheney, KS's Texas Ratio is at 0.07%, which is considered excellent. The Texas Ratio for CSB of Cheney, KS is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CSB of Cheney, KS is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.08%
18-Month CD
3.56%
24-Month CD
3.87%
36-Month CD
3.56%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.35%
MMA
0.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CSB of Cheney, KS
306 N Main St
Cheney, KS 67025
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

CSB of Cheney, KS CD Rates and Interest Rates

Bank
Product
APY
Min Dep
CSB of Cheney, KS
CSB of Cheney, KS
12-Month CD
4.08%
$500
CSB of Cheney, KS
CSB of Cheney, KS
24-Month CD
3.87%
$500
CSB of Cheney, KS
CSB of Cheney, KS
36-Month CD
3.56%
$500
CSB of Cheney, KS
CSB of Cheney, KS
18-Month CD
3.56%
$500
CSB of Cheney, KS
CSB of Cheney, KS
Money Market
0.40%
$2,500
CSB of Cheney, KS
CSB of Cheney, KS
Passbook Savings
0.35%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CSB of Cheney, KS Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Federal Savings Bank
Citizens Federal Savings Bank
6-Month CD special new money
5.00%
$5,000
Rising Bank
Rising Bank
18-Month CD Rising
4.80%
$5,000
Main Bank
Main Bank
6-Month CD
4.75%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
12-Month CD
4.73%
$500
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
Premier Relationship Savings account
4.50%
$1
First National Bank of America (FNBA)
First National Bank of America (FNBA)
72-Month CD
4.35%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
13-Month CD special
4.28%
$1,500
Harford Bank
Harford Bank
9-Month CD
4.25%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
48-Month CD
4.25%
$500
FNB of Hereford
FNB of Hereford
24-Month CD
4.04%
$50,000
University Federal Credit Union
University Federal Credit Union
18-Month CD
4.00%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
36-Month CD
4.00%
$25,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
High Yield Checking Meet Criteria
4.00%
$0
167th TFR Federal Credit Union
167th TFR Federal Credit Union
6-Month CD Certificate
3.55%
$500
Western Heritage Bank
Western Heritage Bank
36-Month CD Bump
3.50%
$1,000
Vinton County Bank
Vinton County Bank
Rate Watchers Money Market
3.50%
$25,000
Jovia Federal Credit Union
Jovia Federal Credit Union
36-Month CD certificate
3.25%
$100
Clarion County Community Bank
Clarion County Community Bank
18-Month CD
3.25%
$500
mph.bank, a division of Liberty Savings Bank
mph.bank, a division of Liberty Savings Bank
15-Month CD via Raisin
3.00%
$1
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
PSB Indianola, IA
PSB Indianola, IA
60-Month CD
2.65%
$1,000
Genoa Banking Company
18-Month CD
2.60%
$1,000
FNB of Kansas
FNB of Kansas
18-Month Jumbo CD
2.55%
$100,000
ACMG Federal Credit Union
ACMG Federal Credit Union
36-Month CD certificate
2.55%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
36-Month CD
2.52%
$1,000
Chase Bank
Chase Bank
60-Month CD relationship
2.50%
$0
Clarion County Community Bank
Clarion County Community Bank
36-Month CD
2.50%
$500
FNB of Dennison
60-Month CD
2.27%
$1,000
Northumberland Bank
Northumberland Bank
18-Month CD
2.17%
$5,000
Security Federal Bank
Security Federal Bank
48-Month CD
2.10%
$500
Security Federal Bank
Security Federal Bank
36-Month CD
2.05%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
12-Month CD
2.02%
$1,000
Bank of Wolcott
Bank of Wolcott
36-Month CD
1.96%
$1,000
Paramount Bank
Paramount Bank
60-Month CD
1.70%
$1,000
Bank of Herrin
Bank of Herrin
48-Month CD
1.53%
$1,000
The Citizens Bank Company
The Citizens Bank Company
36-Month CD
1.37%
$1,000
Maries County Bank
Maries County Bank
15-Month CD
1.31%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
Premium Money Market
0.50%
$75,000
Bank of Washington
Bank of Washington
Money Market Deposit
0.50%
$1,000
North Central Bank
North Central Bank
48-Month CD
0.45%
$1,000
Peoples Bank Taylorsville, KY
60-Month CD
0.35%
$500
Millville Savings Bank
Millville Savings Bank
60-Month CD
0.30%
$1,000
OneLocal Bank
OneLocal Bank
18-Month CD
0.30%
$500
Fayetteville Bank
Fayetteville Bank
Gold Star Checking (NOW Account)
0.20%
$0
The Upstate National Bank
The Upstate National Bank
Regular Savings
0.20%
$5,000
TruBank
TruBank
Regular Savings
0.10%
$100
Achieve Financial Credit Union
Achieve Financial Credit Union
6-Month CD certificate
0.10%
$1,000
Hebron Savings Bank
Hebron Savings Bank
Money Market
0.05%
$2,500
Applied Bank
Applied Bank
24-Month CD
0.05%
$1,000
1st Community Federal Credit Union
1st Community Federal Credit Union
Share Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CSB of Cheney, KS Information

CSB of Cheney, KS
306 N Main St
Cheney, KS 67025
Sedgwick
Established Date: 01/01/1884
FDIC Certificate #: 9658
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CITIZENS STATE BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is CSB of Cheney, KS FDIC Insured? Yes
What is CSB of Cheney, KS's Cert number? 9658
What is the maximum amount for insured deposits? $250,000 per holder, per account

CSB of Cheney, KS Financials

Total Assets:
$81,016,000
Total Deposits:
$75,789,000
Equity Capital:
$5,146,000
Domestic Deposits:
$75,789,000
Net Income:
$440,000
Return on Assets:
1.7076%
Quarterly Return on Assets:
2.2500%
Pretax Return on Assets:
2.3393%
Pretax Quarterly Return on Assets:
2.3400%
Return on Equity:
24.4100%
Quarterly Return on Equity:
35.6800%
Common Equity Tier 1 Capital Ratio:
13.3464%
Tier 1 Risk-Based Capital Ratio:
13.3464%
Leverage Tier 1 (Core Capital) Ratio:
9.2783%
Total Risk-Based Capital Ratio (YTD):
14.5982%
Total Interest Income (YTD):
4.2412%
 
 
Headquarters:
Cheney
FDIC Field Office:
Wichita
Regulator:
FDIC
County:
Sedgwick
# of Offices:
1
Metropolitan Statistical Area (MSA):
Wichita, KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

mortgage-rates-at-4-month-low-freddie-mac30-year mortgage rates reached a four month low in Freddie Mac's current Primary Mortgage Market Survey. Low mortgage rates continue to help the housing market recover from the speculative bubble over the past several years.

Depositors have suffered with low CD rates going on about a decade now. Ever since the economy came out of the Great Recession, we eagerly awaited higher CD rates only to be rebuffed by the Fed. There has been one fed funds rate hike at the end of 2015 and another one last week.

Twelve month CD rates are currently averaging 0.969 percent this week. The national average for 12 month CD interest rates has been under 1.00 percent for the past month. Of course you can find bank CD rates and credit union CD rates well above the national averages. Using our CD rate tables we ran a search for 12 month CD rates in Wilmington, Delaware.

Bank or Credit Union Offers and Deals

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Comerica CD Rates: Special CD 6-Month 5.00% APY
Japan's Economy Contracting 1.6 Percent Will Send Mortgage Rates Lower
Mutual of Omaha Bank Money Market Account 25K Rates now at 0.85%

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CSB of Cheney, KS Reviews

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