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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Gulf Coast Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Gulf Coast Federal Credit Union's 6 month CD Accounts(C.D.'S) rates are at 3.65%, 6 CDs of Deposit CD's rates are at 3.65%, IRA Term CDs 12 month rates are at 3.55%, IRA Term CDs 24 month rates are at 3.40%, 24 month CD Accounts(C.D.'S) rates are at 3.35%. Gulf Coast Federal Credit Union's money market rates are at 0.50%. Gulf Coast Federal Credit Union's Purchase/Refinance/Cash Out Jumbo Loan to $1,599,999.99) rates are at 7.25%, Purchase/Refinance/Cash Out Super Jumbo Loan rates are at 7.50%. MonitorBankRates evaluates the financial stability of Gulf Coast Federal Credit Union with a 4.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 21.32%. Rates were last updated on 04/17/2026. Gulf Coast Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gulf Coast Federal Credit Union? Share your experience about Gulf Coast Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gulf Coast Federal Credit Union. Gulf Coast Federal Credit Union
Rodd Field 2633 Rodd Field Rd
https://www.ccgcfcu.com Corpus Christi, TX 78414 3145 
Gulf Coast Federal Credit Union CD Rates
Gulf Coast Federal Credit Union Savings Rates
Gulf Coast Federal Credit Union Money Market Rates
Gulf Coast Federal Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Gulf Coast Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Gulf Coast Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gulf Coast Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Gulf Coast Federal Credit Union
Website
https://www.ccgcfcu.com
Address
2633 Rodd Field Rd,
Corpus Christi, TX 78414 3145
Phone
361-980-8203
Fax
361-980-9665
President
Hector Bernal
CEO
Jeremy Garza
Full-Time Employees
100
Part-Time Employees
0
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.5 / 5.0 ★
Overall Health & Safety Grade
B (84/100)
Texas Ratio
21.32%
Return on Assets (ROA)
-0.3786%
Return on Equity (ROE)
-4.8844%
Non-Performing Loans Ratio (NPL)
1.99%
Total Assets
291,179,579
Total Amount of Shares and Deposits
266,208,638
Total Shares and Deposits < 1 Year
227,534,128
Total Shares and Deposits 1 3 Years
38,674,510
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,712,181
Total Uninsured Shares and Deposits > $250K (F+J)
10,712,181
Total Insured Shares and Deposits > $250K (item 17 less item K)
255,496,457
Total Interest Expense (Sum of items 6 8)
6,730,888
Share Certificates
2,774
Number of Accounts for Share Drafts
8,096
IRA KEOGH Accounts
605
Number of Accounts for Regular Shares
19,328
Non Member Deposits
9
Money Market Shares
276
Net Income (unless the amount is already included in Undivided Earnings)
-1,102,358
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,155,511
Total Liabilities
268,091,238
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Gulf Coast Federal Credit UnionIs Gulf Coast Federal Credit Union a safe place to deposit money?Yes, Gulf Coast Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 21.321657335767%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Gulf Coast Federal Credit Union operate?Gulf Coast Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Gulf Coast Federal Credit Union?Yes, to access services at Gulf Coast Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Gulf Coast Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gulf Coast Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Gulf Coast Federal Credit Union offer online and mobile banking?Most modern institutions like Gulf Coast Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccgcfcu.com. Current Gulf Coast Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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