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First State Bank New London, WI

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First State Bank New London, WI Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First State Bank New London, WI provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

First State Bank New London, WI rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not First State Bank New London, WI, and you can see how they compare in the First State Bank New London, WI rate tables below. MonitorBankRates evaluates the financial stability of First State Bank New London, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.94%. Database rates last updated and verified on 09/23/2026.

First State Bank New London, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank New London, WI? Share your experience about First State Bank New London, WI by leaving a review below, or read customer reviews before you decide to use First State Bank New London, WI.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.94%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

First State Bank

220 W Waupaca St
New London, WI 54961

https://www.bankfirststate.com

First State Bank New London, WI Other Rates

Product	Rate	Points	APY/APR	Term	View More
First Performance Banking	2.00%	-	2.00%
Min Deposit $100 Min Balance $15,000 Details Qualifications Required: One recurring direct deposit to the account per month; Enrolled in eStatements within thirty (30) calendar days of account opening; Maintain Minimum Daily Balance of $5,000 total in owned personal deposit accounts; or make 15 debit card purchases of $10 or more; Interest Earned A premium interest rate of 2.00% (APY 2.00%) will be paid on daily balances of $0.01 up to $15,000.00 if all requirements are met. For balances greater than $15,000.00, an interest rate of 0.01% (APY 0.01%) will be paid on the remaining daily balance. The APY will range from 0.01% to 2.00%, depending on the balance in the account. When qualifications are not met during statement cycle, the account will earn an interest rate of 0.01% (APY 0.01%) on the total daily balance. Stated APY (Annual Percentage Yield) is variable and may change at any time at the discretion of First State Bank. Interest is compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day. Fees could reduce earnings on the account. Your interest rate and APY may change at any time after the account is opened. All qualifications must be met by end of processing on the 25th of each month. If the 25th falls on a non-business day, all qualifications must be met by the prior business day. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.94%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

First State Bank New London, WI’s Texas Ratio stayed near 1.25% in Q3 2023 to 0.94% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$558M	0.94%	5.0	A+
March 31, 2026	$554M	1.02%	5.0	A+
December 31, 2025	$564M	0.62%	5.0	A+
September 30, 2025	$523M	0.59%	5.0	A+
June 30, 2025	$523M	0.55%	5.0	A+
March 31, 2025	$524M	0.58%	5.0	A+
December 31, 2024	$536M	0.62%	5.0	A+
September 30, 2024	$529M	0.64%	5.0	A+
June 30, 2024	$529M	1.03%	5.0	A+
March 31, 2024	$551M	1.03%	5.0	A+
December 31, 2023	$548M	1.04%	5.0	A+
September 30, 2023	$537M	1.25%	4.8	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First State Bank New London, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First State Bank New London, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First State Bank New London, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First State Bank New London, WI

Bank Holding Company FIRST STATE BANCSHARES INC

Address 220 W Waupaca St, New London, WI 54961 · Waupaca

Website https://www.bankfirststate.com

FDIC Certificate # 15271

Established 19110101

FDIC Insurance Date 19340101

Domestic Offices 8

Total Branches 8

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.94%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8273%

Return on Equity (ROE) 9.4200%

Non-Performing Loans (NPL) 0.08%

Total Assets $558,088,000

Total Deposits $449,776,000

Equity Capital $49,917,000

Net Income $2,311,000

Headquarters New London

Total Branches and Offices 8

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

First State Bank New London, WI earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About First State Bank New London, WI

How many branches does First State Bank New London, WI operate?

First State Bank New London, WI currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First State Bank New London, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First State Bank New London, WI provides members with tools to manage their accounts and build a solid financial history.

Does First State Bank New London, WI offer online and mobile banking?

Most modern institutions like First State Bank New London, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankfirststate.com.