What are the current interest rates at Milledgeville State Bank?

Current rates for Milledgeville State Bank include:

Milledgeville State Bank Rates and Review February 2026

Content reviewed by

Brian McKay

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Milledgeville State Bank Deposit Rates

You can compare Milledgeville State Bank rates to other rates in our database, including 12-month CD rates currently at 1.75%, 6-month CD rates at 4.10% and 3-month CD rates at 2.52%. Savings rates are at 0.50% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates, and more, can be found in our database of rates which you can compare to Milledgeville State Bank rates.

Rate Updates and Availability

Milledgeville State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Milledgeville State Bank? Share your experience about Milledgeville State Bank by leaving a review below, or read customer reviews before you decide to use Milledgeville State Bank.

Milledgeville State Bank Texas Ratio

Milledgeville State Bank's Texas Ratio is at 1.93%, which is considered excellent. The Texas Ratio for Milledgeville State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Milledgeville State Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Milledgeville State Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Milledgeville State Bank

451 N Main Ave
Milledgeville, IL 61051

https://www.milledgevillebank.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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Current Rate Availability

We do not have Milledgeville State Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Milledgeville State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Milledgeville State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Milledgeville State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Milledgeville State Bank

451 N Main Ave
Milledgeville, IL 61051
Carroll
Established Date: 01/02/1942
FDIC Certificate #: 15873
Date of FDIC Deposit Insurance: 01/02/1942

Bank Holding Company: MILLEDGEVILLE BCORP INC

How Many Domestic U.S. Offices? 1

How Many Branches are There? 1

Website: https://www.milledgevillebank.com

Is Milledgeville State Bank FDIC Insured? Yes

What is Milledgeville State Bank's Cert number? 15873

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$178,686,000

Total Deposits:

$134,522,000

Equity Capital:

$16,922,000

Net Income:

$452,000

Return on Assets (ROA):

1.2550%

Return on Equity (ROE):

13.8600%

Headquarters:

Milledgeville

Regulator:

FDIC

# of Offices:

Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Milledgeville State Bank

How do I open an account at Milledgeville State Bank?

You can typically open an account at Milledgeville State Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Milledgeville State Bank provides a range of mortgage and home equity products.

Is Milledgeville State Bank a safe place to deposit money?

Yes, Milledgeville State Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.