What are the current interest rates at Brattleboro S&L?

Current rates for Brattleboro S&L include: 12-Month CD: 3.25%, 18-Month CD: 3.00%, 24-Month CD: 1.50%, 36-Month CD: 2.00%, 48-Month CD: 2.15%, 60-Month CD: 2.25%, Savings: 0.05%, MMA: 0.20%

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Brattleboro S&L Rates & Review June 2026

Q: How many branches does Brattleboro S&L operate?

Brattleboro S&L currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Brattleboro S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brattleboro S&L provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 3, 2026

Brattleboro S&L's 12-Month rates are at 3.25%, 18-Month rates are at 3.00%, 6-Month rates are at 3.00%, 5 Year rates are at 2.25%, 4 Year rates are at 2.15%. Brattleboro S&L's savings rates are at 0.05%. Brattleboro S&L's money market rates are at 0.20%. Brattleboro S&L's 15 Year Fixed rates are at 5.88%, 15 Year Fixed rates are at 5.75%, 15 Year Mortgage rates are at 6.12%, 15 Year Mortgage rates are at 6.12%, 15 Year Mortgage rates are at 5.99%. MonitorBankRates evaluates the financial stability of Brattleboro S&L with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.20%. Rates were last updated on 06/03/2026.

Brattleboro S&L money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brattleboro S&L? Share your experience about Brattleboro S&L by leaving a review below, or read customer reviews before you decide to use Brattleboro S&L.

Exceptional Health Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.20%

Excellent Lower than avg

Brattleboro S&L

221 Main St
Brattleboro, VT 05301

https://www.brattbank.com

Brattleboro S&L CD Rates

Product	Rate	APY
12 Month	3.20%	3.25%
Min Deposit $500 Min Balance $500 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
18 Month	2.96%	3.00%
Min Deposit $500 Min Balance $500 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
6 Month	2.96%	3.00%
Min Deposit $500 Min Balance $500 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
5 Year	2.23%	2.25%
Min Deposit $500 Min Balance $500 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
4 Year	2.13%	2.15%
Min Deposit $500 Min Balance $500 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
3 Year	1.98%	2.00%
Min Deposit $500 Min Balance $500 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
2 Year	1.49%	1.50%
Min Deposit $500 Min Balance $500 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%

Brattleboro S&L Savings Rates

Product	Rate	APY
Statement Savings	0.10%	0.10%
Min Deposit $50 Min Balance $250 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
Holiday Savings Account	0.05%	0.05%
Min Balance $5 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%

Brattleboro S&L Money Market Rates

Product	Rate	APY
Money Market Account	0.65%	0.65%
Min Balance $50,000 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
Money Market Account	0.50%	0.50%
Min Balance $25,000 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
Money Market Account	0.40%	0.40%
Min Balance $5,000 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
Money Market Account	0.20%	0.20%
Min Balance $1,000 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%

Brattleboro S&L Checking Rates

Product	Rate	APY
Local Rewards Checking	-	3.25%
Min Deposit $500 Min Balance $0 Details Qualifications Required: Receive eStatements; Have at least 1 direct deposit or ACH debit transaction post and clear per Qualification Cycle; Have at least 20 debit card transactions (non ATM transactions) post and clear, each Qualification Cycle; Qualifying balance up to $24,999.99; Base Rate & APY is 0.05% if you do not qualify. Fees may reduce earnings. Domestic non-BS&L ATM fees reimbursed if qualifications met. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
Local Rewards Checking*	3.20%	3.25%
Min Deposit $500 Min Balance $0 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
Relationship Checking	0.05%	0.05%
Min Balance $1,000 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
Basic Checking Account	-	0.00%
Min Balance $25 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%

Brattleboro S&L Mortgage Rates

Product	Rate	Points	APR	Term
15 Year Fixed	5.88%	0.00	6.00%	15
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
15 Year Fixed	5.75%	2.00	6.20%	15
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
15 Year Mortgage	6.13%	0.00	6.25%	15 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
15 Year Mortgage	6.13%	1.00	6.41%	15 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
15 Year Mortgage	5.99%	2.00	6.44%	15 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
20 Year Fixed	6.25%	0.00	6.48%	20
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
20 Year Fixed	6.13%	2.00	6.48%	20
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
20 Year Mortgage	6.50%	0.00	6.60%	20 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
30 Year Fixed	6.38%	2.00	6.65%	30
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
30 Year Fixed	6.63%	0.00	6.70%	30
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
30 Year Mortgage	6.63%	2.00	6.90%	30 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
30 Year Mortgage	6.88%	0.00	6.96%	30 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
30 Year Mortgage	6.88%	1.00	7.06%	30 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%

Brattleboro S&L Home Equity & HELOC

Product	Rate	Points	APR	Term
FIXED RATE HOME EQUITY LOAN	5.25%	0.00	5.59%	5 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
FIXED RATE HOME EQUITY LOAN	5.75%	0.00	5.93%	10 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
FIXED RATE HOME EQUITY LOAN	6.25%	0.00	6.38%	15 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%
FIXED RATE HOME EQUITY LOAN	6.75%	0.00	6.86%	20 years
No additional details. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.20%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Brattleboro S&L is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Brattleboro S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brattleboro S&L's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Brattleboro S&L

FDIC Certificate # 28837

Address 221 Main St, Brattleboro, VT 05301 · Windham

Website https://www.brattbank.com

Established 01/01/1912

FDIC Insurance Date 08/09/1989

Domestic Offices 5

Total Branches 5

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.20%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9167%

Return on Equity (ROE) 10.8700%

Non-Performing Loans (NPL) 0.02%

Total Assets $285,239,000

Total Deposits $252,132,000

Equity Capital $29,114,000

Net Income $355,000

Headquarters Brattleboro

Total Offices 5

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Brattleboro S&L earned the Exceptional Health badge

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Frequently Asked Questions About Brattleboro S&L

How many branches does Brattleboro S&L operate?

Brattleboro S&L currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Brattleboro S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brattleboro S&L provides members with tools to manage their accounts and build a solid financial history.

Does Brattleboro S&L offer online and mobile banking?

Most modern institutions like Brattleboro S&L provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brattbank.com.