First National Bank of Bemidji CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.65%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.03%. Credit Card rates are at 13.24%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. First National Bank of Bemidji's 18-Month CD rates are at 4.55%, 12-Month CD rates are at 4.55%, 24-Month CD rates are at 4.29%, 30-Month CD rates are at 4.08%, 36-Month CD rates are at 4.04%. First National Bank of Bemidji's savings rates are at 0.90%. First National Bank of Bemidji's money market rates are at 1.51%.

First National Bank of Bemidji

To see how these rates compare to First National Bank of Bemidji CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Bemidji, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Bemidji CD rates. You can also compare First National Bank of Bemidji savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Bemidji money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Bemidji? Share your experience about First National Bank of Bemidji by leaving a review below, or read customer reviews before you decide to use First National Bank of Bemidji.

First National Bank of Bemidji Texas Ratio

First National Bank of Bemidji's Texas Ratio is at 2.51%, which is considered excellent. The Texas Ratio for First National Bank of Bemidji is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Bemidji is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.55%
18-Month CD
4.55%
24-Month CD
4.29%
36-Month CD
4.04%
48-Month CD
3.98%
60-Month CD
3.76%
Savings
0.90%
MMA
1.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank of Bemidji
1600 Paul Bunyan Dr Nw
Bemidji, MN 56601
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

First National Bank of Bemidji CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Bemidji
First National Bank of Bemidji
12-Month CD
4.55%
$500
First National Bank of Bemidji
First National Bank of Bemidji
18-Month CD
4.55%
$500
First National Bank of Bemidji
First National Bank of Bemidji
24-Month CD
4.29%
$500
First National Bank of Bemidji
First National Bank of Bemidji
30-Month CD
4.08%
$500
First National Bank of Bemidji
First National Bank of Bemidji
36-Month CD
4.04%
$500
First National Bank of Bemidji
First National Bank of Bemidji
48-Month CD
3.98%
$500
First National Bank of Bemidji
First National Bank of Bemidji
60-Month CD
3.76%
$500
First National Bank of Bemidji
First National Bank of Bemidji
First Insured Money Market
1.51%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
Statement Savings
0.90%
$200
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank of Bemidji Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Alliant Credit Union
Alliant Credit Union
12-Month CD certificate
5.15%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
18-Month CD
4.75%
$500
Murray Bank
Murray Bank
6-Month CD
4.65%
$1,000
Suncoast Credit Union
Suncoast Credit Union
24-Month CD share
4.65%
$500
Charles Schwab
Charles Schwab
48-Month CD
4.50%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
60-Month CD
4.34%
$2,500
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD
4.32%
$1,000
Kearney Trust Company
Kearney Trust Company
12-Month CD Add-On
4.25%
$25
NASA Federal Credit Union
NASA Federal Credit Union
60-Month CD certificate
4.00%
$1,000
Compass Savings Bank
Compass Savings Bank
60-Month CD
4.00%
$500
First Southern Bank Florence, AL
First Southern Bank Florence, AL
30-Month CD special
4.00%
$25,000
Wyoming Community Bank
Wyoming Community Bank
12-Month CD
4.00%
$1,000
EagleBank
EagleBank
36-Month CD
4.00%
$1,000
VirtualBank
VirtualBank
36-Month CD
3.77%
$0
Merchants State Bank
Merchants State Bank
24-Month CD
3.75%
$5,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
24-Month CD
3.65%
$5,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
60-Month CD
3.50%
$500
First FSB of Mascoutah
First FSB of Mascoutah
72-Month CD
3.29%
$1,000
Pennsville National Bank
Pennsville National Bank
24-Month CD
3.04%
$500
Badger Bank
Badger Bank
12-Month CD
2.74%
$1,000
West Union Bank
West Union Bank
3-Month CD
2.40%
$500
Chartway Credit Union
Chartway Credit Union
24-Month CD certificate
2.25%
$500
FNB of Wyoming
FNB of Wyoming
60-Month CD
2.02%
$100
Hiawatha National Bank
Hiawatha National Bank
48-Month CD
2.02%
$500
Raritan State Bank
Raritan State Bank
36-Month CD
2.02%
$5,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
12-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
36-Month CD
2.00%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
Home Savings Bank, FSB
Home Savings Bank, FSB
24-Month CD
1.51%
$500
State Bank Fenton, MI
State Bank Fenton, MI
18-Month CD
1.51%
$500
Merchants State Bank
Merchants State Bank
Money Market
1.50%
$2,500
Asian Bank
Asian Bank
24-Month CD
1.25%
$1,000
BankGloucester
BankGloucester
60-Month CD Jumbo
1.02%
$100,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
12-Month CD
1.00%
$1,000
SNB Security National Bank
SNB Security National Bank
12-Month CD
1.00%
$1,000
DB&T
DB&T
24-Month CD
1.00%
$1,000
FNB in Taylorville
FNB in Taylorville
24-Month CD
0.65%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Regular Savings Account
0.60%
$25
German American Bank
German American Bank
6-Month CD
0.50%
$1,000
Westbury Bank
Westbury Bank
Daily Savings
0.50%
$0
Newtown Savings Bank
Newtown Savings Bank
18-Month CD
0.35%
$500
UniBank for Savings
UniBank for Savings
Money Market
0.35%
$2,500
Bank of New Hampshire
Bank of New Hampshire
60-Month CD
0.35%
$500
First Keystone Community Bank
First Keystone Community Bank
12-Month CD
0.30%
$1,000
Rondout Savings Bank
Rondout Savings Bank
Checking Account Power Advantage
0.25%
$500
Eastern Bank
Eastern Bank
18-Month CD Business Select
0.20%
$500
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
Cambridge Trust Company
Cambridge Trust Company
12-Month CD
0.05%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
24-Month CD
0.01%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Super NOW Account
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Bemidji Information

First National Bank of Bemidji
1600 Paul Bunyan Dr Nw
Bemidji, MN 56601
Beltrami
Established Date: 11/27/1897
FDIC Certificate #: 5093
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST NB OF BEMIDJI ESOP&TRUST
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is First National Bank of Bemidji FDIC Insured? Yes
What is First National Bank of Bemidji's Cert number? 5093
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Bemidji Financials

Total Assets:
$974,140,000
Total Deposits:
$769,968,000
Equity Capital:
$43,882,000
Domestic Deposits:
$769,968,000
Net Income:
$1,112,000
Return on Assets:
1.2229%
Quarterly Return on Assets:
0.4500%
Pretax Return on Assets:
0.4512%
Pretax Quarterly Return on Assets:
0.4500%
Return on Equity:
18.5100%
Quarterly Return on Equity:
10.9900%
Leverage Tier 1 (Core Capital) Ratio:
9.4851%
Total Interest Income (YTD):
3.4011%
 
 
Headquarters:
Bemidji
FDIC Field Office:
Fargo
Regulator:
OCC
County:
Beltrami
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

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