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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Metro Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Metro Community Federal Credit Union's 12 Month CD rates are at 3.61%, 24 Month CD rates are at 2.58%, 36 Month CD rates are at 2.23%, 48 Month CD rates are at 2.12%, 60 Month CD rates are at 2.02%. Metro Community Federal Credit Union's savings rates are at 0.05%. Metro Community Federal Credit Union's Personal Loan Rates are at 5.89%. MonitorBankRates evaluates the financial stability of Metro Community Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.95%. Rates were last updated on 04/18/2026. Metro Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metro Community Federal Credit Union? Share your experience about Metro Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Metro Community Federal Credit Union. Metro Community Federal Credit Union
Metro Community Federal CU 215 18th St
https://www.metrocommunityfcu.com Huntington, WV 25703 
Metro Community Federal Credit Union CD Rates
Metro Community Federal Credit Union Savings Rates
Metro Community Federal Credit Union Auto Loan Rates
Metro Community Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Metro Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Metro Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Metro Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Metro Community Federal Credit Union
Address
215 18th St,
Huntington, WV 25703
Phone
304-697-4652
Fax
304-697-2183
President
William Bartlett
CEO
Robert Whitley
Full-Time Employees
10
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.95%
Return on Assets (ROA)
0.7352%
Return on Equity (ROE)
7.7410%
Non-Performing Loans Ratio (NPL)
2.91%
Total Assets
47,584,960
Total Amount of Shares and Deposits
42,571,965
Total Shares and Deposits < 1 Year
39,613,617
Total Shares and Deposits 1 3 Years
2,838,612
Total Shares and Deposits > 3 Years
119,736
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,571,965
Total Interest Expense (Sum of items 6 8)
146,350
Share Certificates
77
Number of Accounts for Share Drafts
2,017
IRA KEOGH Accounts
121
Number of Accounts for Regular Shares
4,558
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,601,005
Total Liabilities
43,065,870
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Metro Community Federal Credit UnionIs Metro Community Federal Credit Union a safe place to deposit money?Yes, Metro Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 17.945471322766%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Metro Community Federal Credit Union operate?Metro Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Metro Community Federal Credit Union?Yes, to access services at Metro Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Metro Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Metro Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Metro Community Federal Credit Union offer online and mobile banking?Most modern institutions like Metro Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.metrocommunityfcu.com. Current Metro Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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