The Jefferson Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Jefferson BankToday's 12-month CD rates can be found at 0.05%, 6-month CD rates at 2.53% and 3-month CD rates at 0.95%. Current savings rates are at 0.01% and money market rates are at 4.07%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 19.24%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The Jefferson Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Jefferson Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Jefferson Bank CD rates. You can also compare The Jefferson Bank savings rates, MMA rates and mortgage rates using our other rate lists.

The Jefferson Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Jefferson Bank? Share your experience about The Jefferson Bank by leaving a review below, or read customer reviews before you decide to use The Jefferson Bank.

The Jefferson Bank Texas Ratio

The Jefferson Bank's Texas Ratio is at 0.36%, which is considered excellent. The Texas Ratio for The Jefferson Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Jefferson Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Jefferson Bank
3008 E Reed Rd
Greenville, MS 38703
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare The Jefferson Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
Explorer Youth Savings
5.00%
$0
The Fountain Trust Company
The Fountain Trust Company
6-Month CD
4.20%
$50,000
Stryv Bank
Stryv Bank
12-Month CD
3.85%
$100
First State Bank of Campbell Hill
First State Bank of Campbell Hill
12-Month CD
3.80%
$500
1st Advantage Bank
1st Advantage Bank
18-Month CD
3.75%
$500
Unison Bank
Unison Bank
12-Month CD
3.75%
$2,500
First State Bank of Porter
First State Bank of Porter
12-Month CD
3.56%
$1,000
Northern Bank Direct
Northern Bank Direct
18-Month CD
3.50%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
3.33%
$1,500
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
Phoenixville Federal B&T
48-Month CD
3.20%
$500
Longview Bank
Longview Bank
6-Month CD
3.00%
$500
New Tripoli Bank
New Tripoli Bank
24-Month CD
3.00%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
36-Month CD
3.00%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
36-Month CD
2.97%
$1,000
First National Bank VA
First National Bank VA
18-Month CD
2.83%
$500
Corebank
Corebank
18-Month CD
2.78%
$1,000
Adrian Bank
Adrian Bank
60-Month CD
2.77%
$1,000
Bank of Old Monroe
Bank of Old Monroe
18-Month CD
2.77%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
60-Month CD (Jumbo)
2.75%
$100,000
Hibernia Bank
Hibernia Bank
24-Month CD
2.53%
$1,000
Industry State Bank
Industry State Bank
60-Month CD
2.25%
$1,000
Bruning Bank
Bruning Bank
60-Month CD
2.22%
$500
Osgood Bank
Osgood Bank
24-Month CD
2.02%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD (FLEX)
2.02%
$1,000
Charter Bank IA
Charter Bank IA
12-Month CD
2.00%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
60-Month CD
1.76%
$1,000
International Bank of Chicago
International Bank of Chicago
24-Month CD
1.75%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
36-Month CD
1.65%
$1,000
CorTrust Bank
CorTrust Bank
Cor Savings
1.50%
$100
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
1.48%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
48-Month CD
1.15%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
30-Month CD
1.15%
$1,500
Century SLA
Century SLA
12-Month CD (Jumbo)
1.05%
$100,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Money Market
0.75%
$100
Roxboro Savings Bank
36-Month CD
0.65%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
18-Month CD
0.60%
$0
Ballston Spa National Bank
Ballston Spa National Bank
18-Month CD
0.40%
$500
USB Union Savings Bank
USB Union Savings Bank
24-Month CD
0.40%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
60-Month CD
0.35%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
Keystone Interest Checking
0.30%
$1,500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
Statement Savings
0.25%
$50
West Pointe Bank
West Pointe Bank
Money Market
0.25%
$2,500
First National Bank in Amboy
First National Bank in Amboy
Money Market
0.15%
$2,500
Rondout Savings Bank
Rondout Savings Bank
Statement Savings
0.10%
$100
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
6-Month CD
0.10%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
Vision Savings
0.10%
$50
BankChampaign
BankChampaign
Regular Savings
0.05%
$200
Applied Bank
Applied Bank
Money Market
0.02%
$500
Vibrant Credit Union
Vibrant Credit Union
60-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The Jefferson Bank rate data right now, check back for updates, we are adding rates all the time.

The Jefferson Bank Information

The Jefferson Bank
3008 E Reed Rd
Greenville, MS 38703
Washington
Established Date: 01/03/1901
FDIC Certificate #: 11445
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SOUTHEAST ARKANSAS BANK CORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is The Jefferson Bank FDIC Insured? Yes
What is The Jefferson Bank's Cert number? 11445
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Jefferson Bank Financials

Total Assets:
$168,293,000
Total Deposits:
$137,510,000
Equity Capital:
$29,704,000
Domestic Deposits:
$137,510,000
Net Income:
$1,305,000
Return on Assets:
5.3649%
Quarterly Return on Assets:
3.2100%
Pretax Return on Assets:
4.3873%
Pretax Quarterly Return on Assets:
4.3900%
Return on Equity:
32.5200%
Quarterly Return on Equity:
17.9100%
Common Equity Tier 1 Capital Ratio:
19.5204%
Tier 1 Risk-Based Capital Ratio:
19.5204%
Leverage Tier 1 (Core Capital) Ratio:
20.5081%
Total Risk-Based Capital Ratio (YTD):
20.7939%
Total Interest Income (YTD):
7.4648%
 
 
Headquarters:
Greenville
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Washington
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Mortgage rates and refinance rates continue to head lower this week. Today's 30 year conforming mortgage rates and refinance rates are averaging 4.79 percent, down from last week’s average 30 year home loan rate and mortgage refinance rate of 4.99 percent. Conventional 30 year mortgage rates and refinance rates in Massachusetts are higher than the national average 30 year rate. Today's 30 year rates in MA are averaging 4.91 percent.
Right now on our list of 12 month CD rates in Columbus, Georgia, Tennessee Commerce Bank has the highest CD rate. Tennessee Commerce Bank's current 12 month bank CD rate is 1.29 percent with a bank CD yield of 1.30 percent. Tennessee Commerce Bank's rate is more than double the current national average 12 month rate of 0.599 percent as reported by monitorbankrates.com.
For several years now, the average online bank deposit interest rate has been higher than the average traditional brick and mortar bank interest rate. In fact, this month the top 10 deposit rates listed in our database are all offered by online banks. Banks that do not have branches have lower overhead, which is how they can offer higher savings rates and money market rates.

Bank or Credit Union Offers and Deals

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