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Brattleboro S&L Rates and Review February 2026

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Brattleboro S&L's savings rates are at 0.05%. Brattleboro S&L's money market rates are at 0.20%. You can compare Brattleboro S&L rates to other rates in our database, including 12-month CD rates currently at 2.50%, 6-month CD rates at 3.44% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 2.02%. Mortgage rates on 30-year fixed loans are around 6.25%. All these rates, and more, can be found in our database of rates which you can compare to Brattleboro S&L rates.

Brattleboro S&L

Rate Updates and Availability

Brattleboro S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brattleboro S&L? Share your experience about Brattleboro S&L by leaving a review below, or read customer reviews before you decide to use Brattleboro S&L.

Brattleboro S&L Texas Ratio

Brattleboro S&L's Texas Ratio is at 0.22%, which is considered excellent. The Texas Ratio for Brattleboro S&L is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Brattleboro S&L has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Brattleboro S&L is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
0.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Brattleboro S&L
221 Main St
Brattleboro, VT 05301
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Brattleboro S&L Savings Rates

Product Rate APY View More
Statement Savings 0.10% 0.10%
Min Deposit$50
Min Balance$250
DetailsMinimum Balance to Open: $50.00
Last Updated 02/11/2026
Holiday Savings Account 0.05% 0.05%
Min Deposit$5
Min Balance$5
Last Updated 02/11/2026

Brattleboro S&L Money Market Rates

Product Rate APY View More
Money Market Account 0.65% 0.65%
Min Deposit$1,000
Min Balance$50,000
Details$50,000.00 & Above
Last Updated 02/11/2026
Money Market Account 0.50% 0.50%
Min Deposit$1,000
Min Balance$25,000
Details$25,000.00 - $49,999.99
Last Updated 02/11/2026
Money Market Account 0.40% 0.40%
Min Deposit$1,000
Min Balance$5,000
Details$5,000.00 - $24,999.99
Last Updated 02/11/2026
Money Market Account 0.20% 0.20%
Min Deposit$1,000
Min Balance$1,000
Details$1,000.00 - $4,999.99
Last Updated 02/11/2026

Brattleboro S&L Checking Rates

Product Rate APY View More
Local Rewards Checking 3.20% 3.25%
Min Deposit$500
Min Balance$0
Details$0 - $24,999.99
Last Updated 02/11/2026
Relationship Checking 0.05% 0.05%
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/11/2026
Basic Checking Account - 0.00%
Min Deposit$25
Min Balance$0
Last Updated 02/11/2026

Brattleboro S&L Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loan 5.25% - 5.59% 5 Years
DetailsMaximum LTV: 80
Last Updated 02/11/2026
Fixed Rate Home Equity Loan 5.75% - 5.93% 10 Years
DetailsMaximum LTV: 80
Last Updated 02/11/2026
Fixed Rate Home Equity Loan 5.99% - 6.12% 5 Years
No additional details.
Last Updated 02/11/2026
Fixed Rate Home Equity Loan 6.25% - 6.38% 15 Years
DetailsMaximum LTV: 80
Last Updated 02/11/2026
Fixed Rate Home Equity Loan 6.25% - 6.43% 10 Years
No additional details.
Last Updated 02/11/2026
Fixed Rate Home Equity Loan 6.50% - 6.63% 15 Years
No additional details.
Last Updated 02/11/2026
Fixed Rate Home Equity Loan 6.75% - 6.86% 20 Years
DetailsMaximum LTV: 80
Last Updated 02/11/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Brattleboro S&L is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Brattleboro S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brattleboro S&L's official website for the most current offers and terms.

Bank Profile & Overview

Brattleboro S&L
221 Main St
Brattleboro, VT 05301
Windham
Established Date: 01/01/1912
FDIC Certificate #: 28837
Date of FDIC Deposit Insurance: 03/09/1962
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Brattleboro S&L FDIC Insured? Yes
What is Brattleboro S&L's Cert number? 28837
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$280,957,000
Total Deposits:
$251,772,000
Equity Capital:
$26,570,000
Net Income:
$523,000
Return on Assets (ROA):
0.9167%
Return on Equity (ROE):
10.8700%
Headquarters:
Brattleboro
Regulator:
FED
# of Offices:
5
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Brattleboro S&L

How do I open an account at Brattleboro S&L?

You can typically open an account at Brattleboro S&L by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Brattleboro S&L provides a range of mortgage and home equity products.

Is Brattleboro S&L a safe place to deposit money?

Yes, Brattleboro S&L is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Brattleboro S&L offer online and mobile banking?

Most modern institutions like Brattleboro S&L provide digital access including online balance checks and transfers.

Current Brattleboro S&L Rates

ProductAPY
Savings0.05%
MMA0.20%

Rates subject to change.