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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
MIDWEST AMERICA Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
MIDWEST AMERICA's 8 month Special CD rates are at 3.80%, 19 month Special CD rates are at 3.70%, 14 month Special Traditional/Roth IRA CD rates are at 3.60%, 12 month Branch Into Savings Youth CD rates are at 3.25%, 182 days Share/IRA CD rates are at 2.25%. MIDWEST AMERICA's savings rates are at 0.05%. MIDWEST AMERICA's money market rates are at 0.50%. MIDWEST AMERICA's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of MIDWEST AMERICA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.87%. Rates were last updated on 03/28/2026. MIDWEST AMERICA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MIDWEST AMERICA? Share your experience about MIDWEST AMERICA by leaving a review below, or read customer reviews before you decide to use MIDWEST AMERICA. United Security Bank Fulton, MO
Medical Park Drive 1104 Medical Park Dr
https://www.mwafcu.org Fort Wayne, IN 46825 5826 
MIDWEST AMERICA CD Rates
MIDWEST AMERICA Savings Rates
MIDWEST AMERICA Money Market Rates
MIDWEST AMERICA Checking Rates
MIDWEST AMERICA Home Equity & HELOC
MIDWEST AMERICA Auto Loan Rates
MIDWEST AMERICA Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MIDWEST AMERICA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MIDWEST AMERICA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MIDWEST AMERICA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MIDWEST AMERICA
Website
https://www.mwafcu.org
Address
1104 Medical Park Dr,
Fort Wayne, IN 46825 5826
Phone
260-482-3334
Fax
President
Maureen Fulk
CEO
David Shadburne
Full-Time Employees
189
Part-Time Employees
9
Branch Locations
15
ATM Locations
15
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.87%
Return on Assets (ROA)
0.8676%
Return on Equity (ROE)
6.0571%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
957,000,422
Total Amount of Shares and Deposits
804,083,803
Total Shares and Deposits < 1 Year
782,401,314
Total Shares and Deposits 1 3 Years
19,117,272
Total Shares and Deposits > 3 Years
2,565,219
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
54,047,126
Total Uninsured Shares and Deposits > $250K (F+J)
54,047,126
Total Insured Shares and Deposits > $250K (item 17 less item K)
750,036,677
Total Interest Expense (Sum of items 6 8)
12,638,968
Share Certificates
8,558
Number of Accounts for Share Drafts
28,478
IRA KEOGH Accounts
1,631
Number of Accounts for Regular Shares
62,744
All other shares
292
Money Market Shares
1,267
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
47,634,467
Total Liabilities
819,958,624
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About MIDWEST AMERICAIs MIDWEST AMERICA a safe place to deposit money?Yes, MIDWEST AMERICA is considered a safe financial institution. With a Texas Ratio of 3.8681525351572%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does MIDWEST AMERICA operate?MIDWEST AMERICA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MIDWEST AMERICA?Yes, to access services at MIDWEST AMERICA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MIDWEST AMERICA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MIDWEST AMERICA provides members with tools to manage their accounts and build a solid financial history. Does MIDWEST AMERICA offer online and mobile banking?Most modern institutions like MIDWEST AMERICA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mwafcu.org. Current MIDWEST AMERICA Rates
Retrieved from our database of financial products. Rates subject to change.
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