Monson Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.65%, 6-month CD rates at 0.10% and 3-month CD rates at 1.00%. Current savings rates are at 5.05% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 16.50%. Personal Loan rates are at 13.15%. All these rates, and more, can be found in our database of rates. Monson Savings Bank's 36-Month CD rates are at 0.30%, 24-Month CD rates are at 0.25%, 18-Month CD rates are at 0.20%, 12-Month CD rates are at 0.15%. Monson Savings Bank's savings rates are at 0.10%. Monson Savings Bank's money market rates are at 0.75%.

Monson Savings Bank

To see how these rates compare to Monson Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Monson Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Monson Savings Bank CD rates. You can also compare Monson Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Monson Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Monson Savings Bank? Share your experience about Monson Savings Bank by leaving a review below, or read customer reviews before you decide to use Monson Savings Bank.

Monson Savings Bank Texas Ratio

Monson Savings Bank's Texas Ratio is at 1.52%, which is considered excellent. The Texas Ratio for Monson Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Monson Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.20%
24-Month CD
0.25%
36-Month CD
0.30%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Monson Savings Bank
146 Main St
Monson, MA 01057
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Monson Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
Monson Savings Bank
Monson Savings Bank
36-Month CD
0.30%
$1,000
Monson Savings Bank
Monson Savings Bank
24-Month CD
0.25%
$1,000
Monson Savings Bank
Monson Savings Bank
18-Month CD
0.20%
$1,000
Monson Savings Bank
Monson Savings Bank
12-Month CD
0.15%
$1,000
Monson Savings Bank
Monson Savings Bank
Statement Savings
0.10%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Monson Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FSB of St. Charles, MO
FSB of St. Charles, MO
24-Month CD
3.00%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
13-Month CD promo special (In Branch)
5.00%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
Money Market High Yield
3.30%
$500,000
Phoenixville Federal B&T
24-Month CD
3.20%
$500
FSB of Westmoreland
FSB of Westmoreland
36-Month CD
4.14%
$1,000
Florence Bank
Florence Bank
15-Month CD Bump-Up
3.00%
$500
FNB of Groton
FNB of Groton
48-Month CD
1.51%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
36-Month CD
0.25%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
6-Month CD
2.02%
$500
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
Bask Bank
Bask Bank
18-Month CD
4.50%
$1,000
Lyons Federal Bank
Lyons Federal Bank
48-Month CD
3.34%
$50,000
Greeneville Federal Bank
Greeneville Federal Bank
Savings Account
0.07%
$100
SSB of Wanamingo
SSB of Wanamingo
24-Month CD
1.00%
$500
First State Bank New London, WI
First State Bank New London, WI
24-Month CD
1.61%
$5,000
Range Bank
Range Bank
36-Month CD
2.15%
$1,000
PriorityOne Bank
PriorityOne Bank
36-Month CD
0.85%
$1,000
The Huntington National Bank
The Huntington National Bank
11-Month CD
4.86%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Money Market Account
0.20%
$0
One Community Bank
One Community Bank
36-Month CD
0.50%
$500
Dieterich Bank
Dieterich Bank
9-Month CD
5.15%
$500
State Bank of India US
State Bank of India US
24-Month CD
3.44%
$1,000
SSB Community Bank
SSB Community Bank
48-Month CD
0.35%
$1,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
48-Month CD
2.27%
$100
FirsTier Bank
FirsTier Bank
60-Month CD
0.75%
$0
Vio Bank
Vio Bank
120-Month CD
2.75%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
48-Month CD
2.00%
$1,000
First Technology Federal Credit Union
First Technology Federal Credit Union
24-Month CD share certificate
2.10%
$500
Huntington FSB
Huntington FSB
Paymaster Checking Checking
0.05%
$100
Jonah Bank of Wyoming
Jonah Bank of Wyoming
Saddle Up Savings Account
2.28%
$150,000
M1 Bank
M1 Bank
15-Month CD special
5.00%
$1,000
Bank of Hartington
Bank of Hartington
12-Month CD TCD
2.07%
$1,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
12-Month CD
2.02%
$500
InFirst Bank
InFirst Bank
7-Month CD special
5.16%
$5,000
802 Credit Union
802 Credit Union
24-Month CD certificate
2.00%
$500
First American Bank and Trust
First American Bank and Trust
15-Month CD
4.07%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
48-Month CD certificate special
3.40%
$1,000
Ergo Bank
Ergo Bank
12-Month CD
2.92%
$500
Atkins Savings B&T
Atkins Savings B&T
24-Month CD Adjust-A-Rate
4.04%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
Money Market
2.53%
$250,000
Peoples First Savings Bank
Peoples First Savings Bank
60-Month CD
0.85%
$500
Leighton State Bank
Leighton State Bank
6-Month CD
1.81%
$500
Cornhusker Bank
Cornhusker Bank
48-Month CD
2.05%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
60-Month CD
3.42%
$500
Alden State Bank
Alden State Bank
Kasasa Saver Savings
1.25%
$0
North Shore Bank Co-op
Money Market
0.10%
$10
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Checking Account Rewards <-$50k
2.27%
$1,000
FNB of Brookfield
FNB of Brookfield
Presidents Checking
1.26%
$2,500
Great North Bank
Great North Bank
12-Month CD special
5.12%
$500
Savers Co-operative Bank
Savers Co-operative Bank
7-Month CD
4.65%
$25,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Monson Savings Bank Information

Monson Savings Bank
146 Main St
Monson, MA 01057
Hampden
Established Date: 03/27/1872
FDIC Certificate #: 90245
Date of FDIC Deposit Insurance: 07/01/1985
Bank Holding Company: MONSON FINANCIAL SERVICES MHC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Monson Savings Bank FDIC Insured? Yes
What is Monson Savings Bank's Cert number? 90245
What is the maximum amount for insured deposits? $250,000 per holder, per account

Monson Savings Bank Financials

Total Assets:
$653,917,000
Total Deposits:
$590,773,000
Equity Capital:
$55,001,000
Domestic Deposits:
$590,773,000
Net Income:
$1,501,000
Return on Assets:
0.8789%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
1.2301%
Pretax Quarterly Return on Assets:
1.2300%
Return on Equity:
10.8700%
Quarterly Return on Equity:
11.3600%
Common Equity Tier 1 Capital Ratio:
12.5793%
Tier 1 Risk-Based Capital Ratio:
12.5793%
Leverage Tier 1 (Core Capital) Ratio:
8.9406%
Total Risk-Based Capital Ratio (YTD):
13.8319%
Total Interest Income (YTD):
3.4464%
 
 
Headquarters:
Monson
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Hampden
# of Offices:
6
Metropolitan Statistical Area (MSA):
Springfield, MA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage rates continued to decline this week. Mortgage rates have been driven lower because of  the weak employment report last week and the sovereign government debt crisis in Europe. Investors have flocked to the safety of bonds and as a result have driven bond yield lower. Mortgage rates are tied to bond yields and have also gone lower. 30 year mortgage rates hit a low of 4.75 percent this morning, down from a rate of 4.85 percent earlier this week.
Finding the best car insurance rates and quotes from several different auto insurance companies can be done online. How much car insurance coverage you need depends on the minimum for the state you live in, how much insurance you can afford and how much coverage you feel comfortable having.  
On our current list of 4 year new auto loan rates in Phoenix, Arizona, Pentagon Federal Credit Union and Bank of America have the best rates. Both the credit union and bank are offering 48 month auto loan rates at 2.99 percent.

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