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Mifflinburg B&T CO. Rates & Review April 2026

Mifflinburg B&T CO.'s savings rates are at 0.15%. Mifflinburg B&T CO.'s money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Mifflinburg B&T CO. with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.82%. Rates were last updated on 04/11/2026.

Mifflinburg B&T CO. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mifflinburg B&T CO.? Share your experience about Mifflinburg B&T CO. by leaving a review below, or read customer reviews before you decide to use Mifflinburg B&T CO..

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.82%
Excellent Lower than avg
Mifflinburg B&T CO.
250 E Chestnut St
Mifflinburg, PA 17844
https://www.mbtc.com
Member FDIC

Mifflinburg B&T CO. Savings Rates

Product Rate APY View More
Club Accounts All balances 0.15% 0.15%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Savings Accounts 0.15% 0.15%
Min Balance $5,000
Details $5,000 - $49,999
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Savings Accounts Less than 0.15% 0.15%
Details $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Savings Accounts or more 0.15% 0.15%
Min Balance $50,000
Details $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%

Mifflinburg B&T CO. Money Market Rates

Product Rate APY View More
Money Market 0.25% 0.25%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Money Market 0.10% 0.10%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Money Market 0.05% 0.05%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%

Mifflinburg B&T CO. Checking Rates

Product Rate APY View More
Free 50+ Checking 0.15% 0.15%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Free Interest Checking 0.15% 0.15%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Free 50+ Checking 0.10% 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Free Interest Checking - 0.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Mifflinburg B&T CO. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Mifflinburg B&T CO. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mifflinburg B&T CO.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Mifflinburg B&T CO.
Bank Holding Company STEELE BCORP INC
Address 250 E Chestnut St, Mifflinburg, PA 17844  ·  Union
FDIC Certificate # 10685
Established 01/01/1872
FDIC Insurance Date 01/01/1934
Domestic Offices 15
Total Branches 15
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.82%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8724%
Return on Equity (ROE) 9.8200%
Non-Performing Loans (NPL) 0.03%
Total Assets $1,251,697,000
Total Deposits $1,111,534,000
Equity Capital $118,457,000
Net Income $4,537,000
Headquarters Mifflinburg
Total Offices 15
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Mifflinburg B&T CO.

Is Mifflinburg B&T CO. a safe place to deposit money?

Yes, Mifflinburg B&T CO. is considered a safe financial institution. With a Texas Ratio of 0.82039321590049%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Mifflinburg B&T CO. operate?

Mifflinburg B&T CO. currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Mifflinburg B&T CO. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mifflinburg B&T CO. provides members with tools to manage their accounts and build a solid financial history.

Does Mifflinburg B&T CO. offer online and mobile banking?

Most modern institutions like Mifflinburg B&T CO. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mbtc.com.

Current Mifflinburg B&T CO. Rates

  • Savings0.15%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.